0330 038 8940
Based in Dunfermline
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: February, 2022
5 out of 5
Checks carried out by VouchedFor
FCA Regulated
Will and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 24 April 2025
Will and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
11
Recent Client Reviews
Will has received 11 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Will has received 11 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 20 January 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Qualifications Uploaded
Will has not yet added their qualifications to their profile
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Will has not yet added their qualifications to their profile
Transparent Fees
Will has not yet added their fees to their profile
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Will has not yet added their fees to their profile
13
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Will (based on 13 first impressions)
100% of users who are not yet clients had a positive first experience with Will
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Will (based on 13 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Will and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 24 April 2025
Will and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
11
Recent Client Reviews
Will has received 11 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Will has received 11 client reviews in the past 12 months; 100% of these have been verified
Restricted Financial Adviser
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Last checked: 20 January 2025
When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.
Qualifications Uploaded
Will has not yet added their qualifications to their profile
Qualifications not yet added
Will has not yet added their qualifications to their profile
Transparent Fees
Will has not yet added their fees to their profile
Fees not yet added
Will has not yet added their fees to their profile
13
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Will (based on 13 first impressions)
100% of users who are not yet clients had a positive first experience with Will
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Will (based on 13 first impressions)
Hi, I'm Will and we work a bit differently to a standard financial adviser. Firstly, we listen intently on how you got to where you are today and understand where you want to get to in the future. We are honest with our assessment of your current finances (good or bad) and will work with you to help you achieve your future ambitions. After this initial stage we will come up with a realistic financial plan together, using renowned cashflow modelling tools. We will run different cashflow scenarios which will help you decide what's right for you, your family and/or business. Only after the above stages will we decide if we can help you further and make product recommendation(s). You can be rest assured with the ton of knowledge, qualifications and experience in the team we will be able to help. We are committed to long term relationships and we are with you every step of the away, adapting the plan as your needs change through life. You can be rest assured with the knowledge, qualifications and experience in the team; coupled with the full range of financial products available through St. James's Place at our finger tips, we will be able to help. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Will's clients
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Adviser Disclaimer
Carnethy Wealth is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives.