0330 038 8941
Based in Grimsby
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2022
4.8 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Howard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Howard's status
Last checked: 07 April 2025
Howard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Howard's status
26
Recent Client Reviews
Howard has received 26 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Howard has received 26 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 03 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
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Howard has not yet added their qualifications to their profile
Transparent Fees
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Howard has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA status: Certified by Firm
Howard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Howard's status
Last checked: 07 April 2025
Howard is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Howard's status
26
Recent Client Reviews
Howard has received 26 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Howard has received 26 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 03 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Howard has not yet added their qualifications to their profile
Qualifications not yet added
Howard has not yet added their qualifications to their profile
Transparent Fees
Howard has not yet added their fees to their profile
Fees not yet added
Howard has not yet added their fees to their profile
I am an experienced Financial Adviser who specialises in working with business owners, trustees and solicitors to achieve a range of financial goals. My clients include current and former business owners, beneficiaries of clinical and personal injury settlements, and professional and lay trustees. Financial planning for business owners and trustees can be incredibly complex, but these are areas where in depth knowledge and experience can pay huge dividends. I particularly enjoy helping clients make sense of their situation and working with them to develop a clear plan for the future. My financial services career started back in 2008 when I joined Edward Jones as a Stockbroker and Financial Adviser. I went on to develop my knowledge of discretionary investment management with Towry Law which included working with Lottery Winners and gained membership of the Chartered Institute for Securities and Investments, alongside that of the Chartered Insurance Institute.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Howard's clients
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