Conor O'Sullivan

What were the circumstances that caused you to initially look for an adviser?

Needing to sort out pensions and wanting to see a picture of income after retirement.

How has Conor O'Sullivan helped you?

Conor has helped us to “tidy up” and understand the pension pots we had. He has helped us to plan for our future and has recommended changes to ensure our financial future is secure.

Have you seen the outcome you were hoping for?

So far … yes!

What could they have done better?

We are 100% happy with the advice and support we have had.

What were the circumstances that caused you to initially look for an adviser?

Early retirement

How has Conor O'Sullivan helped you?

Advice on bringing together my different pension pots and how to make the best of them

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I wanted a clear retirement plan

How has Conor O'Sullivan helped you?

He's listened to what is important to me, and tailored a pension plan around my needs

Have you seen the outcome you were hoping for?

Yes

Please provide a brief comment about your experience with Conor

Conor offered me advice and suggestions that were entirely tailored to my particular situation. His friendly, professional manner put me at ease. After the call, Conor sent me a summary of our discussion, with the main points for me to consider. This was extremely helpful.

Please provide a brief comment about your experience with Conor

Very helpful, comprehensive, and informative advice given, and most appreciated by my wife and I.

What were the circumstances that caused you to initially look for an adviser?

Pension sharing order as part of divorce …I needed advice on how to invest my share in a pension that would be right for me

How has Conor O'Sullivan helped you?

Yes absolutely he has gone above and beyond to make sure that I got the best advice and that I fully understood his recommendations

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No, already brilliant!

What were the circumstances that caused you to initially look for an adviser?

Marriage separation and inheritance for myself and my daughter to register into a trust as per my mother’s wishes

How has Conor O'Sullivan helped you?

Conor and his colleagues have been very generous with their time and very thorough in their approach. I’m very pleased

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Conor

Conor kindly came to see us and outlined the services he could offer. He spent time answering all our questions and we felt confident that his financial advice would have been sound. However, we did in fact interview 2 advisers both of whom impressed us, but we decided to not to appoint Conor on the bases that the other person was more local to us and we had been given an excellent recommendation of him from someone whose views we respect.

What were the circumstances that caused you to initially look for an adviser?

We were trying to decide how best to invest some money from house sale with the aim of early retirement. We wanted to understand where we stood with our pensions too.

How has Conor O'Sullivan helped you?

He listened to our aims and also to what was important to us in our lives. We feel he took a holistic view of us and our financial situation. He helped us to make better decisions about how to invest our money and to understand our pensions. He has also helped us to see that early retirement is very possible. He has arranged investments and sorted our pensions.

Have you seen the outcome you were hoping for?

Yes. Early days as we have just started the investments, but they seem right for us. We plan to have annual reviews because we find Conor's perspective and advice so useful.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Conor is very accessible and has built tailor made financial advice for myself, family and business partners. It is great having him as part of our financial planning team and thank you for your support so far Conor.

How has Conor O'Sullivan helped you?

Personal Pension fund investment, personal stocks & shares ISA investment, personal financial planning. Additional corporate investment

Have you seen the outcome you were hoping for?

9 months in, so far so good

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

The need to plan for our future retirement.

How has Conor O'Sullivan helped you?

In every way. A detailed plan explained in plain, easy to understand English.

Have you seen the outcome you were hoping for?

This is still work in progress but I have every confidence in Conor to help us get to where we want to be.

What could they have done better?

Absolutely nothing.

What were the circumstances that caused you to initially look for an adviser?

Needed to sort out my private pension but no idea where to start.

How has Conor O'Sullivan helped you?

Conor reviewed all my paperwork and put together some proposals for me to consider.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can’t think of anything to be honest.

What were the circumstances that caused you to initially look for an adviser?

Poor performance from existing pension provider

How has Conor O'Sullivan helped you?

Worked with me to identify my needs, reviewed current pension and presented suitable options for change which should improve my pension performance long term.

Have you seen the outcome you were hoping for?

Early days but happy with outcomes so far

What could they have done better?

Nothing. All communication was clear and explained to me in a language I could understand.

What were the circumstances that caused you to initially look for an adviser?

I needed some help planning where best tonput my money to good use.

How has Conor O'Sullivan helped you?

Conor has helped me devise a plan which will allow me to live the quality of life I am used to and want, for years to come.

Have you seen the outcome you were hoping for?

I am early in my journey with Conor, however things so far seem promising.

What could they have done better?

Conor has done everything possible to help me.

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer pensions that have not been performing well, to a better product and strategy.

How has Conor O'Sullivan helped you?

Conor took time to understand my individual needs and advised on the best approach. Conor is attentive and responsive to my needs and takes time to explain some of the complexities that I've not understood. This has been hugely helpful. The arrangement we have is that I can access ongoing advice and guidance, which is very helpful, particularly where other matters that I'm dealing with overlap and interlink.

Have you seen the outcome you were hoping for?

In financial terms it's just too soon to make a judgement on this. I am just into year one with Conor, so to make a call on this would not be appropriate at this early stage. I am very hopeful, however, that in the long-term I will see the returns I need. Aside from this, the relationship is working very well so far and delivering value to me in terms of the expertise that Conor brings to the relationship.

What could they have done better?

NA. Please see above.

What were the circumstances that caused you to initially look for an adviser?

I recently went self-employed (around 12 months ago), I was connected with Conor via my accountant Ben and am so glad about it. I needed help overcoming past anxieties with money and wanted to gain direction for building wealth to ensure financial freedom now and in later life. I initially met with Conor to discuss my circumstances and he was incredibly generous with his time. Speaking for way over an hour, he was incredibly clear about how he could help, the best action to take and how he would ensure he'd create a plan for my goals, not just an off-the-shelf plan anyone could use. One thing I loved was he never applied any pressure and was completely fine with me taking as long as I needed to decide how I wanted to approach each part of the process.

How has Conor O'Sullivan helped you?

Conor has helped me with everything, from new pensions to old ones, planning for retirement at 55, saving a substantial amount as an emergency fund, investing in ISAs and stress-testing my financial situation based on my current income. I own a Creative Agency, and as this is relatively new, he didn't overexaggerate potential earnings and provided detailed advice in terms of building a business for sale. He also recognised my financial anxiety and made a plan to mentor me directly over the coming 12 months to build my confidence around money. I was encouraged to feel positive about my current situation and goals and reassured I have plenty of time to build up my assets and financial security. I also feel much more confident about my spending habits even though we've just started. This is due to Conor being incredibly empathetic and understanding of my ADHD and related impulsivity, I feel safe being able to speak about money habits I've previously shamed myself over and Conor has reassured me that I am not in as bad of a situation as I've led myself to believe.

Have you seen the outcome you were hoping for?

100% and even more so. I was amazed by Conor's detailed financial plan and feel incredibly confident about my future and working with Conor for years to come. I would recommend him to anyone looking for help with their financial planning, it feels like such a relief to have someone so professional and knowledgeable in my corner. He also helped me with overcoming my confusion about pensions but did not push for me to take one. After his detailed explanation, I came to my own conclusion that having a pension is an obvious decision. This may seem obvious to most but there's a lot of discourse in the media about why they're not worthwhile. I'm very glad I've had the advice in this particular area!

What could they have done better?

Nothing - Conor is brilliant!

What were the circumstances that caused you to initially look for an adviser?

We needed support on consolidating pensions and we wanted to also seek advise on our savings and investments for our future.

How has Conor O'Sullivan helped you?

Conor has been brilliant. He spent time talking with us to fully understand what support we needed. He has been so helpful, informative and communication has been excellent.

Have you seen the outcome you were hoping for?

With Conor’s help we have sorted our pensions and have a greater understanding of our future finances!

What could they have done better?

The service is first class. There is nothing that could have been done better.

What were the circumstances that caused you to initially look for an adviser?

I was being bought out of the family business and needed advice on how to best invest my funds.

How has Conor O'Sullivan helped you?

Conor is so helpful, he’s thorough, patient and very knowledgeable. A really affable gentleman.

Have you seen the outcome you were hoping for?

So far yes!

What could they have done better?

I can’t think of anything presently.

What were the circumstances that caused you to initially look for an adviser?

Approached my protection advisor looking for independent mortgage advice as was concerned by existing pension returns, Conor’s name was recommended.

How has Conor O'Sullivan helped you?

Conor has helped me decide on the best approach to my current pension it’s the ability to offer impartial, independent advice to hopefully maximise returns.

Have you seen the outcome you were hoping for?

I have every confidence results will be justified.

What could they have done better?

Not applicable

What were the circumstances that caused you to initially look for an adviser?

Pension transfer following divorce

How has Conor O'Sullivan helped you?

Absolutely! Brilliant advice and time taken to carefully explain everything and answer any questions

Have you seen the outcome you were hoping for?

I have taken out a private pension in line with advice given by Conor that reflects my circumstances and which I feel happy with.

What could they have done better?

Nothing, everything was excellent

What were the circumstances that caused you to initially look for an adviser?

I had some spare cash to invest

How has Conor O'Sullivan helped you?

Conor was clear and transparent in all of the advice he gave me.

Have you seen the outcome you were hoping for?

It’s to soon in to the investment to say yet

What were the circumstances that caused you to initially look for an adviser?

I was looking to undertaking a 10 year review of my financial circumstances and wanted a new adviser with a fresh perspective.

How has Conor O'Sullivan helped you?

Conor really took me through understanding what I was saving for, and how to properly think about my future needs based on the lifestyle I wanted to lead. Conor took time to understand my attitude to risk and offer appropriate advise, whilst letting me decide what I wanted to do. Conor has helped me understand how to make my money work for me.

Have you seen the outcome you were hoping for?

Yes. I have chosen to move most of my pension funds and have seen the benefit of lower pension charges already. I am also saving regularly making the most of my tax efficient options. I also like the ability to be able to look at my financial landscape all on one platform.

What could they have done better?

There is nothing I can say in that box at the moment. I am very happy with the services I have received.

What were the circumstances that caused you to initially look for an adviser?

I decided to retire early and, as a result, I had to review my pension arrangements and look at options for equity release. I needed a good financial adviser to help me with this. Conor was recommended to me by a relative.

How has Conor O'Sullivan helped you?

Conor has been very thorough in establishing what I wanted to do and why. He has helped me examine all my options in order to select the one that brings the optimum mix of risk and reward for me. He is very prompt in responding to my queries and proactive with ideas.

Have you seen the outcome you were hoping for?

Yes, I have. We haven't yet finished all of the transfers (I have a number of different pensions) but the plans are well-advanced and everything is coming together just as I had hoped.

What could they have done better?

I can't think of anything.

What were the circumstances that caused you to initially look for an adviser?

I wanted to review my current financial situation to see if I was on track to retire earlier, or if not what I needed to do to now, to make this possible.

How has Conor O'Sullivan helped you?

He has looked at different scenarios, provided me with different options. I feel like I have a plan and target to aim for, which strangely enough has freed me up to live my life now.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Offered voluntary severance and am approaching retirement age.

How has Conor O'Sullivan helped you?

Consolidated wife’s pensions. Investments of pension and lump sums..

Have you seen the outcome you were hoping for?

Not complete yet but initially looking good.

What could they have done better?

Don’t know.

What were the circumstances that caused you to initially look for an adviser?

As resident abroad with Power of Attorney for my mother (in a care home in the UK) I sought expert advice & assistance in managing her investments and savings.

How has Conor O'Sullivan helped you?

Telephone discussions & face-to-face meeting to identify an effective strategy to maximise the return from her savings & investments in order to provide maximal offset of costs for my mother.

Have you seen the outcome you were hoping for?

Too early to say - as the strategy was finalised in December 2021- but far so good.

What could they have done better?

Nothing yet identified.

What were the circumstances that caused you to initially look for an adviser?

Wanted to look at my pension options. Also wanted to look at how my curent investments were performing and whether they would be better suited, and perform better, elsewhere. Also wanted some advice regarding the best way to fund some building works at my house (extension).

How has Conor O'Sullivan helped you?

Conor was able to recommend various options for our pensions and investments, based on our lifestyle and outlook.

Have you seen the outcome you were hoping for?

Conor has tidied up our investment portfolio and has explained (very clearly) our pension options.

What could they have done better?

Nothing - Conor was clear and thorough, very professional, very knowledgeable and very friendly.

What were the circumstances that caused you to initially look for an adviser?

I needed pension and insurance advice.

How has Conor O'Sullivan helped you?

Conor provides good, honest advice. On more than one occasion he has advised me to stick with my current provider when he could have encouraged me to switch so he made money. That's why I trust his advice.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Complex financial and personal circumstances

How has Conor O'Sullivan helped you?

He enabled me to to put together a plan to realise the retirement I wanted but to enjoy the journey up until that time, maximising opportunities or averting any threats

Have you seen the outcome you were hoping for?

It’s some way off yet but the peace of mind it has given me is priceless.

What could they have done better?

Nothing, Conor immediately put me at ease, explained his role and managed my expectations from start to finish. His friendly, plain speaking, and no pressure approach put me at ease from beginning to the first milestone where I intend to use Conor’s services going forward. Using Conor’s financial planning service is the best investment I have ever made, I have a clear picture of my financial circumstances and I know what I need to do to maximise its potential.

What were the circumstances that caused you to initially look for an adviser?

We had reached a point in our lives where we knew we needed to consider what we needed to prepare for retirement but also maintain a level of lifestyle that we had achieved so far too but didn't know if this was both possible!!

How has Conor O'Sullivan helped you?

We have received projections based on how we continue, some what ifs and some ideal scenario work-ups. This enables us to make the right decisions for us. He has really understood what we want and where we are succeeded and where we need further support. This has made us consider the priorities in our life appropriately.

Have you seen the outcome you were hoping for?

We are still working deeply with Connor, but our eyes have been significantly opened already and we are excited to see what happens next!

What could they have done better?

Not so far!

What were the circumstances that caused you to initially look for an adviser?

Wanting protection in place

How has Conor O'Sullivan helped you?

Fantastic Company! Would highly recommend

Have you seen the outcome you were hoping for?

Absolutely!

What could they have done better?

Absolutely nothing. Totally happy

What were the circumstances that caused you to initially look for an adviser?

Moved from a previous advisor due to him planning to retire.

How has Conor O'Sullivan helped you?

Listened carefully to what I hoped to achieve and my attitude to risk. Explained everything clearly, I never felt under any pressure. Gave me options one of which I have decided to follow. Also helpful with Capital Gains Tax issues.

Have you seen the outcome you were hoping for?

Too early yet, but feeling confident and looking forward to working with Conor for many years.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I inherited what was a substantial amount of money for me and wanted advice on how best to invest and use it.

How has Conor O'Sullivan helped you?

He advised me on a variety of possibilities and found different ways of investing ethically. He also manged the investment process and consolidated other savings etc. He listened to what I wanted to do and found things that fitted into that.

Have you seen the outcome you were hoping for?

The investments are growing well, and I feel comfortable with how everything has gone despite feeling very nervous about the process initially. Conor was always available to talk things through whether face to face, by phone etc and never made me feel I was asking silly questions and didn't rush me into anything. He also put me in touch with a legal adviser to help me sort out some related issues.

What could they have done better?

I can't really think of anything.

What were the circumstances that caused you to initially look for an adviser?

Never had a pension and knew I needed one. I was in a position to set one up so reached out to a few financial advisors.

How has Conor O'Sullivan helped you?

He was able to set me up the pension that I needed.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

I personally feel there was nothing Conor could have done better. He managed all my expectations.

What were the circumstances that caused you to initially look for an adviser?

I wanted to ensure that my pension would deliver me the retirement plans I am looking for.

How has Conor O'Sullivan helped you?

Conor expertly and thoroughly reviewed my current situation, assessed my taste for risk and proposed a new financial architecture that would better suit what I was looking to achieve.

Have you seen the outcome you were hoping for?

Yes, the new plans are performing well so far.

What could they have done better?

Nothing, Conor has been excellent, helpful and supportive throughout.

What were the circumstances that caused you to initially look for an adviser?

My previous adviser was not helping me with my investments that were spread too widely and accruing fees that were unreasonable. Also, I wanted straight talking advice on investments which Conor provided.

How has Conor O'Sullivan helped you?

Nothing else required at this time, thanks

Have you seen the outcome you were hoping for?

Not yet

What could they have done better?

Nothing, all great

What were the circumstances that caused you to initially look for an adviser?

I wished to consolidate my savings with a flexible pension provider.

How has Conor O'Sullivan helped you?

He identified the most suitable and reliable pension provider that gives me the flexibility in the future. He also looked at my shares ISA and identified a better cautious fund with higher returns and lower charges.

Have you seen the outcome you were hoping for?

It is early days for the ISA but I am satisfied that my savings are protected as much as they can be.

What could they have done better?

Financial advisors must reassure their clients that they have their best interests at heart. Recent high profile cases have left a feeling that some fund managers are looking after their own interests and advisors should be avoiding these schemes. Most of the public have only small amounts to invest representing hard-earned savings .

What were the circumstances that caused you to initially look for an adviser?

As a recently divorced woman I needed help with my finances and he was recommended by my accountant

How has Conor O'Sullivan helped you?

He has arranged investment of pension, investment for future income and safeguarding my children's inheritance

Have you seen the outcome you were hoping for?

I believe I have received excellent advice, tailored to my needs and level of risk with which I am comfortable and I am delighted with the results so far.

What could they have done better?

I am not sure I can think of anything he could have done better

What were the circumstances that caused you to initially look for an adviser?

We contacted Conor a few years ago, in advance of my wife and I retiring, in order to get advice on how to proceed with pensions and investments once we had retired. We had heard some awful stories about pension advisors so wanted a good local independent advisor and my colleagues recommended UNBIASED as a good way of finding someone. We were impressed with Conor from the start and have seen no reason to change.

How has Conor O'Sullivan helped you?

Conor provided sound, sensible advice. He did a full review of our assets and advised on those that we should maintain, dispose of or consolidate with investments based on a determination of our agreed level of risk.

Have you seen the outcome you were hoping for?

Yes, Conor's financial review enabled us to get a much better handle on our financial affairs. Many small accounts that were giving us no benefits or that were draining our resources unnecessarily due to high charges and poor returns were eliminated. Others have now been consolidated elsewhere, at Conor's recommendation and with his assistance, and are now performing in a more sensible and satisfactory way.

What could they have done better?

Difficult to say, but our finances were in a real mess before and they are now much clearer and straightforward.

What were the circumstances that caused you to initially look for an adviser?

We are planning our retirement. Part of this was to update our savings portfolio.

How has Conor O'Sullivan helped you?

Conor took time to check our information offering sufficient time during home visits to fully discuss and understand the issues. He made several recommendations relating to personal pension contributions and Stocks & Shares ISA's.

Have you seen the outcome you were hoping for?

We are now more comfortable with our financial decisions having received expert advice. It is too early to measure the outcome - we can only judge this over a longer term.

What could they have done better?

I am a cautious investor and Conor respected this and gave advice with this in mind. I felt he would have preferred/advised less cautious investments of my hard-earned savings.

What were the circumstances that caused you to initially look for an adviser?

We operate a number of businesses and have some complex business investments and structures that we were looking at structuring in the right way for the future.

How has Conor O'Sullivan helped you?

Conor brought a depth of knowledge and solutions not presented to us by any other professional. His approach and understanding made him stand out!

Have you seen the outcome you were hoping for?

Yes, Just by looking at things in different ways and structuring our investments for the long term benefit of our stakeholders and family members. We are hoping for plenty more positive outcomes in the future too.

What could they have done better?

So far nothing comes to mind as Conor's approach, mannerism and knowledge have been spot on. Long may it continue!

What were the circumstances that caused you to initially look for an adviser?

New home

How has Conor O'Sullivan helped you?

Simplified the process and saved me money. Made it so much easier to understand.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

It has always been in my mind to secure the families investments and savings, so speaking to Conor was great- straight forward advice and no jargon. We found him so helpful we have done a lot more with him then just the investments and savings, I have also referred him on to other family members who will/are using Conor's advice

How has Conor O'Sullivan helped you?

He gave me advice on areas I have no idea about, I know what I want to achieve but not how to do it and Conor made that easy for me.

Have you seen the outcome you were hoping for?

Absolutely, that and more!

What could they have done better?

Carry on doing what you are doing- Great work and thanks again for all of your advice

What were the circumstances that caused you to initially look for an adviser?

I was not entirely happy with the services from my previous financial adviser.

How has Conor O'Sullivan helped you?

Explaining my options clearly and offering regular contact

Have you seen the outcome you were hoping for?

He brought the fund manager to visit me so I believe that we are on the right road.

What could they have done better?

As we have only just engaged him this is difficult to answer. Everything looks good so far.

What were the circumstances that caused you to initially look for an adviser?

Review of insurances and protection

How has Conor O'Sullivan helped you?

He found a more comprehensive plan at a better price

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

A desire to review my financial affairs for the first time in 20+ years.

How has Conor O'Sullivan helped you?

A series of visits to determine the full background and to understand the needs and wants in the short term, medium term, and long term.

Have you seen the outcome you were hoping for?

I have seen and agreed the recommended courses of action.

What were the circumstances that caused you to initially look for an adviser?

I needed to invest savings as I wanted a better return than a bank.

How has Conor O'Sullivan helped you?

He gave me advise and recommendations and explained various levels of risk to me and helped me to determine my best option.

Have you seen the outcome you were hoping for?

Yes I have been very pleased with the outcome so far.

What could they have done better?

I honestly am completely satisfied with Conor’s service and I will always use him as my Financial adviser in everything that he is able to assist me with. He tailored my investment exactly to me. He gives a great personal service and goes above and beyond to ensure that I was happy! I have great confidence in him and recommend him to anyone I come across who he may be able to assist

What were the circumstances that caused you to initially look for an adviser?

Having recently had our first child, we wanted advice on how to protect his future.

How has Conor O'Sullivan helped you?

Conor gave us a wealth of advice on savings, investments, life insurance and critical illness cover and was able to arrange suitable policies for our family giving us piece of mind in knowing that we are now protected.

Have you seen the outcome you were hoping for?

Absolutely! Conor guided us, arranged our policies and looked at a range of suitable investment options. Without his advice and expert knowledge we would have been at a loss of where to start.

What could they have done better?

In our opinion, we were provided with the most professional and friendly service and couldn’t think of any areas of improvement.

What were the circumstances that caused you to initially look for an adviser?

Didn't have any insurance/protection in place.

How has Conor O'Sullivan helped you?

Took time to assess our circumstances and provide best options for cover.

Have you seen the outcome you were hoping for?

Very much so.

What could they have done better?

Nothing springs to mind.

What were the circumstances that caused you to initially look for an adviser?

House buying and future planning.

How has Conor O'Sullivan helped you?

Gave excellent, easy to understand advice and sought put the best offers for us. Saved us money compared with other advice we had sought.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, everything went very well.