Tim Gallego

You’ve worked hard for your money; my job is to make your money work hard for you too. My main purpose is to give my clients financial security and peace of mind. We can help you and your family to achieve financial freedom so you can concentrate on the more important things in life. • You may be starting out and looking for advice or a mortgage. • You may already be established and are looking to review and benchmark your pensions and investments to ensure that your money is working as hard and as tax-efficiently as possible. • You may be retired and want to ensure that you have the right investment mix for growth and income to support your financial security in retirement. • You may want to leave your legacy safe and secure and are looking at inheritance tax solutions; or you may need to pay for care. We can help you, wherever you are on life’s journey. We work with successful individuals, retirees, business owners, directors, professionals and doctors and their families to devise a bespoke long-term financial plan to build, enhance and protect their wealth. Our clients are often busy people who have little time to manage their financial affairs and want to build a long term relationship with a trusted adviser who is dedicated to enhancing their wealth, effectively and tax efficiently. We provide our clients with friendly, straight-speaking expert financial advice and excellent service on all aspects of their financial wellbeing. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. Auto-Enrolment products are not regulated by the Financial Conduct Authority. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx