Ben Moram

Having worked for HJP for over 20 years, I am passionate about helping clients reach their financial goals. I am dedicated to working collaboratively with my clients to find solutions tailored to their unique circumstances and life goals. Whether you’re planning for retirement, saving for your first home, or seeking ways to protect your family, I believe it’s crucial that you feel confident and empowered in managing your finances. I also collaborate with numerous business owners to help them secure their futures through our business advisory services. Depending on your unique situation, this might involve managing business risks, planning for growth and exit strategies, exploring investment opportunities, or taking care of your workforce. My career in the financial services industry began in 2000, and I joined HJP in 2004. I started in the administration team and completed the necessary exams to qualify as a Senior Financial Planner. I am a member of both the Chartered Insurance Institute and the Personal Finance Society, and I am currently pursuing Chartered Financial Planner status. Outside of work, I enjoy music, film, and exploring Europe. I’m also a keen foodie and love hosting dinner parties for friends! HJP Chartered Financial Planners is the trading name of HJP Wealth Management Limited. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 19/08/2024