Ray Prince

The clients I work with tend to be practicing or retired doctors and dentists based in the UK. They are usually established in their careers and are working in the NHS, private practice or a mixture of both. Their backgrounds and disciplines are wide and varied, from Consultant Anaesthetists, to General Practitioners and Dental Principals. They have accumulated a number of financial policies over the years and have assets such as property, bonds, pensions and equities. If you possess some of the following attributes, you are likely to receive the greatest value from working with me: • You have important financial goals that you need to achieve • You have investable assets (including pension funds) of at least £100,000 • You are aged 35 + • You are prepared to seek professional advice and you are able to make decisions • You are serious about making smart choices with your money • You want to create a financial strategy that will enable you to plan towards financial independence • Your attitude towards investment risk is neither extremely cautious or extremely adventurous • You have at least a basic understanding of personal finance but appreciate the value of good advice Of course this is not a definitive list and I do work with clients who do not possess all of these attributes, but when speaking with prospective clients, I find that this tends to be the best description of the ideal client profile. I do spend a significant amount of time with prospective clients to ensure we are right for each other (and I'd expect you to do the same). If on meeting I feel that there are reasons why a complete planning service would not be right for you, I will tell you so and the reasons why as it's important to me that you get your moneys-worth. Outside of work, I am married to Laura and we live in Whitley Bay with our daughters Ava and Freya. I tend to lead quite a busy life and it has to be said that my ‘to do’ list never seems to go down! I like to keep fit through running and the gym. If I’m not doing that, you’ll probably find me working through my list :)