Joe Moricca

Financial Planner - providing specialist advice and support for farmers and rural businesses. I help busy professionals and business owners make better decisions with money. I was never taught personal finance at school and whilst the internet gives you a starting point, it often misses out on a lot of the key details that factor into your finances. The main one is that your finances are personal! -Your goals -Your career -Your lifestyle -Your retirement -Your family -What’s important to you They are all different so how can one recommendation fits all approach to finance work. Well in my opinion it can't! That’s why I take the time to get to know you and what’s important in your life. I craft a personal financial plan with you. I then help guide you to make key financial decisions over the long term. Because as life changes so should your plans. So, if you want to make sure you are going in the right direction with your finances I am always open to having a chat. In my spare time, I am either watching rugby, playing golf or shooting! If I'm at home, then I'll probably be in the garage scratching my head as to why my classic motorbike or car isn't working today. Accession is the trading name of Oundle Wealth Management Limited. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 21/02/2025 The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx