0330 038 8940
Based in Chelmsford
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: December, 2024
4.8 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Penny is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Penny's status
Last checked: 26 March 2025
Penny is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Penny's status
39
Recent Client Reviews
Penny has received 39 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Penny has received 39 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 20 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Penny has not yet added their qualifications to their profile
Qualifications not yet added
Penny has not yet added their qualifications to their profile
Transparent Fees
Penny has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Penny has provided information on their typical fees
Penny has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Checks carried out by VouchedFor
FCA status: Certified by Firm
Penny is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Penny's status
Last checked: 26 March 2025
Penny is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Penny's status
39
Recent Client Reviews
Penny has received 39 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Penny has received 39 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 20 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Penny has not yet added their qualifications to their profile
Qualifications not yet added
Penny has not yet added their qualifications to their profile
Transparent Fees
Penny has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Penny has provided information on their typical fees
Penny has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
I'm Penny Speller, an independent financial adviser with Ascot Lloyd, one of the Uk's leading independent financial planning firms. With over 25 years’ experience, I take pride in offering personal tailored advice to support my clients in making informed decisions as they plan their route to achieving financial ambitions, either for themselves or their families. At Ascot Lloyd, we focus on high quality advice, designed to personal goals and circumstances. My areas of expertise include retirement planning, detailed knowledge of the NHS, Local Authority and Teachers Pension Schemes. Investment Planning and Estate Planning. I will work closely with you to develop a comprehensive personalised plan. What sets me apart is my commitment to building long-term relationships on trust and understanding. Outside of work, my family and dogs provide all the fun and fresh air needed. I am also a local Counsellor and enjoy the opportunity to make a wider contribution to the community. If you’re ready to take the next step in achieving your financial goals, please feel free to get in touch.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
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Adviser Disclaimer
Capital at Risk The FCA does not regulate tax/trust planning. Tax Rules are Subject to Change.