Tom Heaword

Tom Heaword

Camargue Chambers LLP

Minimum savings/pensions: Any amount

Minimum mortgage: Over £250,000

0161 219 8546
Based in Cheadle
View location

Top Rated 2025
Verified since: April, 2020

5 out of 5

128 reviews


Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 05 April 2025

    Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 16

    Recent Client Reviews

    Verified reviews: 100%

    Tom has received 16 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 27 January 2025

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • 5

    Qualifications Uploaded

    5 qualification certificates available to view

    Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

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    Tom has not yet added their fees to their profile

  • 11

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Tom

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 11 first impressions)

Checks carried out by VouchedFor

  • FCA Regulated

    Last checked: 05 April 2025

    Tom and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority

  • 16

    Recent Client Reviews

    Verified reviews: 100%

    Tom has received 16 client reviews in the past 12 months; 100% of these have been verified

  • Restricted Financial Adviser

    Last checked: 27 January 2025

    When choosing products or providers, restricted advisers have a limited selection which they can choose from. They may consider products from some, but not all, providers.

  • 5

    Qualifications Uploaded

    5 qualification certificates available to view

    Tom has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below

  • Transparent Fees

    Fees not yet added

    Tom has not yet added their fees to their profile

  • 11

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Tom

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Tom (based on 11 first impressions)

I am a Chartered Financial Adviser working with Camargue Chambers LLP, Strategic Partner of Quilter Financial Planning who are one of the UK's top rated financial advice firm as per the Financial Times. I am based in Cheshire and deal with clients throughout the North West and the UK. I hold the Level 6 qualification in Financial Advice (AdvDipFA) allowing me to provide a tailored advice service in the areas of; protection, mortgages (including equity release), pensions and investments. I work by carrying out a detailed assessment of your requirements and objectives before researching and implementing the right solution to meet your individual needs and circumstances. When it comes to implementing the right solutions, I leverage the vast amount of information made available to me by Quilter Financial Planning to ensure only the top tier providers and products are selected for my clients. I have a clear and transparent charging structure and always aim to deliver a first class service. In summary: - Level 6 qualification in Financial Advice (Adv DipFA®) - Certificate in Long Term Care and Later Life Planning (CertLTCP) - Certificate in Regulated Equity Release (CeRER®) - Strategic partner of Quilter Financial Planning, the UK's top financial advice firm as per The Times. The value of investments can fall as well as rise. You might get back less than you invested. You should only consider these products if you are willing to take some risk with your capital. We will consider whether such products are suitable for you before recommending an investment. Approver Quilter Financial Limited. 19/07/2023.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Tom's clients

Based on responses provided by clients who have reviewed this adviser

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Adviser Disclaimer

Approver Quilter Financial Limited. 19/07/2023.