Sebastien de la Fuente

My name is Sebastien de la Fuente, the Practice Principal of Highcross Financial. Separate from my degree, I hold specialised qualification in financial advisory from the London Institute of Banking and Finance and I am fully FCA licensed. I have worked in financial services since leaving university, including at the City’s top wealth management practices where I built up my experience from some of the most established, successful and practiced individuals. Above and beyond the clients that I work with every day, I tend to specialise in complex individual cases, focusing on wealth management and advice for business directors and entrepreneurs, as well as advice for companies Get help with your inheritance tax planning and understanding the tax implications of the estate you leave or accessing an inheritance you have received. Warning: HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen. Estate Planning is not regulated by the Financial Conduct Authority. Get help with a wide range of investment options, including equities, funds, bonds, and ISAs. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get advice on transferring pensions where you do not need a specialist, for example a standard personal pension or one through your employer that is made up ONLY of regular contributions from you and your employer (this should not be a defined benefit pension). Get help on making a plan for a comfortable retirement; whether it’s starting a pension or understanding how much you should be contributing to one. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. Get help understanding and evaluating your retirement options, whether it be via an annuity or a drawdown, or discussing the other available retirement income options for you. Warning: The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.