Chelsea Whittock
Armstrong Watson Financial Planning & Wealth Management
Minimum savings/pensions: Any amount
0330 038 8942
Based in Carlisle
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: June, 2022
4.9 out of 5
Checks carried out by VouchedFor
FCA status: Certified by Firm
Chelsea is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Chelsea's status
Last checked: 18 April 2025
Chelsea is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Chelsea's status
4
Recent Client Reviews
Chelsea has received 4 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Chelsea has received 4 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 26 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Chelsea has not yet added their qualifications to their profile
Qualifications not yet added
Chelsea has not yet added their qualifications to their profile
Transparent Fees
Chelsea has not yet added their fees to their profile
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Chelsea has not yet added their fees to their profile
18
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Chelsea (based on 18 first impressions)
100% of users who are not yet clients had a positive first experience with Chelsea
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Chelsea (based on 18 first impressions)
Checks carried out by VouchedFor
FCA status: Certified by Firm
Chelsea is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Chelsea's status
Last checked: 18 April 2025
Chelsea is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Chelsea's status
4
Recent Client Reviews
Chelsea has received 4 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Chelsea has received 4 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 26 November 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Chelsea has not yet added their qualifications to their profile
Qualifications not yet added
Chelsea has not yet added their qualifications to their profile
Transparent Fees
Chelsea has not yet added their fees to their profile
Fees not yet added
Chelsea has not yet added their fees to their profile
18
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Chelsea (based on 18 first impressions)
100% of users who are not yet clients had a positive first experience with Chelsea
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Chelsea (based on 18 first impressions)
I am committed to supporting my clients in achieving financial confidence and independence. Understanding the distinct challenges they may encounter, I offer personalized financial guidance to aid their financial empowerment. With a foundation in pensions and a degree from Durham University, my career in financial services began in the commercial property within SIPPs team at a pension firm, and this laid the groundwork for my subsequent role in financial planning at a local building society. In 2020, I joined Armstrong Watson, and shortly after achieved my Diploma in Regulated Financial Planning. When not working, I enjoy the tranquility of the Lake District trails and am training for the London Marathon in 2025. During rainy season, you will often find me baking (training for the day I enter the Great British Bake Off!) With a philosophy centered on an open and relaxed approach, I ensure that my clients are always the priority. The numbers are important, but the stories behind them—the dreams, goals, and aspirations—are what truly matter. For a conversation that puts you and your financial well-being first, I invite you to a complimentary initial consultation. Let's embark on this journey together.
Offers available through VouchedFor
Contact Chelsea through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Chelsea's clients
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