David Gruenstein

David Gruenstein

The Private Office

Minimum savings/pensions: Over £500,000

0203 551 0160
Based in Ealing
View location

Top Rated 2025
Verified since: March, 2020

4.7 out of 5

102 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 18 March 2025

    David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status

  • 16

    Recent Client Reviews

    Verified reviews: 100%

    David has received 16 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 24 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    David has not yet added their qualifications to their profile

  • Transparent Fees

    David has provided information on their typical fees

    David has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 30

    Positive First Impressions

    97% of users who are not yet clients had a positive first experience with David

    97% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 30 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 18 March 2025

    David is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed David's status

  • 16

    Recent Client Reviews

    Verified reviews: 100%

    David has received 16 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 24 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    David has not yet added their qualifications to their profile

  • Transparent Fees

    David has provided information on their typical fees

    David has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below

  • 30

    Positive First Impressions

    97% of users who are not yet clients had a positive first experience with David

    97% of VouchedFor users have had a positive (4 or 5 star) first experience with David (based on 30 first impressions)

Having read Chemistry at Oxford University, I joined the financial services industry and now have over 25 years’ experience as a financial planner. I strongly believe in a holistic approach to financial planning and have been using cashflow modelling since 2003 to enable this. I am highly qualified as a Fellow of the Personal Finance Society, Chartered Financial Planner and an Affiliate of STEP (Society of Trust and Estate Practitioners). I aim to be a client’s trusted adviser and first port of call in financial decision making. I look after a wide range of private clients and have a broad knowledge across all areas, including pre- and post-retirement planning and tax-efficient investment planning. I often advise clients in conjunction with their other advisers and I have several clients who sadly lack capacity and are looked after by the Court of Protection. I help their deputies/ attorneys manage their affairs. I have expertise in inheritance tax planning and finding effective ways to structure family assets in order to take advantage of the various reliefs available for mitigating liabilities.

Offers available through VouchedFor

Contact David through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About David's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

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Clients' level of financial expertise

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