Daren Wallbank

What were the circumstances that caused you to initially look for an adviser?

We had previous financial advice in 2010 when my wife received a sum of money on leaving her job. The advice was not good and the investments yielded very little over 4 years. We heard great things about Daren and contacted him in 2015. We found Daren very helpful, engaging and professional. He spoke in a language that was not full of financial jargon and explained everything clearly. We moved all our investments to Gingko as a result and it was the best decision we made. Our investments yielded more money in one year than in the previous 4 under the old financial advisor.

How has Daren Wallbank helped you?

He has helped us manage our finances for the last 10 years so that we have been able to make improvements to the house (loft conversion, new kitchen) and live well, when we were concerned about our finances when I left my old job in 2016.

Have you seen the outcome you were hoping for?

Yes, definitely. Despite the financial challenges in the markets over the past 10 years (Brexit, cost of living crisis, energy bills) we have been able to navigate these challenges safely.

What could they have done better?

It’s difficult to say whether they could have done better with the above challenges listed.

What were the circumstances that caused you to initially look for an adviser?

My previous financial adviser retired and he recommend daren

How has Daren Wallbank helped you?

Daren helped me with advice about investments how they were performing always explained in a clear way so I understood

Have you seen the outcome you were hoping for?

Yes I have seen the outcome I was hoping for

What could they have done better?

Daren and staff are always a phone call or e mail away Answer any queries promptly

What were the circumstances that caused you to initially look for an adviser?

Initially we were looking for guidance on the financial and operational aspects of starting our nursery business. Daren provided valuable advice on tax benefits that could be leveraged to reduce costs and improve cash flow in our business.. Additionally, he helped to navigate the complexities of pension schemes and health insurance options for us as Directors and our fast growing team of staff, ensuring compliance with regulations while also considering the well-being and benefits of my team. His expertise gave me confidence to focus on growing my business, providing quality care and education to children rather than worrying about which pension to sign up for our team.

How has Daren Wallbank helped you?

Daren has been instrumental in guiding our nursery business from its inception, providing essential pension advice for our staff, and expanding his support as our needs have evolved. His expertise has not only empowered my business partners and I with financial management skills but has also significantly assisted our employees. As my personal circumstances have changed, particularly with growing children, Daren has adapted his guidance to cover wealth management and inheritance tax. Participating in his recent webinar after the budget announcement provided valuable insights that have enabled me to make informed decisions about my future.

Have you seen the outcome you were hoping for?

Daren's proactive advice to move Directors' pensions to Quilter Financial Planning has had a positive impact, leading to better returns and management with the investments performing well. I am pleased with the overall outcome

What could they have done better?

I attended a webinar on advice after the budget and found this very interesting, it would be great to see a few more webinars covering topics throughout the year, maybe once a quarter on topics like tax advice, wealth management, inheritance tax advice pensions advise.

What were the circumstances that caused you to initially look for an adviser?

i have been using Daren for the past five years as my previous financial retired

How has Daren Wallbank helped you?

Daren is a great help explaining paperwork, showing graphs of how the investments are doing listening to any concerns that I may have and questions

Have you seen the outcome you were hoping for?

Yes I have seen the outcome I was looking for

What could they have done better?

all the staff at Ginkgo are helpful go that extra mile so everything runs smoonthly

What were the circumstances that caused you to initially look for an adviser?

I wanted guidance on a range of personal and company financial matters such as pensions and insurance.

How has Daren Wallbank helped you?

Daren has been working with us for over a decade and has been invaluable for both personal and business matters. He's trustworthy, honest and always has our best interests at heart. He's a great guy, and I would not hesitate to recommend him and the Ginko team for any kind of financial advice.

Have you seen the outcome you were hoping for?

Yes, my personal pension has seen some fantastic returns in the last two years after Daren and the team made some changes.

What could they have done better?

Nothing.