Andrew Nicolson

Andrew Nicolson

Innovative Wealth Strategies

Minimum savings/pensions: Over £50,000

0208 166 7217
Based in Fulham
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Top Rated 2025
Verified since: June, 2023

4.7 out of 5

65 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 14 March 2025

    Andrew and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Andrew has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 12 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

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  • Transparent Fees

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  • 24

    Positive First Impressions

    92% of users who are not yet clients had a positive first experience with Andrew

    92% of VouchedFor users have had a positive (4 or 5 star) first experience with Andrew (based on 24 first impressions)

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 14 March 2025

    Andrew and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 12

    Recent Client Reviews

    Verified reviews: 100%

    Andrew has received 12 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 12 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    Andrew has not yet added their qualifications to their profile

  • Transparent Fees

    Andrew has provided information on their typical fees

    Andrew has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 24

    Positive First Impressions

    92% of users who are not yet clients had a positive first experience with Andrew

    92% of VouchedFor users have had a positive (4 or 5 star) first experience with Andrew (based on 24 first impressions)

After completing my post graduate MSc degree in Environmental Science and Protection at Edinburgh University. I worked in Hong Kong for a number of years helping to build the infrastructure for the new airport. After this I moved into finance and in 1997 returned to the UK and began my career as an IFA. My main specialty is advising business owners and contractors how to manage their financial affairs. However, I do also have a broad spectrum of clients from all walks of life ranging in age from their late 20s to over 100! Since becoming an IFA I have always relied on technology to enhance my work and help my clients achieve their financial objectives. Whether it is consolidating their assets, recommending new investment or pension options, or forecasting their future cashflow, I use technology as a powerful tool to simplify and optimise their financial affairs. Many of the people who approach me have multiple pension benefits and a collection of scattered investments. They want a low cost solution that can bring their finances together and manage them efficiently. My role is to assess if this is feasible and to identify the pros and cons of doing so, as well as to propose and implement suitable solutions. In my spare time I have a passion for sailing and dream about sailing around the world. Unfortunately, I don't think that will happen any time soon! My areas of advice: Private Individuals: Investments: ISAs, onshore/offshore bonds, VCTs and collective investments including ethical, sustainable and ESG investments. Pensions and retirement planning: SIPPs, Flexible drawdown and annuities Personal insurances: Life insurance, critical illness cover and income protection. Estate planning (IHT mitigation). The latter may be done in liaison with your solicitor, accountant, or other adviser. Company owners and key employees: Pensions, investments and business protection including key man, shareholder protection, loan protection and associated business trusts. Business exit planning. Trustees: Trust investments, and their duties thereon.

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£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

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Adviser Disclaimer

Financial Solutions Group Limited is an appointed representative of Prydis Wealth Limited, which is authorised and regulated by the Financial Conduct Authority, Registration Number 432014. For more information visit www.financialsolutions.co.uk Financial Solutions Group Limited Registered in England No. 10544288 Registered office - Senate Court, Southernhay Gardens, Exeter, Devon, EX1 1NT VAT No. 974841283 Past performance is not a guide to future returns and the value of investments can fall as well as rise. You may get back less than you originally invested. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Email is an unsecure method of communication. Please think twice before sending any personal information by this method and consider encrypting or password protecting any attachments. Financial Solutions Group do not accept any liability for loss or damages caused by interception of your personal information by third parties. This email, and any attachments, contains confidential (and potentially legally privileged) information solely intended for the recipient, and others may not distribute, copy or use it. If you have received this communication in error, please inform us immediately and delete it and any copies of it. Unless expressly stated, opinions in this email are of the signatory and are never that of Financial Solutions Group Limited. Financial Solutions Group Limited has taken every reasonable precaution to ensure that this email, and any attachment to this email, has been swept for viruses. We cannot accept liability for any damage sustained as a result of software viruses. You should ensure that it is virus free before opening it. Financial Solutions Group Limited reserves the right to monitor e-mail communications through its networks. If you have received this transmission in error please ring 01392 432431.