Simon Glazier

What were the circumstances that caused you to initially look for an adviser?

I was dissatisfied with my previous level of service and advice.

How has Simon Glazier helped you?

Simon has made our future financially secure, helped plan retirement and ensure we have the funds to do what we want to do.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Simon and his team have provided a superb service

What were the circumstances that caused you to initially look for an adviser?

I sold my business and retired.

How has Simon Glazier helped you?

Simon helped in advising how best to invest the capital from the sale of my business, that would provide an income throughout my retirement.

Have you seen the outcome you were hoping for?

It is too early to see if the outcome is what I am hoping for. However, to date (putting aside the impact of Covid 19) the grown in my investment has been what I was hoping for.

What were the circumstances that caused you to initially look for an adviser?

I was a Pension Trustee with my former employer and as I was nearing my target retirement age I was looking for a financial advisor that understood my personal goals and what I was looking for in retirement. A former colleague of mine who was also a Pension Trustee, recommended Simon to me. From the outset my wife and I were completely comfortable that Simon understood our goals and aims and the advice given matched those targets.

How has Simon Glazier helped you?

Once Simon understood a little more about our background, lifestyle and our aims in retirement, the advice and recommendations given matched those goals and aims. These were delivered in an open and easy to understand format. Graphical lifestyle planning models, investment principles and early advice on tax implications were covered in a way that was relaxed and easy to understand. This was when Simon was with his former employer.

Have you seen the outcome you were hoping for?

So far so good! When Simon advised me he had set up on his own Stewardship Wealth and we read the principles under which the company had been formed, we had no hesitation in transferring across to Stewardship Wealth. The key for us is in the personal service Simon provides. He really looks to understand what your own objectives and goals are for retirement and how best these can be met.

What could they have done better?

At this stage I can't think of anything!! It's actually exciting and satisfying to support a fledgling start up company clearly committed to pursuing Environmental, Social and Governance (ESG) criteria and offering True Wealth Portfolios. Fully understand this takes time to develop, but will be keenly following the roll out.

What were the circumstances that caused you to initially look for an adviser?

To review our overall investment portfolios and decide whether to transfer or not from Company Final Salary Pension Plans.

How has Simon Glazier helped you?

Simon explained very comprehensively the complex options available for pensions. Simon helped us understand our current financial situation more clearly and projected cash flow models to meet the requirements of our desired future lifestyle. Simon worked with us to establish what the best outcomes could be for our personal circumstances and how with deliberate actions we should invest and disinvest to maximise income and tax efficiency on an ongoing basis. Simon has a real enthusiasm and ability for conveying very complex financial options in easy to understand ways.

Have you seen the outcome you were hoping for?

Yes, so far. Our initial objectives to instigate wealth planning actions with Simon rather than the accumulation of discrete investments across various plans and accounts has been achieved in a way we feel has worked well for us. We are still in the early stages of the investment cycle so not yet able to confirm on investment outcomes.

What could they have done better?

Simon exceeded our expectations. Having been professionally involved in Pensions, investments and benefits for many years it was particularly refreshing to hear Simon explain so clearly the pensions freedoms and choices available. We continue to enjoy our reviews with Simon on an ongoing basis to maximise the benefit of working with him and have recommended him to both colleagues and friends.

What were the circumstances that caused you to initially look for an adviser?

Need for control of benefits currently held in multiple work pension schemes.

How has Simon Glazier helped you?

Provided a very professional service in assessing the current benefits, advantages and disadvantages of each pension scheme. In addition, Simon also supplied detailed reports on the advantages, disadvantages and risks involved in transferring each pension into a scheme tailored to my personal requirements and attitude to risk.

Have you seen the outcome you were hoping for?

Its very early to judge as the new system is still being put in place. To date the services provided have been very satisfactory.

What could they have done better?

Very little. Only issues have been delays in getting the necessary paperwork in place to perform the pension fund transfers. These have been outwith the control of the financial adviser.