Robert Brealey

What were the circumstances that caused you to initially look for an adviser?

Amongst my pension funds, I had a 'legacy' fund with safeguarded benefits. I wanted to use this fund to provide my base pension income alongside my State Pension. I was seeking guidance on the most tax efficient way to access the fund. Separately I also wanted advice on investment options for my defined contribution funds that I did not intend to access.

How has Robert Brealey helped you?

Robert clarified my options for taking income from the fund via the schemes GMP, annuity and a protected lump sum. Robert confirmed the best available annuity rates for my circumstances and made the arrangements for the purchase of the annuity. He then provided a comprehensive report on the options for my defined contribution funds including recommendations.

Have you seen the outcome you were hoping for?

I am very satisfied with the outcome and the guidance and advice I was given by Robert and appreciated his prompt responses and advice in dealing with the scheme administrators for my legacy pension fund.

What were the circumstances that caused you to initially look for an adviser?

I was coming up towards retirement and looking for financial advice.

How has Robert Brealey helped you?

Advised on the options a available to me. Set up CRA with Tatton under Quilter platform.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We were moving abroad and needed to arrange our finances and pensions in a way that was both tax effective for our new country and yet flexible to allow us to return to the UK.

How has Robert Brealey helped you?

During our time abroad, Robert managed my SIPP, providing annual reports and advice. Robert's cautious and expert approach allowed me to benefit from significant investment growth, while minimising downside risks. Robert has subsequently handled the transfer of my wife's FSAVC to a SIPP.

Have you seen the outcome you were hoping for?

Yes. On our return my SIPP was available to underpin our other income streams.

What could they have done better?

Nothing. I am entirely happy with the service provided.

What were the circumstances that caused you to initially look for an adviser?

Generate income from my pensions

How has Robert Brealey helped you?

Went through my options to generate the best return for me.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed help to manage my Pension funds and advice on suitable investments

How has Robert Brealey helped you?

It has been a huge comfort to know that Robert is always there at the end of the phone. He took the time to understand exactly what my situation was, and has consistently given excellent advice. I've been extremely happy with the performance of the funds he has recommended over the years, and I always feel I'm calling for a chat with a knowledgable friend rather than feeling intimidated.

Have you seen the outcome you were hoping for?

My investments have performed very well indeed, and Robert understands and caters for my concerns over ethical investment issues.

What could they have done better?

I really can't think of anything

What were the circumstances that caused you to initially look for an adviser?

I began looking for a financial adviser because I wanted to ensure that I am well-prepared for retirement. As I approached this significant milestone, I realised the importance of having a comprehensive financial plan to secure my future and maintain my desired lifestyle. I needed expert guidance to optimise my investments, manage risks, and navigate the complexities of retirement planning.

How has Robert Brealey helped you?

He reviewed my current pensions in detail, looking at opportunities for improvement and ensuring they align with my retirement goals. Additionally, he provided valuable advice on other aspects of my financial plan, such as investment strategies and risk management. His comprehensive approach has given me confidence and peace of mind as I prepare for retirement.

Have you seen the outcome you were hoping for?

Yes, I have seen the outcome I was hoping for. With Robert's guidance, my financial plan is now on track, and I feel confident about my retirement prospects.

What were the circumstances that caused you to initially look for an adviser?

After a lengthy period caring for my parents and going through a divorce, I knew it was time to put myself first and seek the finance advice I needed to navigate my way through the years leading up to my retirement and beyond.

How has Robert Brealey helped you?

Robert has been an enormous help and support. The reason why I chose him over others was down to three key things: 1) being open and honest about what we could achieve 2) talking in very clear lay person's terms about the options ahead and how he could help me achieve them 3) his expertise and knowledge which is very impressive

Have you seen the outcome you were hoping for?

Yes, very much so. I feel reassured we can achieve what we are setting out to achieve. Robert has always been realistic about the aims and ambitions and I feel we are set on a course that should get us there or thereabouts.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

We were in the process of retiring and needed help with purchasing annuities.

How has Robert Brealey helped you?

Robert was very helpful in guiding us through this process, which made it a lot less stressful, and in researching and obtaining the best annuities for us. It was also really useful to be able to have the first meeting face to face, which was really important to us. He also kept us well informed/updated throughout the process.

Have you seen the outcome you were hoping for?

We are pleased to say that we have now obtained the annuities we required to our satisfaction.

What could they have done better?

Nothing - we we were completely satisfied.

What were the circumstances that caused you to initially look for an adviser?

My wife and i first approached Robert in regard to pensions. We were very happy with the advice and subsequent service that Robert provided , which gave us the confidence to follow his recommendations on savings and investments.

How has Robert Brealey helped you?

Robert has helped us to understand our options when it comes to pensions and pension investments. In addition, Robert has patiently explained all aspects of savings and investments, which has enabled us to gain complete visibility of where our money is and how it is performing.

Have you seen the outcome you were hoping for?

Despite a slow start to return on investment, we are now seeing growth that we are comfortable with, when weighed against our minimal risk attitude

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

I was due to retire and required to discuss my options with pension pots.

How has Robert Brealey helped you?

We discussed both my initial views on my pension sums, annual financial commitments and future requirements. We then developed my options into the best plan that suited me.

Have you seen the outcome you were hoping for?

Yes, very much so at this stage.

What could they have done better?

I am not aware of anything that could have been done better.

What were the circumstances that caused you to initially look for an adviser?

Upcoming retirement and change in my financial circumstances

How has Robert Brealey helped you?

Helped develop an effective plan which has given me confidence going forward into retirement

Have you seen the outcome you were hoping for?

Yes, and in some cases better than I hped

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Looking for general personal and business financial advise

How has Robert Brealey helped you?

Robert outlined a number of options for me to consider, gave me impartial guidance on the pros and cons, but was always careful not to steer me in a particular direction

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Helping my mum to deal with her private pension.

How has Robert Brealey helped you?

Robert took the time to visit me and my parents at their home and patiently explained the process along with helping us fill out the very confusing forms.

Have you seen the outcome you were hoping for?

Still waiting for the pension company to get back to us but confident that we now have the knowledge to be able to answer any further questions they have. If not wouldn’t hesitate in asking Robert for help.

What could they have done better?

Absolutely nothing.

What were the circumstances that caused you to initially look for an adviser?

I inherited money from a family member and was unsure of the best long term investment option.

How has Robert Brealey helped you?

I managed to minimise my tax liability and make the most of my investment.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

With interest rates at their highest for several years, I decided to convert my "retirement" ISA into an annuity in order to boost my monthly income and have the financial freedom to have a bit more fun. At age 72, I felt the time had come, particularly since I am still working and earning.

How has Robert Brealey helped you?

I had no idea where to start with this and reckoned I needed professional advice rather than just doing my own inexperienced internet research. Robert explained all my options to me very clearly and concisely, illustrating their pros and cons and emphasising the pitfalls; found the best deal for me; dealt with all the paperwork and the organisational side of the transaction; arranged it all direct with the annuity company so that all I had to do was take the decisions and fill in the forms; he was always available to give clarification and advice. While the process did take several weeks, Robert made it into a straightforward and effortless process for me and gave me all the support and guidance I needed.

Have you seen the outcome you were hoping for?

Yes, I am delighted with the outcome and am now enjoying my increased income.

What could they have done better?

Nothing, it all went very smoothly and satisfactorily.

Please provide a brief comment about your experience with Robert

Robert responded promptly to our enquiry and at our initial face to face meeting asked pertinent questions that guided us to consider aspects of our future planning we hadn’t really considered

What were the circumstances that caused you to initially look for an adviser?

At retirement I chose a drawdown pension rather than an annuity and needed an advisor with a proven record in this field.

How has Robert Brealey helped you?

Robert has advised me over a number of years and helped me transfer from my original pension scheme to one with lower charges and better returns.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not a lot. Robert is very considered in his advice and provides a very personal and tailored Service.

What were the circumstances that caused you to initially look for an adviser?

I needed to finance the purchase of a house through my various pension schemes and then invest the remaining money for my retirement.

How has Robert Brealey helped you?

Robert has enabled me to retain my family home and effectively prepare for my retirement.

Have you seen the outcome you were hoping for?

I am achieving exactly the outcome which I hoped for. As a person who does not have a good understanding of financial matters, Robert has always clearly explained the suggested steps which I should make and ensuring that I am completely happy with any suggestions before implementation. He has given me complete confidence, that when I retire, I will do so comfortably, due to the financial decisions he has made on my behalf.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I needed advice on moving money out of a stagnant pension fund and I had never used a financial advisor before,

How has Robert Brealey helped you?

Robert worked through all of my options after understanding my current circumstances and desire to keep working for another few years. He did this professionally and calmly and gave sound advise which I was able to discuss with my wife clearly without jargon.

Have you seen the outcome you were hoping for?

Yes, despite my old pension provider being somewhat dysfunctional, Robert kept me informed throughout the entire process of setting up an annuity

What could they have done better?

The forms that are needed to be filled in should be in amendable PDF format (this is more down to the annuity providers not Robert), it meant I had to print off the forms and hand write them, then scan them back in. It would be a lot more efficient if they could be filled in electronically either in a form or on a portal.

What were the circumstances that caused you to initially look for an adviser?

After two redundancies and a decision to work independently, I needed to think about how best to protect my family in case I was unable to work. I also wanted to make tax efficient pension contributions.

How has Robert Brealey helped you?

Robert is a superb advisor. He is hugely knowledgeable and experienced, but combines this with a personable style. He is able to make complex financial matters simple and easy to understand. He helped me find the right protection for my family whilst paying competitive premiums. He helped me make good decisions about my pension payments so that my earnings will be tax efficient.

Have you seen the outcome you were hoping for?

Yes - the insurances and pension advice have all delivered as expected.

What could they have done better?

I can't think of anything I would have wanted Robert to do differently.

What were the circumstances that caused you to initially look for an adviser?

I was retiring early and moving overseas. I held several pensions that needed to be amalgamated and provisioned from the short, medium and long term.

How has Robert Brealey helped you?

Robert provided me with clear advice on the options available, enabling me to make an informed decision based upon my personal circumstances.

Have you seen the outcome you were hoping for?

In a word, Yes

What could they have done better?

I am completely happy with services provided, so much so that I have recommended him to several friends and family.

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement and was looking for advice on how to invest to secure an income moving forward

How has Robert Brealey helped you?

He has been very supportive regarding my needs and has advised in a knowledgeable and professional manor

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Unknown, as all my objectives have been met and the outcome as i had hoped for

Please provide a brief comment about your experience with Robert

Robert. Has a very honest and friendly approach. He explained and gave me time to consider my next step. I hope to be using his Services as he seemed extremely genuine

Please provide a brief comment about your experience with Robert

Robert Brealey explained my pension for me in away that I could understand. Also good advice for the future.

What were the circumstances that caused you to initially look for an adviser?

Robert is a first rate trustworthy advisor. He takes great care to consider individual, family and company issues before providing comprehensive and easily understandable (with sound reasoning) options. I can not recommend Robert enough as an advisor. A consummate professional.

How has Robert Brealey helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Please provide a brief comment about your experience with Robert

Had a very useful chat to help me focus on what I want to use my money for - provided clarity to my thinking. Very good.

What were the circumstances that caused you to initially look for an adviser?

In reviewing my company pension options, one was to take the money out of the company pension fund and set up a draw down pension to improve flexibility and inheritance planning. We needed to consult with a specialist pension advisor and Robert was recommended by a trusted advisor.

How has Robert Brealey helped you?

We have been working with Robert for about 4 years to ensure we achieved the best outcome for us from the pension opportunities available. He gave us good advice, giving us the facts about the benefits of the existing fund, clearly explaining risks of taking the CETV (cash equivalent transfer value), delaying acting in some areas but, understanding our targets, giving new options which we have acted upon to give greater security in the future. At the appropriate time, he managed the pension fund transfer, set up a secure basic level income leaving further funds for other investment opportunities.

Have you seen the outcome you were hoping for?

I/ we are very pleased with the outcome. We had several conversations and came to an agreed way forward giving a high degree of security for basic needs with significant opportunity for growth and higher returns with other funds.

What were the circumstances that caused you to initially look for an adviser?

Initially we wanted advice about managing our various pension funds.

How has Robert Brealey helped you?

Over the years we have found Robert's help and advice invaluable. He is very thorough in reviewing our finances and making sure he completely understands our needs and attitude to risk. He is very patient and happy to explain things over and over if I don't understand at first. Nothing is too much trouble. His recommended investments mean that our pension funds have performed extremely well over the years. Since my husband died it has been a huge comfort to have Robert there to discuss financial issues with, and, maybe just as important, Robert is a really lovely person to deal with. I have total trust in his advice.

Have you seen the outcome you were hoping for?

The investments recommended by Robert have always performed well, and he ensures that he takes my wishes into account.

What could they have done better?

I can't think of anything that Robert could have done better.

What were the circumstances that caused you to initially look for an adviser?

We required advice on our maturing Pensions and idea’s on our saving plans.

How has Robert Brealey helped you?

By helping us with our finances.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I am approaching retirement age and felt a full review of our pensions (mine and my wife's) would be wise and beneficial.

How has Robert Brealey helped you?

Robert has given us the time to discuss our circumstances fully and given us clear, suitable and professional advice. Following our agreement, Robert arranged for our pensions to be transferred into drawdown facilities, as required, and followed through all transactions until completion.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Needing to secure the best advice and planning for pension growth and investments

How has Robert Brealey helped you?

He did extensive research into options for pensions, ISA's, investments and my children savings. Came back and presented it all to me in a way which is easy to understand and then helped me select the best options.

Have you seen the outcome you were hoping for?

Fantastic service, great advice and reaping the rewards.

What could they have done better?

I'm scratching my head for an answer on this one, Genuinely great service and good value.

Please provide a brief comment about your experience with Robert

At my initial meeting with Robert he talked me through my options for saving and prioritising my objectives.

What were the circumstances that caused you to initially look for an adviser?

Retirement, and the need to invest my pension pot to secure sufficient income moving forward.

How has Robert Brealey helped you?

Robert has helped me understand the financial world and the options open to me in a clear and professional way

Have you seen the outcome you were hoping for?

I have seen the outcome i was hoping for and in many cases exceeded them.

What could they have done better?

A difficult one to answer as finance is not my field, if it was i would be doing it myself!!!. Robert has consistently delivered my requirements, and made me feel safe in the choices made.

What were the circumstances that caused you to initially look for an adviser?

I was looking to take voluntary redundancy and was looking for confirmation that with the redundancy and my pensions that I would have enough money to retire early

How has Robert Brealey helped you?

Robert assessed my finances, pensions etc and advised on the best way forward He is now helping with my wife’s pensions with the same aim

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

The advice is quite often given as a set of options, you could do this or you could do that etc and it can be difficult to decide which will be best without predicting the future I’m sure this is not Rob’s fault but the way financial advisors are regulated etc

What were the circumstances that caused you to initially look for an adviser?

Wanted to make sure we were financially secure in retirement.

How has Robert Brealey helped you?

A thorough, common sense assessment providing various options each weighed up taking into account our aversion to risk.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Starting a draw down pension

How has Robert Brealey helped you?

Robert has provided excellent well balanced advice to myself and my wife for over 10 years resulting in year on year accretion of our pension pot.

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Can’t think of anything

Please provide a brief comment about your experience with Robert

He was very personable, confident and knowledgeable and put me at ease regarding my pension options.

Please provide a brief comment about your experience with Robert

He was a very genuine and knowledgable. My mind has been put at rest about dealing with buying purchased annuities and no pressure was put on me to commit to any deal.

Please provide a brief comment about your experience with Robert

Very helpful and knowledgeable.

What were the circumstances that caused you to initially look for an adviser?

Approaching 60, we needed to review a company pension scheme and consider our income in retirement.

How has Robert Brealey helped you?

Robert took time to understand us and our family circumstances. He reviewed various pension pots as well as more general savings and investments. He explained our options clearly and thoroughly which gave us the confidence to make decisions. He was extremely understanding with our many 'what if....' type questions.

Have you seen the outcome you were hoping for?

Yes and our relationship with Robert will continue with regular reviews.

What could they have done better?

Nothing, we are really pleased.

What were the circumstances that caused you to initially look for an adviser?

to get advise on taking out my personal pension

How has Robert Brealey helped you?

dealt with bringing various pots together to make up my pension

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Potential Transfer of three Defined Benefit Pension Schemes

How has Robert Brealey helped you?

Gave specific advice on the DB schemes. in addition to general investment / planning advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I struggle to think of anything (other than offer a lower fee!)

What were the circumstances that caused you to initially look for an adviser?

Needed a pension

How has Robert Brealey helped you?

Robert carefully talked me through the options and helped me to arrive at a conclusion that I was happy with

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Robert

Knowledgeable and helpful advice

What were the circumstances that caused you to initially look for an adviser?

Wanted to retire at 60 yrs and needed advice on whether this would be possible

How has Robert Brealey helped you?

Robert advised me on my options for retirement and reassured me that my financial situation could facilitate this. He gave me all the information I needed to help me make a decision and was very patient at times with me!

Have you seen the outcome you were hoping for?

Yes. I am now retired and receiving an adequate income from my pensions

What could they have done better?

Less paperwork to read and understand! Having said that I realise that all bases have to be covered, so understand the reason for it.

What were the circumstances that caused you to initially look for an adviser?

Considering retiring at some point and needed some advice on what that might 'look like' financially.

How has Robert Brealey helped you?

Accessed information regarding a company pension that I did not understand. Advised on risk profile of investments and recommended some annual transfers to take advantage of ISA allowance.

Have you seen the outcome you were hoping for?

I am clearer about what the various pension schemes might yield and therefore what my finances might 'look like' in the future, so, at that very broad level, I have seen the outcome I was hoping for.

What could they have done better?

I was disappointed with the lack of definition in the advice given - much of it was accompanied by a caveat which suggested that I didn't need to do anything, or I wasn't clear what I was supposed to be doing. Apart from taking advantage of my ISA allowance, there didn't seem to be anything definite for me to do, now or in the future, and so I felt that the charges were very expensive for what I actually got back. Maybe this is my naivety, but I don't feel it was value for money. I also did not like the Online Portal at all because it does not allow the client to see what communications (or attachments) they have sent the adviser and I like to have a record of all communication (both ways), so the portal is not, in my opinon, fit for purpose.

What were the circumstances that caused you to initially look for an adviser?

I am director of a Limited Company and Robert is a long term advisor for all my finacial planning.

How has Robert Brealey helped you?

Robert offers a wide ranging scope of services allowing me to decide on the best course of action based on his expert advice. I would wholeheartedly recommend his services.

Have you seen the outcome you were hoping for?

100%

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

We wanted independent confirmation that our retirement calculations were viable.

How has Robert Brealey helped you?

By providing more accurate projections in an easy to understand way

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, very thorough

What were the circumstances that caused you to initially look for an adviser?

We wanted to make sure that our current pensions would cover us financially when we retire and whether we should transfer some smaller order pensions into our current work onez

How has Robert Brealey helped you?

He advised on whether to transfer or not. He advised whether we needed to increase our pension contributions and he arranged a policy to cover illness

Have you seen the outcome you were hoping for?

Not yet because we are not due to retire

What could they have done better?

Nothing. Very good service

What were the circumstances that caused you to initially look for an adviser?

Robert gave my husband excellant pension advise for many years, after my husdands death I did not hesitate to contact Robert for advise on saving and investments for myself.

How has Robert Brealey helped you?

Robert advised me on all the options available, he was exceptionally helpful and patience as I was moving all my assets from France to England.

Have you seen the outcome you were hoping for?

The returns on my investments and saving have exceed my expectations.

What could they have done better?

I cannot fault in any way the service my hushand and now myself have recived from Robert.

Please provide a brief comment about your experience with Robert

Robert's knowledge and experience helped me make a decision about my pension. Although I have decided to stay within my company scheme his impartial advice was key to making an informed choice

Please provide a brief comment about your experience with Robert

Polite and knowledgeable, didn’t feel under any pressure.

Please provide a brief comment about your experience with Robert

All good

What were the circumstances that caused you to initially look for an adviser?

As it was over £30,000 I needed a financial adviser.

How has Robert Brealey helped you?

It was a very complicated annuity to deal with.

Have you seen the outcome you were hoping for?

Yes, so far so good.

What could they have done better?

Nothing.

Please provide a brief comment about your experience with Robert

A very sympathtic character who quickly understood what I needed, took his time to discuss my problems and put me in touch with a mortgage broker who could help me. Would certainly use Robert again if I needed ti.

Please provide a brief comment about your experience with Robert

Good experience, not quite what I am looking for. Going to get some alternative quotes.

What were the circumstances that caused you to initially look for an adviser?

Our permanent move to France in 2007 . The firm of Siddalls provided detailed financial planning advice prior to our move . Robert Brealey succeeded our original contacts at Siddalls . We remained with him when Siddalls sold its french division : Robert continued to advise in relation to our UK based SIPP . The firm of Blevins Franks took over Siddalls french division and continue to advise in relation to our french investments , they were unable to act in relation to the UK SIPP .

How has Robert Brealey helped you?

As stated above : he continues to provide excellent support and advice in relation to the SIPP . We cannot fault the service he provides : always friendly and efficient .

Have you seen the outcome you were hoping for?

Yes .

What could they have done better?

We can think of nothing : save that despite my best efforts he continues to address me as " Mr Plant " !!

Please provide a brief comment about your experience with Robert

Clear and concise and he clearly listens.

Please provide a brief comment about your experience with Robert

Listened well and good advice given

Please provide a brief comment about your experience with Robert

Good to get fresh view on my pension arrangements.

This review is a follow-up review from a client who left a review previously.

How has Robert Brealey helped you since your last review?

Robert manages my complete pension fund.

This review is a follow-up review from a client who left a review previously.

How has Robert Brealey helped you since your last review?

Robert has kept in touch with me and been available for consultation as required. Fortunately I have only had minor issues relating to drawdown of funds to deal with to cover one off expenses. I feel confident that should matters arise where I need yo contact Robert, he would be able to guide me on my investments.

Please provide a brief comment about your experience with Robert

Great, professional advise.

Please provide a brief comment about your experience with Robert

very profesional, gave me food for thought

This review is a follow-up review from a client who left a review previously.

How has Robert Brealey helped you since your last review?

Robert has continued to advise on my SIPP investments. He takes time to understand my requirements and takes a 'whole life' view of me as an individual rather than trying to push the latest trends. I particularly appreciate his calm approach which means changes are only made after careful analysis.

This review is a follow-up review from a client who left a review previously.

How has Robert Brealey helped you since your last review?

Since Robert sorted out the transfer and drawdown of my pension. His advise, service and especially his fee's have been superb. He contacted me after the 1st year elapsed to reassess my options. Again I was very impressed regards the advise he gave me. If your looking for a financial adviser regards Pension Drawdown, do not hesitate to use this man

Please provide a brief comment about your experience with Robert

Clear, impartial, honest advice - what more can you ask for?

This review is a follow-up review from a client who left a review previously.

How has Robert Brealey helped you since your last review?

Thanks to Brexit my previous pension supplier declined to continue to guarantee that i would not have to take out an annuity and Robert searched for and arranged an alternative supplier

What were the circumstances that caused you to initially look for an adviser?

Transfer out of a company pension

How has Robert Brealey helped you?

Gave us excellent advice. My husband is an Accountant and I worked for the banking industry so we are already fairly switched on but Robert gave us lots of advice and information to think about .

Have you seen the outcome you were hoping for?

Yes.

Please provide a brief comment about your experience with Robert

Robert contacted me rapidly. A preliminary discussion meeting was arranged and Robert was able to explain the services he could offer, the costs and to patiently answer my questions and concerns.

What were the circumstances that caused you to initially look for an adviser?

We needed advice on investing our pension funds.

How has Robert Brealey helped you?

Robert has been our trusted adviser for many years. He is proactive in suggesting regular reviews of our finances, and recently helped us to transfer our investments into Ethical Funds. He is very professional and knowledgable, and a very likeable person to deal with.

Have you seen the outcome you were hoping for?

Since involving Robert, we have been very pleased with the returns on our investments, and we can be confident that we are not investing in companies whose values we find objectionable.

What could they have done better?

Robert has always provided an excellent service. I really can't think of anything.

What were the circumstances that caused you to initially look for an adviser?

I needed ongoing investment advice in respect of my drawdown pension.

How has Robert Brealey helped you?

Robert has provided sound and consistent advice over a period of years which has resulted in a steady accretion in fund values.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure he could have done any better given the ups and downs of the market over the past few years.

What were the circumstances that caused you to initially look for an adviser?

Originally we were in the process of taking early retirement and moving to France and needed advice on pensions and life assurance policies. Robert has continued to help us manage our private pension portfolio and the investments within the pension wrapper since. These have performed very well, above our expectations, I would say.

How has Robert Brealey helped you?

He performs a biannual review of our private pension schemes and helps us manage the investments within the pension wrappers. These provide us with a draw down income.

Have you seen the outcome you were hoping for?

I would say so. We continue to draw down an income from the pension funds and to date the investments within have performed in such a way as to replace the income we draw.

What could they have done better?

I am not aware of anything we require over and above what he already does.

What were the circumstances that caused you to initially look for an adviser?

Early retirement

How has Robert Brealey helped you?

Review of our situation, advice,recommendations and ongoing management of our retirement

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Having several private pension schemes I need to find an advisor that could unravel the mystery of pensions.

How has Robert Brealey helped you?

Robert discovered what pensions was held by myself, investigated what was the best course of action and presented the options available to me in a clear and fact way.

Have you seen the outcome you were hoping for?

Having been retired nearly two years, I am comfortable in the options taken and at present can see Robert has taken steps to ensure my future retirement.

What were the circumstances that caused you to initially look for an adviser?

My wife and I had various pensions and savings plans and were of the age where we were considering our retirement options, this was complicated by a recent inheritance.

How has Robert Brealey helped you?

At our free consultation Robert listened and asked questions while we explained our current position and what we wanted with regard to work, retirement and our plans and wishes were for the future. He then took details of all out various pensions and savings we had accrued over our working lives. Robert took all those details away and contacted the relevant organisations to see what options were available to us and returned for a further meeting where he explained these options, allowing us to make an informed decision

Have you seen the outcome you were hoping for?

Yes, we are confident we have made adequate provision for retirement and are confident we have taken the best advice from an informed and knowledgeable source. Robert was very intuitive and suggested several options we would been unable to envisage without his advice.

What could they have done better?

Maybe he should have told us to prepare a little better, we hadn't thought about things in as much detail as we should before the meeting.

What were the circumstances that caused you to initially look for an adviser?

I live in France but have income and investments in the UK, so needed a UK based adviser to deal with the UK side who also had knowledge about the French side.

How has Robert Brealey helped you?

Each year he does a review of my financial situation taking in to account any changes in terms of income, legislation etc. Then advises me if there are any changes required for my investments to keep up with the times. He is very good at noting the risks attached to the different investments on offer allowing me to make an informed choice. Also, he is very easy to talk to and understand as the array of possibilities for investments is enormous and could be very confusing!

Have you seen the outcome you were hoping for?

Yes - I am kept up to date with changes and Robert keeps me well informed and is always available by phone or email if I have any questions or concerns. We have an annual reveiw which we do by telephone if I am not in the UK. He also offers several options in terms of investments so I am able to choose a mixture of low and higher risk products. The income derived from the various products is quite acceptable and is a good "spread".

What could they have done better?

I am happy with all that Robert has done so I just hope that he continues to do the same and that the personal contact is maintained - even at a distance. With the mess that is Brexit I am sure I will need plenty of Robert's advice very soon.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Robert Brealey helped you?

Pension and investment review and admin

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No suggestions. I have not looked at other reviews on vouchedfor

What were the circumstances that caused you to initially look for an adviser?

In 2010 were in the process of buying a property in France with the intention of taking early retirement. After visiting the France Show held in London we found the company that Robert originally worked for. Both he and his colleague Georgina advised us on numerous aspects of buying and living in France including investments. The original company that Robert worked for was taken over and he and Georgina formed their own company. Not being happy with the service I was receiving from my existing Company, I met with Robert and Georgina in 2018 and having been very pleased with our original advice, moved all our pension and investment advice to Abbotstone.

How has Robert Brealey helped you?

My 5 year income draw down plan was coming to an end and with my State Pension kicking in I needed advice what to do with it.

Have you seen the outcome you were hoping for?

Robert went through the options I had and we decided on an option which I was happy with.

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

I moved overseas and needed pensions advice

How has Robert Brealey helped you?

He has been helping my wife and I for about 12 years now - mainly with my pensions. His advice has always been proactive, timely and effective. I keep an interest in the markets and pension products and have always found Robert's advice very sound. I have never not followed it

Have you seen the outcome you were hoping for?

Yes - the proof is in the results. My pension pot is still very healthy even though i have been drawing from it for 10 years

What could they have done better?

To be honest I cannot think of anything he could have done better. It is extremely comforting to know that he is in the background keeping an eye on my savings and advising on any changes i might need to make

What were the circumstances that caused you to initially look for an adviser?

Changing country of residence.

How has Robert Brealey helped you?

Set up investment and draw-down facility to match my risk profile.

Have you seen the outcome you were hoping for?

I am happy with the current situation, particularly after the market "volatility" over the last 12 years.

What were the circumstances that caused you to initially look for an adviser?

Approaching a planned early retirement, I had various pension pots and wasn't sure what to do with them - whether to drawdown money, move them or to wait longer before doing anything.

How has Robert Brealey helped you?

Robert came to the house and spent an hour discussing my lifestyle, finances and wishes for the future for myself and my family. He was very approachable and understanding of my needs and he advised me of the best solution.

Have you seen the outcome you were hoping for?

Yes, I am very happy with the outcome. Robert has been in contact several times since our first meeting and has ensured the plans were carried out to my satisfaction.

What could they have done better?

I can't think of anything he could have done better.

What were the circumstances that caused you to initially look for an adviser?

Our existing financial adviser was retiring

How has Robert Brealey helped you?

We live in France and he was authorised to advice us; it would appear there are not many UK advisors who have this authority.

Have you seen the outcome you were hoping for?

It is early days but nothing so far has caused any alarm.

What could they have done better?

The only thing I can think of is perhaps a little more care in progress feedback.

What were the circumstances that caused you to initially look for an adviser?

I needed to consolidate several occupational pension pots into an investment suitable for providing annuities to support a retirement abroad.

How has Robert Brealey helped you?

Robert assessed our needs and recommended suitable investments.

Have you seen the outcome you were hoping for?

Yes. The package Robert recommended has provided us with both the income we expected and the flexibility to cope with amended legislation and our changing needs.

What were the circumstances that caused you to initially look for an adviser?

I've gathered a number of different pensions from various jobs over the years and wanted to know the best course of action to take to make sure I'm investing enough, in the right places and that the money is working as hard as it can.

How has Robert Brealey helped you?

Robert provided a very clear and thorough review of my current policies, doing diligent research on the funds they are in, the fees associated with them, how they related to my own investment goals, income, life situation and risk appetite, and came back with a set of recommendations that I've now implemented. He was easy to work with, made what can be a relatively complex topic easier to understand and was thorough and strategic in his recommendations.

Have you seen the outcome you were hoping for?

Yes, I feel a lot more confident now that my portfolio is structured the way I want and have a clear path forward for what, how and when to invest over the next few years.

What could they have done better?

I would find a digital way to see and analyse the portfolio in one view really useful - a way to keep track of it ongoing.

What were the circumstances that caused you to initially look for an adviser?

I had a 6 figure personal pension that was maturing. I wanted to access my pension via drawdown

How has Robert Brealey helped you?

Robert was ideal for me as he charged by the hour and not via a % based fee, this saved me a considerable amount of money

Have you seen the outcome you were hoping for?

I can not praise Robert enough for the professional services he provided, the outcome was just what I was looking for regards my requirements.

What could they have done better?

No I am 100% happy, I would not hesitate to recommend Robert