Sean Guirey

What were the circumstances that caused you to initially look for an adviser?

I was a Director of a business which was looking at finance options in the longer term through some form of borrowing against a pension pot.

How has Sean Guirey helped you?

Sean provided advice and the framework for a SASS that helped the business finance a building purchase that helped ensure its long term growth.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

There are few reliable crystal balls in business as politicians do like to tinker with the levers every year. Sean has anticipated these medaling's well, but there's always room for a surprise.

What were the circumstances that caused you to initially look for an adviser?

I was seeking a trusted advisor to help in planning for my retirement.

How has Sean Guirey helped you?

Sean has been a calm, measured and expert advisor in helping to navigate a tricky financial period of my life whilst providing transparency and reassurance for the long term.

Have you seen the outcome you were hoping for?

Yes, I am informed and empowered concerning my current and future financial position

What were the circumstances that caused you to initially look for an adviser?

Our accountant suggested that an adviser would be helpful for various aspects of our business and personal finances.

How has Sean Guirey helped you?

Sean has always listened carefully to our problems, then has come back with appropriate advice and suggestions. All meetings are documented, and action points noted both for him and for us - so everything is always perfectly clear.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I can think of.

What were the circumstances that caused you to initially look for an adviser?

I was managing my own pension and decided that it needed to be actively managed

How has Sean Guirey helped you?

Sean has been instrumental in helping me consolidate pensions and helping me understand what I need to do to achieve the pension income I require.

Have you seen the outcome you were hoping for?

I have seen that I am in track to achieve what I need

What could they have done better?

I don’t believe they could have done anything better. I am very happy with the service and outcomes

What were the circumstances that caused you to initially look for an adviser?

Financial planning, life assurance and pensions.

How has Sean Guirey helped you?

Sean has been our financial advisor for so many years I can’t remember, but we were probably among his first clients. He’s great at taking the mystery out of finance and explains things in a way that I can understand. He’s very approachable, answers any questions I throw his way, and his advice has always been spot-on. I’ve recommended Sean to two of my relatives and they too are super happy with his advice.

Have you seen the outcome you were hoping for?

Sean's helped us on many levels and I'm comfortable that we will be financially secure as we head into our retirement.

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice: I'm in my 50's and had recently taken out a larger mortgage. I also had two old pension pots, and, having moved jobs recently, a new work pension provider. I needed help to work out how to make the most of my pension savings, and whether to invest more in the pensions or prioritise trying to reduce the mortgage.

How has Sean Guirey helped you?

Sean conducted a thorough review and provided recommendations, as a one-off piece of work for a very reasonable fee. His team also then completed the consolidation of my pension pots.

Have you seen the outcome you were hoping for?

I've ended up with my pension funds in one place - much easier to manage and keep track of, and which has minimised ongoing costs. I also have a better understanding of how best to cope with the mortgage. Sean clearly has a huge depth of experience and knowledge - and his advice was very valuable. He's also really re-assuring and understands that not everything is about figures and graphs - it's the human side of things too which is important.

What were the circumstances that caused you to initially look for an adviser?

General financial advice and retirement planning

How has Sean Guirey helped you?

Sean is super knowledgeable and always gives great and very honest advice. He is both realistic and practical but also very good at offering solutions and ways of thinking outside the box. Sean is extremely generous with his time and invariably helps you to see your financial situation in a truly positive light, A meeting with Sean has a way of removing worry and instilling optimism, which has been a very important part of the financial journey for myself and my husband as we prepare to retire. Thanks to Sean we have a far happier relationship with our finances and can look to our future with the realisation that, despite a lot of previous doubt, we actually are going to be ok.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I was working at a games company 20 years ago and Sean was looking after our work pensions.

How has Sean Guirey helped you?

He is managing my pensions, life insurance, ISA's and investments.

Have you seen the outcome you were hoping for?

Yes. I'm extremely happy with the advice I've had and my current financial position based on that advice.

What could they have done better?

I've always felt able to ask or question anything Sean has advised and consequently can't think of anything that he could have improved.

What were the circumstances that caused you to initially look for an adviser?

Change of personal circumstances

How has Sean Guirey helped you?

Friendly, professional advice with an individualised approach

Have you seen the outcome you were hoping for?

Yes, taking into consideration the state of the financial markets

What were the circumstances that caused you to initially look for an adviser?

HAVING CHILDREN, AND LIFE IN GENERAL CHANGING FOR OUR FAMILY AND BUSINESS.

How has Sean Guirey helped you?

SEAN AND HIS WEALTH OF KNOWLEDGE AND EXPERIENCE, HAS TAKEN TIME TO UNDERSTAND WHAT WE NEED TO ACHIEVE, AND HAS EXPLAINED WITH GREAT CLAIRTY ,TO ENSURE WE UNDERSTAND THE PRODUCTS AND SERVICES THAT WE NEED.

Have you seen the outcome you were hoping for?

YES, WE HAVE THE CORRECT POLICIES AND PRODUCTS, WE ARE VERY HAPPY.

What could they have done better?

SEAN IS 100% THERE IS NOTHING HE COULD HAVE DONE BETTER, HE IS THE BEST.

What were the circumstances that caused you to initially look for an adviser?

On going pension, investment and savings

How has Sean Guirey helped you?

Finding the right balance for savings and investments and planning for the future

Have you seen the outcome you were hoping for?

Yes 100%

What were the circumstances that caused you to initially look for an adviser?

Retirement planning and using pensions to provide new home and robust retirement income .

How has Sean Guirey helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I was looking to check that my pension investments were working as hard as possible for me in the run up to my retirement.

How has Sean Guirey helped you?

Sean always took the time to explain things & I know I have a lot of question. I feel Sean and Aspire have left us in a strong position. I certainly will be using Sean again and it is great to know we have Aspire in our corner to help.

Have you seen the outcome you were hoping for?

Yes, the advice has been excellent and I am very pleased with the investment strategy proposed.

What were the circumstances that caused you to initially look for an adviser?

I had numerous private pensions which needed to be consolidated

How has Sean Guirey helped you?

He's pulled all my pensions together and invested them in funds which generally over perform compared to the market. He also invested some funds into a stocks ISA for me and continues to monitor its performance. Further to that he will annually review my financial affairs and make recommendations to meet my long term goals.

Have you seen the outcome you were hoping for?

Returns have been below expectations the last couple of years due to turbulent markets, however I am satisfied that my funds will perform over the long term.

What were the circumstances that caused you to initially look for an adviser?

Business related pensions and key man cover.

How has Sean Guirey helped you?

Balance approach to personal and business affairs.

Have you seen the outcome you were hoping for?

Ongoing.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Sean has been an advisor for me since I first moved to the UK in 1991. Back then I had no knowledge of the UK system and processes, so was looking for somebody to help me. Sean was recommended to me.

How has Sean Guirey helped you?

Sean has help me through the various stages of my financial changes and enabled me to build a retirement portfolio.

Have you seen the outcome you were hoping for?

Outcome expectations changes over time and Sean has been able to support me through the changes, so we have been able to optimise the position.

What could they have done better?

I have no improvement recommendations at the moment.

What were the circumstances that caused you to initially look for an adviser?

We wanted to make sure that when we wanted to retire we would be able to live as comfortably as possible. At the time we first looked for an advisor we were both working full time and had savings in different places but we didn't really have a cohesive strategy and so it seemed prudent to use a professional to help us pull everything together. Sean was recommended by friends as someone who was easy to work with and professional.

How has Sean Guirey helped you?

Sean has helped to relocate a pension that we had and set up a managed portfolio for our savings. He has provided clear forecasts of what we can expect and communicates those effectively.

Have you seen the outcome you were hoping for?

Yes. We feel much more confident now that our money is working in the best possible way for us. Our views have always been taken into consideration and options are explained clearly.

What were the circumstances that caused you to initially look for an adviser?

Retirement planning - how best to access my pension benefits

How has Sean Guirey helped you?

Over a number of years Sean has advised me on various financial matters. He set up a plan for my retirement and helped me invest my pension money. Sean has been highly professional and friendly, and I always feel he is prepared to go the extra mile when I need it. I would not hesitate to recommend him to friends or relations.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I sought out financial advice primarily because I wanted to ensure I was doing everything I could to set myself up optimally as a small business owner, both for investments and for pension. Over the years it has also been useful to have Sean's expertise for our family on inheritance planning.

How has Sean Guirey helped you?

Sean has taken the time to understand myself and my husband and help us achieve our financial goals. I have always felt like the time has been taken to ensure we understand each decision and choice we have made.

Have you seen the outcome you were hoping for?

Yes, I feel confident that my finances are in really good order.

What could they have done better?

Honestly, nothing.

What were the circumstances that caused you to initially look for an adviser?

Retirement coming up and a pension fund that had not had any attention for 20 years

How has Sean Guirey helped you?

Clear advice, tailored to my personal situation. A non-pressured, consultative approach which has built my confidence and, no doubt, will lead to benefits in the short and long run.

Have you seen the outcome you were hoping for?

Yes - my pension situation and forecasts are understood, my fund is being actively managed but in a simple way. Communication is regular and clear.

What were the circumstances that caused you to initially look for an adviser?

Someone trustworthy to look after my finances

How has Sean Guirey helped you?

As a friend and financial advisor Sean has been invaluable in guiding me but also insuring things that you hope to never use.

Have you seen the outcome you were hoping for?

After my wife had a terminal illness and passed away Sean was incredible in supporting myself. He continues to advise and huge trust us there .

What were the circumstances that caused you to initially look for an adviser?

I needed someone to help me manage my SIPP and provide financial plans relating to my B2L portfolio.

How has Sean Guirey helped you?

He has provided financial projections and straightforward advice.

Have you seen the outcome you were hoping for?

Yes, Sean's involvement has helped me to understand my options and approach financial matters with confidence.

What were the circumstances that caused you to initially look for an adviser?

Pension planning

How has Sean Guirey helped you?

Sean consolidated various elements and has advised on pension planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure - I am always happy with the advice and communications. I have confidence in Sean and have always taken his advice

What were the circumstances that caused you to initially look for an adviser?

Need for business and personal advice on pensions and insurance

How has Sean Guirey helped you?

Solid advice over many years across a wide range of topics.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We wanted to plan For our retirement

How has Sean Guirey helped you?

Sean has helped us in numerous ways. He is knowledgeable, creative, reassuring and always give great advice. He brings a great deal of positive energy to the table and allows you to see the ways in which the financial situation is better than you imagined and with good planning could be better still.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No complaints

What were the circumstances that caused you to initially look for an adviser?

I needed advice on my many pension plans.

How has Sean Guirey helped you?

Sean gave me great advice on how to pool my pensions to get the best out of them. The whole process was seamless.

Have you seen the outcome you were hoping for?

We are in the right path to getting the required outcome, I would say we’re ahead of where I expected.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Poor information from previous advisors

How has Sean Guirey helped you?

Consistent advice that hits the mark. Speedy responses to all queries. Inheritance planning has been particularly useful

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Yet to discover! ie all advise has been sound

What were the circumstances that caused you to initially look for an adviser?

Discovery of poor management by an Insurance Broker

How has Sean Guirey helped you?

Steady and consistent advice. Always attentive and never needs chasing for reportage or updates. makes sure e meet on a regular basis. Help in articular with inheritance planning.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not as far as we can see.

What were the circumstances that caused you to initially look for an adviser?

Highly recommended by my Tax Adviser from Moore Global

How has Sean Guirey helped you?

He made me feel at ease at our very first meeting. I soon lost my initial nervousness and was confident enough to ask questions and even better, to get answers that I fully understood. He was extremely patient with me despite the fact that I lack financial knowledge.

Have you seen the outcome you were hoping for?

Not yet, but I am confident that it will be achieved.

What could they have done better?

I believe he is doing his best to sort out my finances and I have every confidence I don't know - I have left the matter in his capable hands and feel sure about my choice and a happy outcome.

What were the circumstances that caused you to initially look for an adviser?

Sean was recommended and really didn't disappoint. We are now very confident that our finances are set up for the future

How has Sean Guirey helped you?

He has advised us on how much and where to invest so that we can maintain our standard of living long into the future

Have you seen the outcome you were hoping for?

Yes!

What could they have done better?

Absolutely nothing

What were the circumstances that caused you to initially look for an adviser?

To maximise finance for the future and look after me in my retirement.

How has Sean Guirey helped you?

Sean has provided reassurance and peace of mind that I will be financially secure.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Reliable advice regarding inheritance

How has Sean Guirey helped you?

By advising me on where to invest

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

The passing of my father and the finance left to me in his will.

How has Sean Guirey helped you?

Sean has suggested, proposed and recommended suitable middle to low risk areas in which I might invest with a view to a realistic expectation of reasonable returns.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, bearing in mind my risk-averse nature and the need to ensure a slow, steady but assured return over a reasonable period of time.

What were the circumstances that caused you to initially look for an adviser?

Need help in our business to plan pensions, insurance and exit strategies

How has Sean Guirey helped you?

Great asset - clear, concise, knowledgeable - trusted advice on huge range of financial matters

Have you seen the outcome you were hoping for?

Yes - exactly what we needed

What could they have done better?

Can't think of anything that could have been done better