Sarah Miller

Sarah Miller

Bay Financial Planning

Minimum savings/pensions: Over £50,000

0330 038 8940
Based in Dunfermline
View location
Top Rated 2025
Verified since: November, 2023
5 out of 5

50 reviews

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 03 April 2025

    Sarah is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Sarah's status

  • 20

    Recent Client Reviews

    Verified reviews: 100%

    Sarah has received 20 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 25 November 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

    Sarah has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Sarah has not yet added their fees to their profile

  • 8

    Positive First Impressions

    88% of users who are not yet clients had a positive first experience with Sarah

    88% of VouchedFor users have had a positive (4 or 5 star) first experience with Sarah (based on 8 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 03 April 2025

    Sarah is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Sarah's status

  • 20

    Recent Client Reviews

    Verified reviews: 100%

    Sarah has received 20 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 25 November 2024

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 2

    Qualifications Uploaded

    2 qualification certificates available to view

    Sarah has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Sarah has not yet added their fees to their profile

  • 8

    Positive First Impressions

    88% of users who are not yet clients had a positive first experience with Sarah

    88% of VouchedFor users have had a positive (4 or 5 star) first experience with Sarah (based on 8 first impressions)

I am passionate about delivering a Holistic Financial Planning service that is tailored to your needs with your best interests always at it's heart. I absolutely love my job and enjoy meeting clients and helping to make their goals and dreams a reality. I take great pride and satisfaction in guiding clients through potentially complex financial situations in a clear and simple way. Regardless of how simple or complex your financial situation is, we will work together to create an enduring client relationship that is built on trust, professionalism and first class service. I can advise on all areas of Financial Planning with my aim always being to protect and grow your wealth whilst also listening to you and truly understanding what is important to you. I can help you to clarify your goals and create a Financial Plan that works towards achieving them. Together, we will help you live the best life possible with the money you have. I have worked in the financial and insurance industry for 17 years and I am proud that Bay Financial Planning really does put it's clients at the heart of everything it does. Please do give me a call or message and we can have a chat about how I might be able to help you. When I'm not working I spend my time running after my 5 year old daughter, reading, painting and walking.

Offers available through VouchedFor

Contact Sarah through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Sarah's clients

Based on responses provided by clients who have reviewed this adviser

Clients' level of financial expertise

Household income

Savings

Clients' level of financial expertise

This adviser has some reviews that were left while they were employed at a different firm to the one they are at now.

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Adviser Disclaimer

I do not advise on final salary schemes directly, however, I can arrange an introduction to one of the trusted pension transfer specialists within 2plan Wealth Managment. The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested. IHT/Tax Planning is not regulated by the Financial Conduct Authority.