Joel Wormald

What were the circumstances that caused you to initially look for an adviser?

Complicated pension transfer and consolidation of pension assets

How has Joel Wormald helped you?

Joel guided us through a lengthy pension valuation exercise and has since then provided comprehensive overviews and advice on the overall family assets, encompassing investments, income generation and long term planning.

Have you seen the outcome you were hoping for?

Very much so, including the detailed annual meeting which has been very comprehensive.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Prior to my retirement in 2013 we needed general financial advice investing for the future.

How has Joel Wormald helped you?

Joel has always given us regular reviews of our various investments and drawn our attention to the best ways to grow and secure our funds for the long term. We always appreciate the prompt way in which he issues notes to confirm our discussions.

Have you seen the outcome you were hoping for?

Yes, we have always been more than satisfied with the outcome of the advice we've received.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I needed to decide whether to transfer out of my DB pension. And I knew I needed good financial planning advice including how to invest my SIPP if I went ahead with the transfer.

How has Joel Wormald helped you?

Joel helped me weigh the pros and cons of transferring out of my DB pension, and later with advice on how to proceed with my SIPP, and more generally with financial, investment and inheritance planning. Ongoing help includes regular reviews in the context of my own and wider family financial circumstances. He has been incredibly helpful across the board.

Have you seen the outcome you were hoping for?

In general I have seen the outcome I hoped for. I chose a strict ethical strategy and my choice of fund manager has led to below average performance but that is certainly no fault of Joel or Metis.

What could they have done better?

Very little!

What were the circumstances that caused you to initially look for an adviser?

The retirement of previous IFA

How has Joel Wormald helped you?

Reduced our IHT liability and simplified our portfolio

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can't think of anything

What were the circumstances that caused you to initially look for an adviser?

We were both starting to think about retiring and knew we have several pension schemes and needed advice on the best way forward. We also needed advice on the best options for our savings.

How has Joel Wormald helped you?

Joel has been of great assistance in explaining what pension schemes we have and the options available to us. He has also provided financial planning for us so that we now know what our future financial life looks like. He has helped us to make the most of both the savings and pensions we have and how to benefit from them in a tax efficient way.

Have you seen the outcome you were hoping for?

Yes - we now understand our financial position in a way that we did not before. Joel is helping us to maximize what we have so that we can lead the life we want in retirement.

What could they have done better?

It is all working very well.