Reviewed for
Insurance and Protection ( 2 )
Mortgages ( 4 )
Pensions ( 89 )
Equity Release ( 5 )
Retirement income (annuities, drawdown) ( 74 )
Investments and Savings ( 121 )
Pension Transfers - Non Specialist ( 20 )
Inheritance Planning ( 40 )
Long Term Care ( 14 )
Pension Transfers - Specialist ( 12 )
Financial Planning ( 33 )
Financial Mentoring ( 5 )
Financial Coaching ( 1 )
Reviewers' assets
£500k+ ( 48 )
£200k - £500k ( 11 )
£100k - £200k ( 8 )
Up to £50k ( 4 )
£50k - 100k ( 2 )
Review
by a verified client in West Sussex
16 days ago
Overall
Advice
Value
Service
What were the circumstances that caused you to initially look for an adviser?
Retired with a pension pot to manage
How has Ray Martin helped you?
Management of my pension pots with advice on the most appropriate funds for investment
Have you seen the outcome you were hoping for?
Overall six years has provided the outcome desired. Obviously some ups and downs caused by market conditions
What could they have done better?
Am content with the service provided
Review
by a verified client in London
17 days ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
After inheriting a lump sum
How has Ray Martin helped you?
He has both protected it and grown it extremely well
Have you seen the outcome you were hoping for?
Yes, more than I expected
What could they have done better?
Nothing…..I am fairly cautious and it has still done very well.
Review
by a verified client in Surrey
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
a) In 2016 my husband and I took advice from Ray on setting up a SIPPS account with AJ Bell b) In 2019 my husband died and I asked Ray to move all his investments to AJ Bell. I indicated I would prefer an ethical portfolio.
How has Ray Martin helped you?
a) Our SIPPS performed well. b) Ray gave very helpful advice on moving to an ethical portfolio and avoiding capital gains tax. Now most of my investments are 'ethical'.
Have you seen the outcome you were hoping for?
Yes - see above.
What could they have done better?
Nothing. Ray clearly set out the options and timescale and his advice has proved to be excellent.
Review
by a verified client in Surrey
a month ago
Overall
Advice
Value
Service
What were the circumstances that caused you to initially look for an adviser?
Complex history of many pensions fragmented in different places. Starting to hit pension contribution limits and projections, and questions around savings and long-term investments.
How has Ray Martin helped you?
Rationalised pensions, set up investment and savings strategies, provided long-term financial planning,
Have you seen the outcome you were hoping for?
Yes
Review
by a verified client in Surrey
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We had previously had a financial adviser who was tied to a particular firm. The advice became very poor. We were advised it was better to find a local financial planner (rather than just an adviser). We wanted someone local with excellent reviews. We "interviewed" three local planners but Ray was by far and away the most professional and approachable. No hard sell, no "I'm the expert, I know best" etc.
How has Ray Martin helped you?
As retirement approached, we need to make sure we were secure. We had pensions with various providers, savings and some spare cash. Once Ray had established what we wanted out of retirement (his process helped tease that out), he and his team sorted out a plan, explained it very carefully and then put it into action.
Have you seen the outcome you were hoping for?
Absolutely!
What could they have done better?
Done it for free? I'm completely joking, we are delighted with the result. We feel secure in our early days of retirement and certain that we are going to have a great time. Ray and his team couldn't have done anything better. Worth every penny