Darren McDermott

DS McDermott Financial Planning was set up in 2019, prompted by the realisation that many friends and family were not sufficiently prepared for their future in terms of their financial health. With an acute understanding of how complex investment, tax, pension, mortgage and personal wealth planning can be and having personally experienced trying to get straight-talking advice, I was keen to be able to fully help friends, family and subsequently new clients who needed clear, uncomplicated advice and a financial health check. As became blatantly apparent, you don’t know what you don’t know.... This applies very much to your finances and it gives me genuine pleasure in finding ways I can improve and add value to client’s individual financial circumstances, both locally in Fermanagh and in the rest of the UK. Your home may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 14/05/2025