Neil Smith

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Always available to give advice and answer any questions

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Beyond the excellent service I have always had personally from Neil, I have been happy to repeatedly recommend him to Friends and Family.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Neil has assisted in purchasing 3 annuities and managed our pensions.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Always quick to respond and deal with any queries

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Always helpful with advice for personal circumstances

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Reviewed and adapted our investments

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Yes on a couple of occasions. He is very knowledgeable and eager to help. Always quick to reply and I feel confident in him helping you in the best way possible

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Have had no reason to speak to Neil as all seems fine.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Annual review as always and advice if/ when required.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Neil has always given good advice over the many years I have known him. . I completely trust him and his employees. Would certainly recommend him to anyone.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Always available when you have questions

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

We have received advise from Neil on inheritance tax matters recently.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Quiet year but usual help and advice given as and when required... 24/25 will be big years to start planning retirement in detail

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Ongoing regular reviewing of my retirement goals and planning.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Needed to invest

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Has helped with drawdown. Always quick to respond and good advice given

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Neil is the ultimate professional always willing to listen to me regarding what I want from him. As before and as always Neil has pointed me in the right direction over the past year and I have every confidence in him making the right decisions for us.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Neil is always monitoring my investments and has my long term planning under control.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

same excellent service

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Helped with drawdown and other matters regarding pension. So reliable and trustworthy. Would recommend them to anyone. They are so helpful and knowledgeable

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Investments going as well as can be expected in the present climate. Needed to access new income stream from my investments, contacted Neil had a chat and everything was put in place, no problem.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Efficient planning and organised

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Guidance on investment has delivered growth great support across all my finance portfolio

What were the circumstances that caused you to initially look for an adviser?

I had 2 company pension schemes , and was looking to review them and potentially transfer to one single pension .

How has Neil Smith helped you?

Neil has helped me transfer my 2 existing company pension schemes in to my own pension with an excellent well established pension company with the risk profile I was looking for at a reasonable cost

Have you seen the outcome you were hoping for?

Yes, without doubt. Neil is a highly qualified and very experienced professional in his field , and also very personable and straightforward person to do business with.

What could they have done better?

Nothing comes to mind really.

What were the circumstances that caused you to initially look for an adviser?

I was seeking advice about transfer out of a defined benefit pension scheme, and general financial and pension planning

How has Neil Smith helped you?

After a very long and rigorous (and at times frustrating) process, I was able to determine that my personal circumstances supported moving out of a defined benefit scheme and Neil was able to support the process through to completion

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Charged slightly less! However, to some degree you get what you pay for and the personal service was excellent - made more difficult during the Covid pandemic

What were the circumstances that caused you to initially look for an adviser?

Long term planning for retirement.

How has Neil Smith helped you?

Neil has a very structured approach that has brought stability to a volatile market.

Have you seen the outcome you were hoping for?

We would all rather do better but under the circumstances performance has been very solid.

What could they have done better?

We could all be more proactive.

What were the circumstances that caused you to initially look for an adviser?

Needed to invest inheritance/pension fund

How has Neil Smith helped you?

Good advice on investment

Have you seen the outcome you were hoping for?

In these difficult times yes

What could they have done better?

In better times they would have done better

What were the circumstances that caused you to initially look for an adviser?

Always goes above and beyond. Really trust Neil and the team.

How has Neil Smith helped you?

With pension

Have you seen the outcome you were hoping for?

Yes always

What could they have done better?

No

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Neil is always there at the end of the phone should you need him. Over the past year Neil has helped me with numerous different financial items and I am always grateful for his help and expertise.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

I havn't needed to contact Neil at all in the last 12 months everything is going well with my investments.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

same excellent service

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Been a great help with regard to drawdown and advice on pension. Would certainly recommend Harmony Wealth Management to anyone. Neil, Rachael and Steve are so helpful, knowledgeable and friendly. Great team.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Efficient planning

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Excellent support and guidance

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Neil has helped me with drawing money from my pension and also further investment.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

annual reviews to ensure financial planning is always in touch with current & ever changing needs

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Helped me withdraw some of my pension and also set up monthly payments for my pension

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Neil has continued to provide investment advice on my portfolio.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

We have had excellent service from Neil with regards to investments.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Neil has continued the excellent service and advise he has given to my wife and myself and we are both very happy with the service he continues to give us

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Neil monitors our investments to ensure that we get the best returns

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Because of Covid I have not seen Neil in person , but have spoken with him by telephone I havn't required any changes to my investments.

What were the circumstances that caused you to initially look for an adviser?

I knew of Neil before he became an I F A so it was an obvious decision when Neil set up his own company that I would join him.

How has Neil Smith helped you?

Neil has guided me through transferring my pension when it was practical to do so. He has helped me by putting money into trust for my daughter and granddaughter and helped me with all decisions regarding finance. He knows what risk we are prepared to take and advises us accordingly.

Have you seen the outcome you were hoping for?

The outcome from Neil handling our finances has been very favourable and hopefully will carry on in the same way.

What could they have done better?

To be honest I don't think that there is anything Neil could have done better he his extremely professional in everything that he does.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

I am approaching retirement and Neil is always available for advice and reassurance.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

By planning investments in my portfolio bringing the best return available in the current financial market.

This review is a follow-up review from a client who left a review previously.

How has Neil Smith helped you since your last review?

Last review date shown is incorrect but Neil is always on hand and keeps a watch on the situation.

What were the circumstances that caused you to initially look for an adviser?

I needed a bit more of a financial income due to lack of income from my courier business

How has Neil Smith helped you?

He helped me to access my pension to help my financial situation

Have you seen the outcome you were hoping for?

Very much so Thank you

What could they have done better?

Absolutely nothing he was always communicating with me the whole process and made me feel very comfortable

What were the circumstances that caused you to initially look for an adviser?

I needed advice

How has Neil Smith helped you?

With financial advice

Have you seen the outcome you were hoping for?

Not sure what was expecting but happy with outcome

What could they have done better?

I suppose the obvious answer is to have made more money but again happy with outcome

What were the circumstances that caused you to initially look for an adviser?

Savings and investment

How has Neil Smith helped you?

Sound advice and guidance

Have you seen the outcome you were hoping for?

Given current COVID situation ,then outcome as good as it could be ...Neil was / on hand always ready to offer help and advice

What could they have done better?

Nothing that I am aware of ...happy with service provided

What were the circumstances that caused you to initially look for an adviser?

I had a few different pensions and found understanding and keeping track of them very time-consuming ang I didn't feel confident in their performance.

How has Neil Smith helped you?

Neil reviewed all my pensions and gave me a few options, he explained them all well, figured out my needs (which I needed help in figuring out!). I found that the way Neil explained things was very clear and helpful.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Nothing that I can think of. Very happy with the service.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Neil Smith helped you?

putting money in the right place

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Brilliant service

What were the circumstances that caused you to initially look for an adviser?

I have used the services of Neil for over 18 years when he was employed by another Financial Services organisation. I have continued to take advice from Neil and I have not been disappointed

How has Neil Smith helped you?

neil helped me with my Savings and Investment together with my private pension

Have you seen the outcome you were hoping for?

yes

Please provide a brief comment about your experience with Neil

A good and informative experience which gave me the confidence to move forward with his company.

What were the circumstances that caused you to initially look for an adviser?

I have always looked for good professional help with my finances and Neil has dealt with my pension and other financial situations for my wife and I for quite some time.

How has Neil Smith helped you?

Neil has helped increase my pension plan greatley over the years I have complete faith and trust in his help and treat as a good friend.

Have you seen the outcome you were hoping for?

Yes, I am very pleased with all the work Neil has done for me.

What could they have done better?

Neil is always on hand for advice on my financial matters I am very happy with all the work he has done for my family.

What were the circumstances that caused you to initially look for an adviser?

My private pension

How has Neil Smith helped you?

Advise due to it being linked partly to a property

Have you seen the outcome you were hoping for?

Yes I have

What could they have done better?

Not sure as I’m satisfied with what as been happening over the past years

What were the circumstances that caused you to initially look for an adviser?

Opportunity to invest savings

How has Neil Smith helped you?

Provided advice on savings

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - happy with advice so far

What were the circumstances that caused you to initially look for an adviser?

Opportunity to invest savings

How has Neil Smith helped you?

Provided advice on best ways to invest my savings

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - always been helpful

What were the circumstances that caused you to initially look for an adviser?

6 years before retirement I had a number of small pensions that I was not sure how to manage. This made me worry about my income after retirement.

How has Neil Smith helped you?

Neil looked at my pensions and advised which ones to keep. He then consolidated the remaining into a higher profit fund. He also advised on my ISAs. Neil did this in a professional and friendly manner, explaining everything.

Have you seen the outcome you were hoping for?

I am more than happy with the outcome. I have had no worries regarding my pension now. I have a higher income than I would have had.

What could they have done better?

I seriously cannot think of anything that could have been done better. I am so pleased, that I have recommended my son in law to use his services.

What were the circumstances that caused you to initially look for an adviser?

The need for high quality and trustworthy advice.

How has Neil Smith helped you?

Neil provided great advice relating to savings, investments, pensions, wills and retirement planning.

Have you seen the outcome you were hoping for?

Not yet as we've been hit by the global pandemic and I'm not yet at retirement age but we're on track to meet targets.

What could they have done better?

Maybe more communication and a little more proactivity but overall very happy.

What were the circumstances that caused you to initially look for an adviser?

Planning for the future

How has Neil Smith helped you?

Very knowledgable and easy to discuss our financial circumstances with

Have you seen the outcome you were hoping for?

Work in progress

What were the circumstances that caused you to initially look for an adviser?

I have been with Neil Smith for over 5 years now but needed additional advice

How has Neil Smith helped you?

He dealt with the query I had

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I have been satisfied with the advice/service received & so cannot think of any improvements at this time

What were the circumstances that caused you to initially look for an adviser?

I was already invested with one of the big high street banks when a close friend told me about the advice and retirement plan he and his wife had in place which was set up by Neil . I made an appointment with Neil and have never looked back.

How has Neil Smith helped you?

He has given me great advise and has invested wisely which in turn has given me good returns on my funds .

Have you seen the outcome you were hoping for?

I've seen more than the outcome I was hoping for.

What were the circumstances that caused you to initially look for an adviser?

I needed professional independent advice for my long term goals.

How has Neil Smith helped you?

Neil recommended both my pension and investment platforms that suited my individual needs for both today and tomorrow.

Have you seen the outcome you were hoping for?

Still work in progress but on target.

What could they have done better?

Possibly more proactive on alternative investments that could offer further diversification.

What were the circumstances that caused you to initially look for an adviser?

We needed help and advice on investing savings, a pension lump sum and inheritance

How has Neil Smith helped you?

We felt that the information and advice we received was explained in a way we could clearly understand and Neil is always available on the end of the phone if we need help.

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

I had reached pension age and needed advice on my best options.

How has Neil Smith helped you?

I had a few low value pensions and Neil advised me to consolidate. Neil has continued to provide advice on other pensions I am now able to receive.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

I’m not aware of anything that could have been done better.

What were the circumstances that caused you to initially look for an adviser?

Thinking about the future when younger.

How has Neil Smith helped you?

Gave his well founded advice on many subjects, especially investment and pension planning.

Have you seen the outcome you were hoping for?

Most definitely.

What could they have done better?

At this stage, nothing I can think of as totally satisfied.

What were the circumstances that caused you to initially look for an adviser?

Separation, taking on a mortgage and to get a better deal

How has Neil Smith helped you?

Neil gave me different options,offered me more suitable products and helped me plan for my future.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

There isn't anything I would change. I felt he was very professional and helpful

What were the circumstances that caused you to initially look for an adviser?

Needed help with pensions and Neil came highly recommended to us

How has Neil Smith helped you?

Neil gave great, clear advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I decided to take early retirement and needed advice.

How has Neil Smith helped you?

He provided first class advice on pensions, insurance and investment.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

It is hard to see what he could have done better.

What were the circumstances that caused you to initially look for an adviser?

To sort out a pension plan

How has Neil Smith helped you?

Neil helped me to bring my different pensions together and with a quicker than expected time frame got all paperwork sorted so I could make my future plans earlier than I thought possible

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I don’t think Neil could have done anything better Everything was explained thoroughly and professionally

What were the circumstances that caused you to initially look for an adviser?

I first knew Neil through dealing with my employers pension scheme and insurances. I then decided to put my pensions into one scheme and Neil advised me greatly through all this.

How has Neil Smith helped you?

Neil advised me what may be best for me with regard to my pension and later with drawdown of some of this. He made it so easy helping with all the paperwork etc - everything was explined fully and all done very quickly.

Have you seen the outcome you were hoping for?

Yes I have - and Neil was so helpful in all of this and his advice was excellent.

What could they have done better?

Nothing - he did all he could to help and advise

What were the circumstances that caused you to initially look for an adviser?

Both myself and my husband had several small pensions each which were costing charges on each.

How has Neil Smith helped you?

Neil helped us both to amalgamate our pensions into one fund each, meaning less charges and easier to handle.

Have you seen the outcome you were hoping for?

Yes. We get regular updates.

What could they have done better?

Neil could not have done more to help. He was punctual, came to the house and spoke in language we understood, not jargon.

What were the circumstances that caused you to initially look for an adviser?

We inherited my parents house in 1990 and soled it.

How has Neil Smith helped you?

The company our solicitor interduce us to never gave reviews or statements so we moved to the company that Neil worked for.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Neil could not have done anything better. On our first meeting he talked to us and found out our needs, he explained different investments and what may or may not happen to them and recommended a plan to benefit us. When Neil set up on his own we moved with him and still benefit from his knowledge.

What were the circumstances that caused you to initially look for an adviser?

Looking for a way to make money work best for me.

How has Neil Smith helped you?

Advised me how to invest.

Have you seen the outcome you were hoping for?

Not as yet as I've not invested but I will be doing