Mark Richings

Having worked in the financial services industry for over 25 years, I understand the importance of building trust with your financial adviser. That’s why my approach involves getting to know my clients, their goals and aspirations and building a long-term relationship with them. Whether you want to build, grow, protect or preserve your finances, I understand that your financial needs evolve over time. I work with business owners, entrepreneurs and private individuals and my clients are from a diverse range of industries and backgrounds. They all share a common objective however; to improve their financial wellbeing. By helping you to make sense of the vast array of options available, I aim to simplify financial planning and create a plan that will help to meet your objectives. I help my clients build for their future & protect their loved ones, whether just starting out on their financial planning journey or looking to pass on accumulated wealth to family tax efficiently. I provide a holistic approach to financial planning, working with you at each life stage, advising on protection, investments (including for children), planning towards & advising clients in retirement, inheritance tax & later life planning. I also work with local business owners and company directors to help with their business financial planning, including business protection, employee benefits, retirement & aspects of exit strategies. I have an in-depth knowledge of investment markets. I have sat on an investment committee, undertaken research, and helped build and run client investment portfolios. I achieved Chartered Financial Planner status in June 2023, became a Fellow of the PFS in November 2023, and hold the Later Life Advice Specialist accreditation. I am also a member of the Personal Finance Society and Chartered Insurance Institute. In September 2023, I was promoted to Adviser Development Manager. This means that in addition to my Financial Adviser role, I will help to develop the knowledge, skills, and attitudes in newly qualified and appointed advisors as we continue to grow our team. I am married with two teenagers, am a keen sportsman, having represented England at Touch rugby. I also enjoy travel and the great outdoors. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 01/05/2024