Stuart Smith
Armstrong Watson Financial Planning & Wealth Management
Minimum savings/pensions: Over £100,000
0330 038 8938
Based in Cockermouth
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: March, 2019
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Stuart is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stuart's status
Last checked: 06 March 2025
Stuart is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stuart's status
14
Recent Client Reviews
Stuart has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Stuart has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 26 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
8
Qualifications Uploaded
Stuart has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
8 qualification certificates available to view
Stuart has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Stuart has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Stuart has provided information on their typical fees
Stuart has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
26
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Stuart (based on 26 first impressions)
100% of users who are not yet clients had a positive first experience with Stuart
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Stuart (based on 26 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Stuart is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stuart's status
Last checked: 06 March 2025
Stuart is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Stuart's status
14
Recent Client Reviews
Stuart has received 14 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Stuart has received 14 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 26 February 2025
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
8
Qualifications Uploaded
Stuart has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
8 qualification certificates available to view
Stuart has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
Transparent Fees
Stuart has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Stuart has provided information on their typical fees
Stuart has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
26
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Stuart (based on 26 first impressions)
100% of users who are not yet clients had a positive first experience with Stuart
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Stuart (based on 26 first impressions)
I'm a Chartered Financial Planning Consultant providing Independent Financial Planning advice to individuals and business owners in the areas of Investing, Retirement Planning, Inheritance Tax as well as Personal and Business Protection. I've been an adviser since 2006 and have spent the last 8 years at Armstrong Watson Financial Planning Ltd. I’m committed to providing the best possible advice, service and support to clients and businesses, focusing on maintaining long-term, trusted relationships via a common sense, personalised approach. I am proud of being able to breakdown the jargon and technical aspects from the world of financial services in order to explain the content in a more palatable way. Armstrong Watson Financial Planning & Wealth Management is a Chartered firm and part of the wider Armstrong Watson group, with offices across Cumbria, Yorkshire, Northumberland and Scotland which means that where relevant, I am able to work with other specialists from the accountancy, tax and business advisory areas to ensure that solutions are tailored specifically to your circumstances. Visit our website to read our latest news articles, client testimonials and download our quarterly magazine.
Offers available through VouchedFor
Contact Stuart through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Stuart's clients
Based on responses provided by clients who have reviewed this adviser
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