Kyle Penn

Kyle Penn

Harvest Associates Ltd

Minimum savings/pensions: Over £100,000

0330 038 8939
Based in Lincoln
View location

Top Rated 2025
Verified since: December, 2019

4.9 out of 5

111 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 02 March 2025

    Kyle is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Kyle's status

  • 29

    Recent Client Reviews

    Verified reviews: 100%

    Kyle has received 29 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 03 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Kyle has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Kyle has not yet added their fees to their profile

  • 19

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Kyle

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Kyle (based on 19 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 02 March 2025

    Kyle is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Kyle's status

  • 29

    Recent Client Reviews

    Verified reviews: 100%

    Kyle has received 29 client reviews in the past 12 months; 100% of these have been verified

  • Independent Financial Adviser

    Last checked: 03 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • 3

    Qualifications Uploaded

    3 qualification certificates available to view

    Kyle has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Kyle has not yet added their fees to their profile

  • 19

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Kyle

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Kyle (based on 19 first impressions)

Hi, Welcome to my profile. As an independent financial adviser I provide whole of market independent advice to help you achieve your long term goals and aspirations. Please feel free to give me a call on 07519 088561 What to Expect Our first meeting is an opportunity to gather details about your current financial position and understand your long-term goals. I will also request information from your existing providers regarding your current financial arrangements, such as pensions and investments. This meeting typically takes place at your home, though you are welcome to visit our office if you prefer. Following this, I will research your current arrangements and use cash flow modelling to forecast your financial trajectory. This process helps identify where you are headed financially and highlights areas for potential improvement or adjustment. Once the research is complete, we will schedule a second meeting to review my findings and discuss any recommendations. By the end of this meeting, you will have a clear understanding of your current financial position and your pensions. No Obligation—Only When You See Value All of this work is carried out at my expense. There are no fees or obligations until you see value in my advice. Charges will only apply if you decide to proceed with implementing any recommendations. My goal is to provide clarity and empower you to make informed financial decisions. About Me As a financial adviser, my ethos is to empower clients with clear, straightforward guidance, ensuring you have the confidence to make informed financial choices. I focus on transparency, value-based planning, and building long-term relationships. About Harvest Associates Harvest Associates Ltd. has been providing independent financial advice since 2003. Based in Barlborough, our team of administrators and compliance professionals handles regulatory and administrative tasks, allowing advisers like myself to focus on financial planning and client relationships. As whole-of-market and fully independent advisers, we have the freedom to recommend the best products and solutions tailored to your needs and goals. We emphasise modern, value-driven financial planning and utilise cutting-edge technology and evidence-based investment strategies. Whether meeting face-to-face or remotely, our flexible, client-centred approach ensures your financial needs remain our priority.

Offers available through VouchedFor

Contact Kyle through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Kyle's clients

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Clients' level of financial expertise

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