Christian Lloyd-Williams

Christian Lloyd-Williams

Smith and Wardle Financial Planning

Minimum savings/pensions: Any amount

0330 038 8939
Based in Hitchin
View location

Top Rated 2025
Verified since: July, 2022

5 out of 5

40 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 21 April 2025

    Christian is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Christian's status

  • 11

    Recent Client Reviews

    Verified reviews: 92%

    Christian has received 11 client reviews in the past 12 months; 92% of these have been verified

  • Independent Financial Adviser

    Last checked: 20 January 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Christian has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Christian has provided information on their typical fees

    Christian has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 8

    Positive First Impressions

    88% of users who are not yet clients had a positive first experience with Christian

    88% of VouchedFor users have had a positive (4 or 5 star) first experience with Christian (based on 8 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 21 April 2025

    Christian is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Christian's status

  • 11

    Recent Client Reviews

    Verified reviews: 92%

    Christian has received 11 client reviews in the past 12 months; 92% of these have been verified

  • Independent Financial Adviser

    Last checked: 20 January 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Christian has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Christian has provided information on their typical fees

    Christian has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 8

    Positive First Impressions

    88% of users who are not yet clients had a positive first experience with Christian

    88% of VouchedFor users have had a positive (4 or 5 star) first experience with Christian (based on 8 first impressions)

Christian joined Smith and Wardle in 2020, where he discovered his passion for financial planning and embraced the fixed fee charging model. Committed to helping clients achieve their financial goals, Christian believes in the importance of early financial education and enjoys engaging with the younger generations of his clients to impart lasting financial principles. He is driven to continually enhance his skills and is on track to become a chartered financial planner. Christian values being part of a forward-thinking company that shares his dedication to financial planning. In addition to his professional role, Christian is a dedicated trustee of the Hitchin Youth Trust, a charity focused on supporting young people. As a trustee, and member of the investment committee he manages the Trust's investments to fund initiatives that provide rent-free spaces for youth clubs and offer financial assistance to local organisations and individuals. The Trust also grants university bursaries and start-up funds for new clubs, fostering community growth and opportunity. Christian thrives on the dynamic nature of his work, relishing the daily challenges and opportunities to meet interesting people who benefit from his expertise. At Smith & Wardle, we understand that financial planning is about you and what you are trying to achieve. We spend time understanding your goals, what drives you, and what you want your future to look like, not just listing what you have and what you owe. Your aims are our aims. We specialise in creating financial plans and providing financial advice to guide you through life’s twists and turns. As independent financial planners, we listen to what’s important to you. Our transparent fixed fee structure separates us from other advisers and means our relationship is completely focused on you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Christian's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Savings

Age group

Clients' level of financial expertise

Reviews of Christian

Are you a client of Christian? Write your own review

No reviews matching your filter selections.

VouchedFor Disclaimer

Please Note: While VouchedFor.co.uk undertakes significant effort to ensure the information provided on this website is correct, it is your responsibility to confirm its accuracy with the adviser. Any decisions you take having spoken with the adviser must be made by you on the basis of your own investigations. Use of this website is subject to the website terms & conditions and privacy policy. Local rates apply from a BT Landline when calling 0845 numbers, costs from mobiles and other operators may vary.