Huw Jones

What were the circumstances that caused you to initially look for an adviser?

Being a self employed 54 year old married man with kids but with no pension plan, Huw Jones at Proposito was recommended to me. It is always good to go with a recommendation.

How has Huw Jones helped you?

Huw fully understood our predicament and immediately put an action plan in place. A plan to short cut time too, while keeping our standard of living what we're used to

Have you seen the outcome you were hoping for?

Yes, the outcome is obviously ongoing, but we're already delighted with the progress made

What could they have done better?

Huw does not to improved on anything. In any case, I'm far from qualified to comment on any improvements on the financial planning process, that's for sure. That's why Huw and team are here!

Please provide a brief comment about your experience with Huw

Attentive, professional and caring

What were the circumstances that caused you to initially look for an adviser?

During divorce I needed someone I could trust to support me and help me to make sense of my financial situation.

How has Huw Jones helped you?

Huw handled my situation with a compassion I was not expecting to receive. He and his team were patient, understanding, supportive and clear with explanations and guidance, taking time to understand me as a person, offering me time and opportunity to understand my situation before I made decisions.

Have you seen the outcome you were hoping for?

Yes. I feel confident that the choices I made were right for me.

What could they have done better?

I’m pretty sure there’s nothing that was overlooked. In fact, the service I have received would be better described as ‘above and beyond’.

What were the circumstances that caused you to initially look for an adviser?

We were looking for advice when we had a lump sum of money to invest. Since then, the advice we have been given has been suited perfectly to our needs.

How has Huw Jones helped you?

Huw has always been helpful and reassuring with all his advice and he has been willing to provide further explanation whenever we have needed help and support on a range of financial matters.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

We are very happy with the service that has been provided and can’t think of any area where we have been disappointed.

What were the circumstances that caused you to initially look for an adviser?

On retirement I needed specialist advice about investment and long term future financial planning

How has Huw Jones helped you?

I have been a client of Huw's since the inception of Proposito and Huw has always provided sound financial advice with an awareness of my personal goals

Have you seen the outcome you were hoping for?

I am aware of how volatile and uncertain financial markets are but with Huw's advice I've been able to remain calm when the markets have been uncertain

What could they have done better?

As far as I'm concerned matters are as I have hoped for

Please provide a brief comment about your experience with Huw

I originally came across Huw watching financial content on YouTube, I found Huw's channel very interesting as it mainly focused on retirement which me and my wife want to do as early as possible. After an initial call with Huw where he gave me some great pointers and was very honest about our situation. Im looking forward to working with Huw and his team in the future.

What were the circumstances that caused you to initially look for an adviser?

I had sold a property and had a substantial amount to invest. Also, retirement was looming. I had absolutely no financial experience apart from day to day living.

How has Huw Jones helped you?

Huw has been a Godsend. His continuing advice and monitoring of my finances, including my pensions, has been invaluable.

Have you seen the outcome you were hoping for?

Very much so. I feel confident that my investments are secure. They are increasing in value. My pensions are working well for me. I feel financially secure and can rest easy at night.

What could they have done better?

Nothing.

Please provide a brief comment about your experience with Huw

I contacted Huw asking for a quotation for some very specific pension allowance related information - on a topic which had been touched on in one of Huw’s excellent you tube videos - and received the information I was seeking during the initial contact consultation. Huw refused to take any payment for this. Huw was just as knowledgeable on the call as he had appeared in the videos. Many thanks to Huw for his assistance.

Please provide a brief comment about your experience with Huw

Never bothered to even respond. BIG FAT ZERO IF IT WAS POSSIBLE

Please provide a brief comment about your experience with Huw

I met Huw 5 years ago and although I wasn't in a position to work with him then, I remembered him. As soon as I needed advice, I dropped him a note and was able to make an appointment very easily. He was personable, interested and very understanding, he instantly set my mind at ease and gave me supportive advice. I wholeheartedly recommend him.

What were the circumstances that caused you to initially look for an adviser?

I had retired and wanted to invest some of the money. I also wanted to save for my grandchildren.

How has Huw Jones helped you?

He has talked me through all options open to me and degree of risk.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. They are always available to support me.

What were the circumstances that caused you to initially look for an adviser?

I have been a long term client since the business started.

How has Huw Jones helped you?

Huw has given us exceptional service in respect of all financial matters.

Have you seen the outcome you were hoping for?

We have been extremely pleased with the professional financial planning and outcomes.

What could they have done better?

Provided exceptional service.

What were the circumstances that caused you to initially look for an adviser?

I had savings which I wanted to invest to insure of a sufficient income in retirement

How has Huw Jones helped you?

Huw has given me complete peace of mind. I also have complete confidence in the way handles my finances. He's always available to answer questions.

Have you seen the outcome you were hoping for?

Yes thank you

What could they have done better?

No.

What were the circumstances that caused you to initially look for an adviser?

I inherited money from my Dad and wanted to make sure it was lookked after properly

How has Huw Jones helped you?

He has from the beginning been very thorough. Ensuring he understood my goals, I have always felt I was an individual and he has always advised not "sold". He is always clear and very much believes in giving the whole picture ensuring that both the potential up and downsides are clearly understood.

Have you seen the outcome you were hoping for?

Absolutely. Not only in terms of investment return. But in also terms of the knowledge that Huw is there to answer questions and provide support if and when needed through out the year.

What could they have done better?

Very little. Not moving further away to their new offices?

What were the circumstances that caused you to initially look for an adviser?

Previous bad advice

How has Huw Jones helped you?

He has turned a bad pension into a positive outcome.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don't think they could have.

What were the circumstances that caused you to initially look for an adviser?

Requiring help to create and build a decent pension pot.

How has Huw Jones helped you?

Provided advice and guidance regarding planning for the future.

Have you seen the outcome you were hoping for?

Ongoing but yes I believe so.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Insufficient knowledge of my own.

How has Huw Jones helped you?

Achieved that required.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

We have relied on Huw's advice for at jeast the last 15 years, and on his father's for many years before that.

How has Huw Jones helped you?

Huw has helped us to plan for our retirements, investment planning and inheritance tax issues. We have always found Huw to be clear, tinely and jargon free in advising us.

Have you seen the outcome you were hoping for?

Yes, we continue to do so, as our annual review meetings can attest.

What could they have done better?

Nothing, it is everything that we need.

What were the circumstances that caused you to initially look for an adviser?

Wanted to secure our financial future and was very fortunate to know Huw.

How has Huw Jones helped you?

Huw has been fantastic throughout in creating a financial plan to secure our future. He has helped us navigate the road to financial security and fulfilment understanding our needs every step of the way.

Have you seen the outcome you were hoping for?

Absolutely. We wouldn't of achieved any of these financial goals without his expertise and guidance.

What could they have done better?

Can't think of anything.

What were the circumstances that caused you to initially look for an adviser?

I had some savings

How has Huw Jones helped you?

Looking after my money, peace of mind

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Surplus cash needing a home

How has Huw Jones helped you?

Facilitating.

Have you seen the outcome you were hoping for?

Growth seems poor

What could they have done better?

Realistically, nothing

What were the circumstances that caused you to initially look for an adviser?

know Hew and family many years.

How has Huw Jones helped you?

build up my pension pot.

Have you seen the outcome you were hoping for?

not yet but think going the right way.

What could they have done better?

all good.

What were the circumstances that caused you to initially look for an adviser?

Being a self employed sole trader and dealing with business financial matters, I found it particularly difficult to manage our family finances. Having been introduced to Proposito, this proved to be the best financial move we’ve ever made. Huw and the team have proven to be incredibly knowledgeable and helpful regarding all our finances, they we’re there also to support us with our retirement plans . We would certainly recommend them to anyone looking for help regarding any aspects of financial planning.

How has Huw Jones helped you?

Huw and the team have taken away All the previous stress and worry we’ve experienced sorting out our family finances .

Have you seen the outcome you were hoping for?

Overall YES. From the start of our dealings with Proposito, Huw made it perfectly clear to us that financial planning is a long term investment. He also made it perfectly clear that during times of failing stock markets the last thing you do is decide to cash in in an attempt to reduce your losses …. We have stuck with it and over time our pension pot has certainly held firm.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Long term client of Huw's along with my family looking to provide for a financially secure retirement

How has Huw Jones helped you?

Huw has helped to create a portfolio of risk appropriate assets to provide for my retirement and the needs of my family at key milestones.

Have you seen the outcome you were hoping for?

Enjoying some of those outcomes now.

What could they have done better?

Nothing springs to mind.

What were the circumstances that caused you to initially look for an adviser?

Necessity for advice in relation to matters where I do not have sufficient financial expertise.

How has Huw Jones helped you?

Good effective advice given in understandable terms.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Recent receipt of legacies. Also our financial arrangements were in a muddle as I had been trying to manage them myself in a very amateurish way

How has Huw Jones helped you?

He has taught me the basics, understood our values and family set up and offered sensible advice. He was very helpful when my husband died recently.

Have you seen the outcome you were hoping for?

I feel reassured that my finances are in better order now, that Huw is there if I need him and that I should be well prepared for the future.

What could they have done better?

I cannot think of anything

What were the circumstances that caused you to initially look for an adviser?

Inexperience fostering insecurity

How has Huw Jones helped you?

yes

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Not really

What were the circumstances that caused you to initially look for an adviser?

I needed financial advice and was recommended this company. I have been with them for over twenty years and have found that their advice works well. Huw is very friendly and approachable.

How has Huw Jones helped you?

He has advised me on all financial matters, explaining issues as necessary, reasons for suggesting change and probable outcomes.

Have you seen the outcome you were hoping for?

Yes, the advice works well, particularly for the long term.

What could they have done better?

I have no issues to raise re possible better outcomes.

What were the circumstances that caused you to initially look for an adviser?

Pension draw money for retirement holiday treats

How has Huw Jones helped you?

I took his advice on the best way to go forward.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing all staff are always very help full

How has Huw Jones helped you?

I have developed a long and friendly relationship with Huw and his company. I have allways been able to "get my message across" and get a professional and flexible response. This has been of the utmost importance to me over the years as i have changed direction/agenda many times !! It is crucial to have an advisor that listens and one you can trust to make hugely important decisions, i am confident this is a sevice i receive.

What could they have done better?

It is difficult for me to say what could be done better. As i have faith in the advice given to me (if i was an expert i would not need avice) and i never have a problem getting hold of someone if i have a request/query, i really cant make any suggestion in this regard.