Riccardo Spagnoli

Please provide a brief comment about your experience with Riccardo

Riccardo has been excellent in guiding me through the options I have in increasing my retirement fund

What were the circumstances that caused you to initially look for an adviser?

Pension planning & Investments.

How has Riccardo Spagnoli helped you?

Analyzed my current pensions schemes and investments. Helped me to visualize how this reflects wealth at retirement. Improved my potential financial status at retirement.

Have you seen the outcome you were hoping for?

I am 2 months in and already seeing positive results.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Riccardo was recommended to me by someone I trust who had suggested the earlier I can start to prepare for retirement, the better. I hadn't previously considered any financial options outside of workplace pensions until this point.

How has Riccardo Spagnoli helped you?

Through my conversations with Riccardo, I've gained an invaluable insight into my current and future financial circumstances, projected funds when I reach retirement age, and the options available to me now to achieve the goals I have. I am also now aware of the tax relief available for private pensions, something that had never been discussed with me before. Working with Riccardo has highlighted the importance of investing as early as possible, and has opened my eyes to the level of savings required to simply maintain my current standard of life when I retire, and the steps I can take to achieve that.

Have you seen the outcome you were hoping for?

I am pleased with the service and advice I've received so far, am happy with the outcome we've agreed on, and I'm looking forward to taking the next steps with my investments.

What were the circumstances that caused you to initially look for an adviser?

As i entered my 50's i realised that i need to understand the true position of my various pensions.

How has Riccardo Spagnoli helped you?

I contacted Riccardo following a family recommendation as i needed professional advice/guidance with my various pension pots.

Have you seen the outcome you were hoping for?

Riccardo was able to explain options available to me and provide a detailed advice and clearly show me the benefits in an easy to understand plan.

What were the circumstances that caused you to initially look for an adviser?

I had a lack of clarity about my long-term financial health.

How has Riccardo Spagnoli helped you?

Riccardo has provided sound advice over a number of years now. He has done a lot of the hard work for me - consolidating many sources of information into a simple to follow plan that will enable me to enjoy my life whilst being secure financially for the long term.

Have you seen the outcome you were hoping for?

My investments have grown over the past few years despite extraordinary external events that have seen global markets struggle. Whilst my long term goals won't be realised for at least another 25 years, a clear plan has been laid out for me to help me get there.