0330 038 8940
Based in Hamilton
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: February, 2019
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status
Last checked: 21 March 2025
David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status
1
Recent Client Reviews
David has received 1 client review in the past 12 months; 100% of these have been verified
Verified reviews: 100%
David has received 1 client review in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 28 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
5
Qualifications Uploaded
David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5 qualification certificates available to view
David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
David has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
David has provided information on their typical fees
David has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
5
Positive First Impressions
80% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 5 first impressions)
80% of users who are not yet clients had a positive first experience with David
80% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 5 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status
Last checked: 21 March 2025
David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status
1
Recent Client Reviews
David has received 1 client review in the past 12 months; 100% of these have been verified
Verified reviews: 100%
David has received 1 client review in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 28 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
5
Qualifications Uploaded
David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
5 qualification certificates available to view
David has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
David has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
David has provided information on their typical fees
David has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
5
Positive First Impressions
80% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 5 first impressions)
80% of users who are not yet clients had a positive first experience with David
80% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 5 first impressions)
I began my career as a financial adviser over 23 years ago with Allied Dunbar where I attained invaluable knowledge and experience in the financial services industry. I joined Southern Financial Services early in its foundation in 2000 where I have been essential in its transformation to the respected institution it is today. My knowledge and experience has helped me provide quality professional advise to both personal and business clients across Scotland. My experience encompasses many areas but I particularly specialise in Pensions and Investments both in the personal and corporate arena. I also provide advise on individual and business protection. Don't forget to ask me about my certificate of excellence. My clients needs and objectives are at the front and centre of what I do on a day to day basis. It's vital to our company ethos that we provide every client; no matter how big or small, an excellent service in the hope that we can develop a partnership that lasts for many years to come.
Offers available through VouchedFor
Contact David through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About David's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Mortgage value
Savings
Clients' level of financial expertise
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