Scott Andrews

All of us have individual goals, dreams and aspirations for our families and careers. However, very few have plans in place to help put them on the path the achieving these. I am passionate about building long-term relationships with clients to put personal financial plans in place to help our you achieve your individual dreams. Through a personal, face-to-face service, I cover many areas of financial planning, such as: • Protection for individuals, families and businesses • Investment planning • Retirement planning • Building and preserving capital • Inheritance tax and estate planning • Mortgage and Re-mortgage services • Profit extraction & exit planning for business owners* Although many people tend to have similar concerns with regards to their finances, I strongly believe that all solutions should be fully bespoke to your individual circumstances. I am equally passionate about the importance of ongoing service and planning to meet the ever-changing legislation and your personal circumstances - I want my advice and solutions to evolve alongside your lives. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx