Mike Pendergast
Zen Financial Services
Minimum savings/pensions: Any amount
Minimum mortgage: Over £100,000
0330 038 8938
Based in Crewe
View locationChecks carried out by VouchedFor
FCA Regulated
Last checked: 12 March 2025
Mike and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
9
Recent Client Reviews
Verified reviews: 100%
Mike has received 9 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
Last checked: 24 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
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Transparent Fees
Mike has provided information on their typical fees
Mike has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
16
Positive First Impressions
81% of users who are not yet clients had a positive first experience with Mike
81% of VouchedFor users have had a positive (4 or 5 star) first experience with Mike (based on 16 first impressions)
Checks carried out by VouchedFor
FCA Regulated
Last checked: 12 March 2025
Mike and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
9
Recent Client Reviews
Verified reviews: 100%
Mike has received 9 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
Last checked: 24 January 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Qualifications not yet added
Mike has not yet added their qualifications to their profile
Transparent Fees
Mike has provided information on their typical fees
Mike has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
16
Positive First Impressions
81% of users who are not yet clients had a positive first experience with Mike
81% of VouchedFor users have had a positive (4 or 5 star) first experience with Mike (based on 16 first impressions)
We offer a fully impartial financial planning service and tax service. Our fees are reasonable and our clients can contact us at any time via email/telephone, we pride ourselves on responding to enquiries and questions very quickly! No waiting 3 days for an email reply like some companies we could mention :-) We advise and assist clients with all areas of personal finance including; Retirement planning/pensions Investments/Portflio management Mortgage advice IHT and CGT planning, Protection plans Accountancy services including tax returns, company formation, VAT, payroll etc. with fixed monthly fees. We have clients all over the UK and have been advising clients for over 20 years. We offer face to face meetings or remote advice via Zoom/Teams/Telephone/Email etc Mike has been a qualified adviser for 31 years, having previously worked for large multinationals such as Natwest and Abbey National. He set up Zen Financial in 2003 having become frustrated by the target-led approach that the big banks adopted, which all too often meant that clients did not receive the best advice. Being an independent, impartial advice company allows us to tailor our recommendations specifically to your requirements and our ongoing management service means you are kept updated as to how your financial arrangements are performing.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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Adviser Disclaimer
Zen Financial Limited is an appointed representative of Keystone Financial Limited, which is authorised and regulated by the Financial Conduct Authority. Registered in England. Registered address: 47 Broadleigh Way, Crewe, CW2 6TT. Registered Number: 09663856.