Dinesh Bharwani

Financial Planner/Defined Benefit/Final Salary Pension Transfer Specialist/IHT planning Listed in “Vouched For - Guide To The UK's Top Rated Advisers” In "The Times" for two years running. Experience & Expertise I joined the industry in 2003 with Legal & General as a protection/endowment Complaint Service Adviser. I worked with them for over a year whilst completing my Master’s in Business Administration and the required Financial Planning Qualifications. On completing my post-graduation, I was offered a position as an adviser with HSBC and moved up the hierarchy as a Premier Financial Adviser specialising in Inheritance Tax Planning and Investments. Due to a restructure, I joined Wesleyan Financial Services in November 2011. Which gave me an opportunity to understand the NHS Pension Scheme and worked exclusively within the Medical & Dental Sector. Currently, I have been providing advice on the NHS Pension. With over 15 years’ experience in the Financial Services Industry, the majority has been spent delivering face-to- face advice and building long term relationships with clients. Since joining Quilter Financial Advisers, I have worked with both personal and corporate clients providing tailored financial advice. I have attained a Fellowship in Financial Planning which means I have been able to develop expertise in Pension Planning, Investments, Protection, and Inheritance Tax Planning. I believe that an adviser should always provide their clients with support and advice throughout their lives, setting goals for the future, and then putting plans in place to reach those targets. I am a 'Lifestyle' financial planner and my clients love what I do for them and thus refer me to their other family members and friends Hobbies & Interests I play cricket and tennis on a social basis. I also coach the Penarth Under 13 team, a town close to Cardiff. As my younger son plays county cricket and is part of the Cricket Wales set up – during summer we often travel all around England and watch him play against some quality cricket teams. Approver Quilter Financial Services Limited & Quilter Mortgage Planning Limited. 2 August 2023.