Mark Manning

What were the circumstances that caused you to initially look for an adviser?

Mark has been my financial advisor for 20 years or more, before he started his own company. Initially concerned with relatively small amounts but providing the same quality of advice whatever the investment amount. When I first used him I wasn't faced with the difficulties of internet scams and false profiles.

How has Mark Manning helped you?

Invested my funds in keeping with my attitude to risk and with the best financial and ethical approach.

Have you seen the outcome you were hoping for?

Always dependent on financial markets which are outside of Marks control but generally I have seen an increase in the value of my investments. Recently I have doubted the value of having fund managers and Mark has rearranged my investments to allow for a more varied investment approach, allowing tracker funds to be included.

What were the circumstances that caused you to initially look for an adviser?

Requirement for pension planning as part of a wider overview of my finances

How has Mark Manning helped you?

He has provided financial guidance on the most appropriate approach.

Have you seen the outcome you were hoping for?

Yes - a pension plan has been set up

What could they have done better?

Nothing - Mark was very helpful

What were the circumstances that caused you to initially look for an adviser?

Planning a pension

How has Mark Manning helped you?

Yes he has been invaluable

Have you seen the outcome you were hoping for?

Mostly, the covid downturn was nt good for pensions

What could they have done better?

Nothing Marks advice is always spot on

What were the circumstances that caused you to initially look for an adviser?

Needing advice on pension planning and amalgamating all of my pensions into one pot for simplicity.

How has Mark Manning helped you?

Transferred pensions to one place, enable draw down from my pension. I was very naive on all of these matters and Mark has given solid impartial advice and made it simple for me to understand.

Have you seen the outcome you were hoping for?

Yes totally.

What could they have done better?

I have no suggestions

What were the circumstances that caused you to initially look for an adviser?

I have had the pleasure of dealing with Mark for over twenty years. Advice was initially sought in respect of investment advice pending retirement from the public service.

How has Mark Manning helped you?

Mark has become invaluable in providing essential and in-depth strategic financial advice and guidance over many years on a wide variety of domestic and investment planning issues.

Have you seen the outcome you were hoping for?

Mark has continually been able to provide sound advice through years of experience which has enabled me to considerably and successfully increase investments and to future proof a number of matters by succession planning.

What could they have done better?

I am more than happy with the high level of service that Mark has consistently provided.

What were the circumstances that caused you to initially look for an adviser?

I went through a divorce and had a significant amount in settlement that wasn't used in property purchase. Mark helped me navigate the best way to invest this amount.

How has Mark Manning helped you?

Mark has helped me understand the investment market in a way I can understand and how best to manage my pensions.

Have you seen the outcome you were hoping for?

With my regular review meetings, we make changes that are necessary and Mark ensures I invest within my risk parameters and the investment does better than I expect most of the time (world disasters aside).

What could they have done better?

I can't think of anything specific.

What were the circumstances that caused you to initially look for an adviser?

Mark was recommended to me by a friend after I was unhappy with my previous advisor

How has Mark Manning helped you?

Sound and sensible advice...always explaining options and keeping me up to date

Have you seen the outcome you were hoping for?

I have

What could they have done better?

N/a

What were the circumstances that caused you to initially look for an adviser?

We have been with Mark for nearly 20 years, and originally met him through a previous company

How has Mark Manning helped you?

Longterm investments and savings, pension advice, inheritance planning. He has also helped family members.

Have you seen the outcome you were hoping for?

Yes, definitely - that has been very positive progress over the years.

What could they have done better?

Nothing - Mark has always been responsive, patient, will come back to you if you need specialist advice.

What were the circumstances that caused you to initially look for an adviser?

I had to consolidate my pensions and prepare for upcoming retirement.

How has Mark Manning helped you?

Mark is very good at explaining the complexities of pension investments and the many options in simple terms I can understand.

Have you seen the outcome you were hoping for?

Yes. I have begun receiving pension drawdown recently and feel confident it is the right choice for me.

What were the circumstances that caused you to initially look for an adviser?

I received a lump sum from a divorce settlement and wanted to invest it rather than put it in a High Street savings account. Mark was recommended by a friend who gave me confidence to go down this route.

How has Mark Manning helped you?

Mark provided the advice I needed and set up an ISA stocks and shares account. He knew how cautious I was and started off on a lower risk. 10 years have now passed and my attitude to risk has gradually increased as I have become more confident. He has also helped amalgamate an old work’s pension with my private pension.

Have you seen the outcome you were hoping for?

Yes initially the investment had a great return but then we had the pandemic and the disaster Liz Truss caused. The investments plateaued for a while but no doubt all investments were affected by this. Mark made sensible suggestions at the next annual review which I was totally confident with.

What could they have done better?

As I am no expert, I am happy with Mark’s advice and it is what I pay him for so I cannot think of anything he could do better.

What were the circumstances that caused you to initially look for an adviser?

I wanted guidance and advice on investments and savings, to get my investments onto a platform and better organised.

How has Mark Manning helped you?

Mark has provided guidance and advice on the above. He makes things easy to understand and his advice seems logical. I feel that I can ask him very easy 'idiot' questions as well as more complex questions. I feel he inspires trust and confidence. Mark is also reliable and easy to work with.

Have you seen the outcome you were hoping for?

I am happy with the guidance and advice Mark has given me. He is always happy to talk through his suggestions and the reason he is making them.

What could they have done better?

I am happy with the service Mark has provided.

What were the circumstances that caused you to initially look for an adviser?

30+ years ago, whilst working, I started investing in Unit Trusts

How has Mark Manning helped you?

Very much so. He takes account of my life circumstances and makes a point of understanding my needs and preferences.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

-

What were the circumstances that caused you to initially look for an adviser?

Mark offered financial services to me 30 years ago after my mother died and left me some money

How has Mark Manning helped you?

All financial advice and services

Have you seen the outcome you were hoping for?

More than ever expected

What could they have done better?

I can't think of anything - he has always bettered my expecations

What were the circumstances that caused you to initially look for an adviser?

Changing my financial advisor from Manchester where it had been for historical family reasons to Chela.

How has Mark Manning helped you?

He has always explained everything decision he has made very clearly.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I don’t know.

What were the circumstances that caused you to initially look for an adviser?

We wanted to ensure we maximised our pensions and savings.

How has Mark Manning helped you?

Reviewed and transferred my pensions Advised on appropriate pension funds Advice to maximise our savings

Have you seen the outcome you were hoping for?

Yes, my pension is working much better for me.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed financial advice

How has Mark Manning helped you?

He has come up with some sound suggestions and advice

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I wanted a health check of my pension

How has Mark Manning helped you?

Mark produced clear advice aligned to my priorities. When presenting this advice, he adjusted the advice tactically in response to our conversation.

Have you seen the outcome you were hoping for?

It's too early to say

What could they have done better?

Nothing I can think of

What were the circumstances that caused you to initially look for an adviser?

Wanted to impact my pensions

How has Mark Manning helped you?

As above

Have you seen the outcome you were hoping for?

Yes very happy with results

What could they have done better?

Not sure

What were the circumstances that caused you to initially look for an adviser?

We had a substantial amount of money which we wanted to invest.

How has Mark Manning helped you?

By giving professional advise that was tailored to our needs.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing as more than happy.

What were the circumstances that caused you to initially look for an adviser?

Needed direction for pension and savings

How has Mark Manning helped you?

Excellent advice and support Always keen to discuss our thoughts and principles and relate this to the accounts

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Savings investment.

How has Mark Manning helped you?

Been readily available whenever called upon, listened carefully to circumstances and offered sensible, tailored choices.

Have you seen the outcome you were hoping for?

Yes - a steady, profitable growth over the period.

What were the circumstances that caused you to initially look for an adviser?

Savings investments.

How has Mark Manning helped you?

Been readily available whenever called upon, listened carefully to circumstances and offered sensible, tailored choices.

Have you seen the outcome you were hoping for?

Yes - a steady, profitable growth over the period.

What were the circumstances that caused you to initially look for an adviser?

Savings and investing for the future

How has Mark Manning helped you?

Advice has been given that is thorough and considered. Mark explains complex financial information in a way that we understand and allows us to make a decision when we are comfortable. No hard sell involved.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I wanted to set up a pension & had some money I wanted to invest

How has Mark Manning helped you?

Friendly , down to earth help & advised taylored to my personal needs

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

After my previous IFA retired I was looking for a new one. Mark was recommended to me by our mortgage advisor.

How has Mark Manning helped you?

Mark has always been very diligent when looking after my private pension plan.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I can think of.

What were the circumstances that caused you to initially look for an adviser?

I did not specifically look for an advisor. My wife worked for an I F A, and, it seemed a natural progression to use them.

How has Mark Manning helped you?

I trust him to invest our small monies in a position that gives me some sort of return.

Have you seen the outcome you were hoping for?

In the main, Yes.

What could they have done better?

I am not financially astute to answer that question!

What were the circumstances that caused you to initially look for an adviser?

needed to sort out various pensions and savings and investments

How has Mark Manning helped you?

given us options that would best suit our circumstances for pensions and investments.

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

Approaching Retirement

How has Mark Manning helped you?

Invested my funds such that they increase in value

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Don't Know

What were the circumstances that caused you to initially look for an adviser?

On my retirement from employment I sought out Mark Manning (via online reviews} to oversee a pension transfer to a subsequent drawdown arrangement.

How has Mark Manning helped you?

Mark invited me to an initial meeting to discuss my options. He made me aware of the possible risks involved with each recommendation.

Have you seen the outcome you were hoping for?

Yes, absolutely.

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

We needed advice and support to make decisions for investments.

How has Mark Manning helped you?

Over nearly 20 years we have seen good rewards on our investments. We have regular reviews and the advice reflects the variances in the markets.

Have you seen the outcome you were hoping for?

Yes, definitely.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark again advised the transfer of my annual tax free allowance from my capital to the Stocks and Shares ISA. He also advised how to apportion legacies to the different beneficiaries so now can re-write my Will.

What were the circumstances that caused you to initially look for an adviser?

Early retirement

How has Mark Manning helped you?

By providing sound advice and the facility to invest pension lump sums wisely

Have you seen the outcome you were hoping for?

Yes given the volatile financial environment of recent years.

What could they have done better?

Flat fees charged for the transfer of small investments seemed a little disproportionate when a sliding scale would have been more acceptable. Having said this the use of Mark’s discretion over the application of fees on subsequent transfers is most welcome.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Marks advise has always been honest, fair and most importantly I have felt secure knowing that it has always been aimed at MY best interests. I have recommended him to 4 of my closest friends so clearly I think his advice is very good.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark is always responsive to any queries I may have between reviews.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark has reviewed our retirement income requirements and provided assurance over a long term strategy by moving to a new approach which we can easily see will benefit ourselves. This has been achieved by Mark taking time to totally understand our requirement along with his wide knowledge of different platform offering. At all times Mark ensures we have time to ask the "Silly" question and understand the options.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Although this has been a difficult time for the financial markets Mark's advice has been excellent

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark's advice from last year has worked well and I have been able to still live comfortably on the reduced draw down income from investments. He agreed with me that I continue with that strategy for a few months and then if needed the draw down could be increased if needed. Again he advised to transfer from capital my annual tax free allowance to my Stocks and Shares ISA. he also explained the Ethical Investment Scheme and said he found that such investments were performing well and asked if I would be interested in changing to those investments. I agreed and said he would research investments to match my attitude to risk. He still respects my slightly hesitant approach to investment risks especially in view of the high increase expected for gas and electricity.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Very good and timely advice relating to both existing and new investments. The recent seminar on ethical investments was an excellent new development which we hope will become a regular opportunity to learn more about financial planning in general.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

My investments have continued to grow at a satisfactory and in a safe way

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark has reassured us during this very difficult time, putting a statement out early on during the COVID crisis. As the pandemic continued and the markets contracted Mark continued to keep us calm with a reassuring email from time to time. We were offered our annual review which we initially deferred and when we were ready this was arranged without fuss and at our convenience. Totally satisfied with the services provided.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

As above - Mark still provides a high quality service

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark has continued to give advice and assurances around our investments, he has been proactive in arranging reviews in line with our personal targets and requirements. In a year of sometimes turbulent financial markets its great to have someone who not only knows your personal situation but provides timely advice which you can trust.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Due to the current worldwide and national economic climate the advice was to stay put with current investments as all investments are subject to little or no growth and interest rates are almost nil. He was confident that soon there will be a recovery and fairly rapid too. He also suggested that as my expenditure over the past six months has very much reduced to reduce my draw down income from investments to, at least temporarily, increase invested capital in anticipation of future financial recovery. At any time should I find the need to increase the income that can be done at any time. He also advised to transfer from capital my annual tax free allowance to my Stocks and Shares ISA. As usual he did not pressurise me to go beyond what I felt comfortable with regard to investment risk.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Continues to provide excellent service and advice.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark has offered continuous reassurance, support and advice during a very difficult period. He has meticulously followed up all issues raised during our annual review and I am confident that he always acts in our best interest.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Always staying in touch to see if we need any further help

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Great service. Very knowledgeable and has got us an affordable and very beneficial product

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Hi Mark, we made an appointment for a telephone review, this did not take place as you stated that you didn't have my contact number even though I specifically emailed it to you prior to our arranged meeting. Your secretary then made another appointment which she susequently cancelled when she realised it was a Bank holiday. I have not had any further appointment to have this review

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

I have not requested or needed any further so there is little I can add to my previous review.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Kept me informed of pension performance and advised about any alterations required

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

The original intended target has been achieved and I am happy with the outcome.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Clear explanation of current global financial situation.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

been clear and realistic with advise in difficult times

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark has continued to help us with our financial plans. The advice has always been sound with our interests at heart giving us the continued reassurance in these uncertain times

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark is always timely in his response to any query that we may have, and he has always given us very sound advice.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Discussed post working financial potential issues and solutions. Helped to understand the current Brexit context and made suggestions for diversification.

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Yes, Mark has helped me massively in securing a solid financial portfolio maximising it’s potential.

What were the circumstances that caused you to initially look for an adviser?

Disappointed with service from previous adviser......Mr Manning was recommended by a friend and in a Times article

How has Mark Manning helped you?

sound advice on investment and pension

Have you seen the outcome you were hoping for?

so far...so good in testing times

This review is a follow-up review from a client who left a review previously.

How has Mark Manning helped you since your last review?

Mark and his team provided excellent advice and managed the transfer of 2 work pensions into new investment funds enabling a seamless transition into retirement without any problems. Mark was always available to answer any of our questions and we were kept informed at each stage of the process which gave us total re assurance at a time of major change to our life.

What were the circumstances that caused you to initially look for an adviser?

I wanted good advice about how to use my pensions to retire early and to maximise income and savings.

How has Mark Manning helped you?

He provided current information, explaining choices and options in easy to understand ways. He provided clear strengths and weaknesses of our options yet enabled and supported us to make our own decisions. Once we had decided on our options, he supported the various applications/contacts to deliver what we wanted to do.

Have you seen the outcome you were hoping for?

I have been able to retire early, maximising our income for the period when I will be eligible for a state pension. This includes investments which are ethical as well.

What could they have done better?

We have no suggestions as we found that Mark provided the service that we required.

What were the circumstances that caused you to initially look for an adviser?

Redundancy retirement provided the opportunity to invest a tax-free lump sum for medium term growth with the option for income generation to supplement my pension after 4-5 years.

How has Mark Manning helped you?

Mark carried out a thorough assessment of my circumstances and discussed various options to maximise the benefit from my redundancy retirement settlement. This resulted in the setting up of an appropriate ethical investment portfolio with ongoing support from Mark to ensure all future financial decisions are well-informed. Mark also provided help with the updating of wills for my wife and I.

Have you seen the outcome you were hoping for?

While it is too early to comment on the performance of the investment portfolio I am confident that the options selected are the most appropriate and I am both pleased and at ease with the current location of my capital. Whenever I contact Mark or another member of his team for advice or information there is always a prompt and full response.

What could they have done better?

Had difficulty reading Mark's hand-writing on the will proposal form but he did apologise for this in advance!

What were the circumstances that caused you to initially look for an adviser?

Having children - wanting to make sure we had enough pension when I retired; making sure we had life insurance; setting up savings accounts for our children.

How has Mark Manning helped you?

He analysed our pensions and gave us advice on how to proceed in order to provide a little more in our pension pot; set up life insurance for us and set up savings accounts for our children.

Have you seen the outcome you were hoping for?

Everything is in place.

What could they have done better?

I thought Mark provided excellent advice. We appreciated the time he took to explain difficult subjects with us.

Please provide a brief comment about your experience with Mark

Mark certainly knows his subject and clearly explained several scenarios that may fit my requirements.

Please provide a brief comment about your experience with Mark

Mark's team were in touch almost immediately after my request and a meeting set up. Mark gave a very clear, accessible presentation on the personal pension options available to me. He was also clear in outlining his professional services and charges, but put me under no pressure and was generous with both his time and advice.

Please provide a brief comment about your experience with Mark

Mark gave me a very good overview of the options available to me in considering my Inheritance Tax planning. I found him to be friendly and approachable.

Please provide a brief comment about your experience with Mark

Very helpful. Though there are no immediate actions, I will certainly consider Mark for future business.

Please provide a brief comment about your experience with Mark

Relaxed and informative meeting, gave me food for thought on my options. Will be contacting him later in the year. Thank you

What were the circumstances that caused you to initially look for an adviser?

We ere long overdue a pension review.

How has Mark Manning helped you?

He very patiently reviewed all our current circumstances and looked at the various pensions we have. He reviewed all the financial data and has made recommendations going forward which we have acted upon.

Have you seen the outcome you were hoping for?

All the transfers have been completed where applicable.

What could they have done better?

Mark was very helpful and patient. I genuinely cannot think of anything that he could have done better.

What were the circumstances that caused you to initially look for an adviser?

I needed financial advice with investments, mortgage and pensions

How has Mark Manning helped you?

We have known Mark for many years now and he has given us the advice and reassurance of what to do next with our financial planning. He has been there at important stages in recent years when our circumstances have changed with retirement and the need to invest and secure our future.

Have you seen the outcome you were hoping for?

Mark has always given honest, clear advice without giving false promises. Mark is always contactable to answer any queries.

What could they have done better?

nothing, very happy with the service provided

What were the circumstances that caused you to initially look for an adviser?

Investing monies from divorce settlement to allow monthly income and flexibility to withdraw additional monies if required

How has Mark Manning helped you?

Advantage/disadvantage of various options of investment. Low/high risk options. Best options for my personal requirements/situation.

Have you seen the outcome you were hoping for?

Yes. However at present the market is poor which has a negative effect on my investments. Hoping for improvement in market. This possibility was explained by Mark and I understood the risk when investing my monies.

What could they have done better?

I feel for my personal situation all aspects of low/medium risk investments, with flexibility and draw down ability were explained.

What were the circumstances that caused you to initially look for an adviser?

Fourteen years ago when I was approaching retirement the county council I was working for provided pre-retirement financial advice from an IFA which over the years changed hands several times eventually becoming Safehands in Cheltenham. Having previously received good advice from Mark whilst he worked with the previous IFA's I wanted him to continue being my advisor when he established Safehands and he agreed.

How has Mark Manning helped you?

Initially I had an extremely small capital sum to invest and the advice he gave me provided me with a good return to supplement my state pension and minute company pension. Recently I received a good settlement from contesting a Will and the advice he has given on that investment has yielded a monthly income which has vastly improved my financial situation so that I can live reasonably well.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

I can't think of anything Mark could have done better - he obviously knows the markets.

What were the circumstances that caused you to initially look for an adviser?

Preparing Financially for Retirement

How has Mark Manning helped you?

Clear Information

Have you seen the outcome you were hoping for?

No Problems, The stockmarket decides the outcome, Safehands selection of products performs as I would expect

What could they have done better?

I consider that Marks advise is pragmatic thus keep up the good information.

What were the circumstances that caused you to initially look for an adviser?

I was recently divorced and received a lump sum settlement. It was essential that I invested this money to bring a safe but good monthly return to boost my self employed income.

How has Mark Manning helped you?

Mark guided me through the process making sure I always understood the process and ensuring I was only taking the risks I felt entirely comfortable with. I am not confident when it comes to investments and Mark didn't once make me feel silly or worried.

Have you seen the outcome you were hoping for?

Most definitely!.

What could they have done better?

I really like Marks approach so personally wouldn't change anything.

What were the circumstances that caused you to initially look for an adviser?

Getting my investments sorted out and better organised. Also needed to do some planning for the future.

How has Mark Manning helped you?

Made some recommendations and suggestions explained things clearly and simply. Quickly understood my needs and worked within these boundaries. Patient with all the questions i asked to clarify, even when they were probably very obvious to him.

Have you seen the outcome you were hoping for?

Think so, although still some follow up required. Regular update emails though to keep me informed of progress and very solution focused when we came to the odd bump in the road. Feel that my investments are in a better place as a consequence of working with Mark and taking his recommendations.

What could they have done better?

Happy so far so not able to make any suggestions.

What were the circumstances that caused you to initially look for an adviser?

Retiring from full time employment and looking to transfer my company pension to a private draw down investment portfolio.

How has Mark Manning helped you?

Provided guidance on what my investments could achieve with solid down to earth guidance and support going through the process of transferring my pension fund into the investment portfolio. Mark currently manages our portfolio with the first annual review coming up.

Have you seen the outcome you were hoping for?

With the present economy the investment hasn't returned what it might of done a few years ago but I'm not overly worried by the current results.

What could they have done better?

Better blend of coffee :)

What were the circumstances that caused you to initially look for an adviser?

30+ years ago, is was about saving for the future.

How has Mark Manning helped you?

Mark has built on an existing portfolio, both consolidating and developing it. In so doing he has had a clear and agreed understanding of my financial needs and approach to investment.

Have you seen the outcome you were hoping for?

Yes, steady growth and improved organisation of investments.

What could they have done better?

nothing to add

What were the circumstances that caused you to initially look for an adviser?

I was getting old enough and had enough money to warrant having a financial advisor.

How has Mark Manning helped you?

Mark was very good and sat me down and talked me through every option available. He described each option so that I was able to understand.

Have you seen the outcome you were hoping for?

My investments have made excellent returns.

What could they have done better?

Mark couldn’t have done nothing better. The only downside is the lead in time to get an appointment.