Tom Frizzell

Tom established Frizzell Wealth Management in 2011 having previously enjoyed a successful career with Lloyds Banking Group. He is passionate about helping his clients make the most of their money and realise their financial goals. Tom understands that every client has different requirements and works closely with them to build holistic financial plans that will provide and protect them and their families throughout their lifetime. His specialism is in retirement and investment planning with particular expertise in the complex area of Defined Benefit pensions. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx