Chris Bibb

What were the circumstances that caused you to initially look for an adviser?

Various pension plans from past employments etc needed consolidation.

How has Chris Bibb helped you?

We discussed what I needed from my various pots and placed the funds to best meet those needs. Ongoing advice has achieved cost reductions and greater efficiency.

Have you seen the outcome you were hoping for?

Very much so, my funds are now placed so that the people I care about will be looked after when I am gone.

What could they have done better?

If I knew that it would be a priority for me and my adviser.

What were the circumstances that caused you to initially look for an adviser?

To transfer my pension into a SIPP

How has Chris Bibb helped you?

Chris explained the process and arranged for my pension to be transferred to a SIPP. He provides regular reviews.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

N/A

How has Chris Bibb helped you?

Sound advice

Have you seen the outcome you were hoping for?

Yes

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Since last time, Chris has provided regular reviews of personal circumstances and the newly created portfolio. Clear and focused information, very professional support.

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Yes, we needed some Will advice.

What were the circumstances that caused you to initially look for an adviser?

Needed investment and pension advice

How has Chris Bibb helped you?

Chris has been advising me since 2010 with investments, be it ISAs or pension advice

Have you seen the outcome you were hoping for?

Yes, both have grown acceptably and within expectations

What could they have done better?

Can’t think of anything

What were the circumstances that caused you to initially look for an adviser?

Recieving pensions

How has Chris Bibb helped you?

Good investing resulting in positive returns

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I know of

Please provide a brief comment about your experience with Chris

Very helpful, good general suggestions even though couldn't help me directly

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

He's kept in touch during difficult financial times. He is always available for advice.

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Regular yearly meeting.Moved investment when company wasn’t performing well.

What were the circumstances that caused you to initially look for an adviser?

Following my divorce I needed help and advice in managing my SIPP pension income.

How has Chris Bibb helped you?

Initially Chris assessed my attitude to risk, my income requirements and long term goals. He managed my SIPP and responded to my questions and any concerns.

Have you seen the outcome you were hoping for?

We recently discussed transferring my SIPP to an annuity as performance had been little disappointing in difficult market conditions. I was given all the information I needed to make an informed decision which suited my individual circumstances and I am very happy with the outcome.

What could they have done better?

Nothing

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

I am delighted with the excellent Customer Service from Chris he has a fantastic knowledge and has been extremely helpful. Highly recommended.

Please provide a brief comment about your experience with Chris

Excellent service, clear, on my level but never patronising

What were the circumstances that caused you to initially look for an adviser?

I had sold my company and was moving into semi-retirement so my wife and I were seeking advice on savings and investment.

How has Chris Bibb helped you?

Chris has helped us with long-term financial planning and advised on savings and investments. He undertook a thorough assessment of our personal circumstances, taking into account our long-term goals and risk appetite. Chris provided us with a comprehensive range of options and made a number of recommendations that suited our needs. We always felt that we were in control and that the options presented to us were well researched. Chris was always willing to answer questions and took his time to explain things in detail. He always makes himself available to deal with queries and/or issues that might crop up and is a pleasure to deal with.

Have you seen the outcome you were hoping for?

Yes, we are vary satisfied with the outcomes and the advice provided by Chris has given us a high level of financial security.

What could they have done better?

There are no areas for improvement.

What were the circumstances that caused you to initially look for an adviser?

Pension planning - we had an IFA, but they gave me very poor advice with a Final Salary Scheme I had. Chris was recommended and did a great job

How has Chris Bibb helped you?

Chris left no stone unturned and worked systematically to help us understand the complex schemes and options.

Have you seen the outcome you were hoping for?

Yes, we are delighted to have our pensions now safe.

What could they have done better?

Not applicable.

What were the circumstances that caused you to initially look for an adviser?

A career change gave me the tieto look at my pension portfolio, and a incentive to create a clear and coherent financial plan, which allows me to maximise the next phase of my career into retirement

How has Chris Bibb helped you?

Chris has led my husband and i through a very comprehensive review of our complex, and multi layered pension plans over the years, helped us to articulate and plan for our future needs, and supported us in consolidating our plans into one pot. Now complete, this consolidation will enable us to actively track and manage our investments more clearly.

Have you seen the outcome you were hoping for?

Absolutely yes.

What could they have done better?

Nothing further at this stage.

What were the circumstances that caused you to initially look for an adviser?

I first met Chris when my husband was considering a SIPP over 10 years ago. More recently, I personally needed help and advice on consolidating a number of different pensions that had resulted from different employments.

How has Chris Bibb helped you?

Chris has always given impartial pension advice. He is knowledgeable about all aspects of financial planning, and inheritance planning.

Have you seen the outcome you were hoping for?

Chris had given advice that has helped us feel comfortable and financially secure for the future.

What could they have done better?

I cannot think of anything more Chris could have done to provide a better service.

What were the circumstances that caused you to initially look for an adviser?

We originally worked with Chris in 2006 to get mortgage advice. Since that time we have worked closely with Chris in relation to pensions, inheritance planning, financial planning and investments.

How has Chris Bibb helped you?

Chris has always kept closely in touch with our needs and provides clear and detailed written analysis of the options. He always works hard to find the best possible solutions in the market to meet our specific needs.

Have you seen the outcome you were hoping for?

Yes, time and again.

What could they have done better?

I would struggle to identify anything that Chris could have done better.

What were the circumstances that caused you to initially look for an adviser?

I wanted to release funds from my pension for a specific investment. I have know and trusted Chris for many years.

How has Chris Bibb helped you?

He managed the whole process from start to finish and in a professional and timely manner.

Have you seen the outcome you were hoping for?

Yes, very much so.

What could they have done better?

Nothing. Chris and his team were great all the way through.

What were the circumstances that caused you to initially look for an adviser?

Moving to a smaller property

How has Chris Bibb helped you?

Worked out the best way for me to get this done

Have you seen the outcome you were hoping for?

Waiting for solicitor to confirm all paperwork

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I had multiple small pensions that I wanted to be amalgamated into one

How has Chris Bibb helped you?

He sorted everything for me and helped invest my pensions

Have you seen the outcome you were hoping for?

Yes even with the difficult times we are in

What could they have done better?

Nothing ?

What were the circumstances that caused you to initially look for an adviser?

I was originally looking at my pension options

How has Chris Bibb helped you?

He has helped me to consolidate pension into one plan

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer out my defined benefit pension scheme and manage this myself as I have been an investment manager. I didn't look far for advice as I had known Chris is my previous employment but had never used his services personally.

How has Chris Bibb helped you?

Chris has been a calm reassuring voice and face through the transfer which was quite a step, not guaranteed to be successful and involved a great deal of necessary paperwork. Chris' previous experience with these transfers helped to reassure me this would go as well as possible.

Have you seen the outcome you were hoping for?

Chris Bibb has successfully enabled my transfer out and I am just at the final step of moving it to be self managed

What could they have done better?

Not much really as the process was quite smooth and Chris is a very personable and professional financial advisor. I highly recommend him to others.

Please provide a brief comment about your experience with Chris

Very positive experience, down to earth and spoke plainly

What were the circumstances that caused you to initially look for an adviser?

I wanted to invest a lump sum and amalgamate three pensions.

How has Chris Bibb helped you?

He set up everything I required.

Have you seen the outcome you were hoping for?

Not yet. It is a long term strategy.

What could they have done better?

Nothing. The economy has gone over a cliff. Not their fault!

What were the circumstances that caused you to initially look for an adviser?

Inheritance of money

How has Chris Bibb helped you?

Invested into a type of investment I was unaware of previously.

Have you seen the outcome you were hoping for?

Initially yes but recently due to market conditions investment has dipped.

What could they have done better?

More growth as will all investment

What were the circumstances that caused you to initially look for an adviser?

I had to deal with a Pension order & was completely it of my depth, Chris came highly recomended

How has Chris Bibb helped you?

Chris helped me to fully understand all the things involved & made me feel better as I gained an understanding whilst feeling that everything was in safe hands

Have you seen the outcome you were hoping for?

Absolutekt

What could they have done better?

Nothing to date

What were the circumstances that caused you to initially look for an adviser?

I turned 55 this year and I had a Final Salary Pension. I contacted Chris as he came highly recommended.

How has Chris Bibb helped you?

Chris has been excellent. He works incredibly hard and the results I received were very fast.

Have you seen the outcome you were hoping for?

I am delighted with the outcome.

What could they have done better?

Not at all. Chris and his team have done an excellent job. Thank you and highly recommended.

Please provide a brief comment about your experience with Chris

Chris continues to provide us with friendly and straightforward financial advice without any sales pressure. He is a pleasure to deal with, quick to respond and has taken the time to really understand our personal situation. Highly recommended.

What were the circumstances that caused you to initially look for an adviser?

We sought a pension product and life/mortgage cover

How has Chris Bibb helped you?

He advised us on the above, found the most suitable products within the market (far more efficiently/effectively than we could have ourselves) and guided us through the procedures to implement these.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing as far as I'm concerened

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Chris continues to give us sound advice, and we are very happy with our investments.

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Chris is always professional and explains things in a clear & simple way. All documentation presented in a professional manner

What were the circumstances that caused you to initially look for an adviser?

We are self employed and had recently returned from working in the USA, so getting a good mortgage deal was very complicated for us

How has Chris Bibb helped you?

Chris took the time to understand our personal financial positions and circumstances, as well as our long term goals. He then worked with us through all of the complexity of getting our new home and keeping our old one.

Have you seen the outcome you were hoping for?

Absolutely, and more - Chris and the team have been fantastic and we are very pleased. We will be speaking to Chris again soon for pensions and investment advise going forward.

What could they have done better?

No, Chris and the team were brilliant. We can't recommend Chris and the team enough.

What were the circumstances that caused you to initially look for an adviser?

Due to divorce a pension sharing order became necessary

How has Chris Bibb helped you?

From the very beginning of the process Chris was there to explain & assist where he was able. He ensured that I fully understood the necessary requirements & what any decisions made my me would impact & how; he was incredibly patient & understanding during an incredibly stressful time

Have you seen the outcome you were hoping for?

I have been more than impressed at this tome

What could they have done better?

Nothing I can think of

What were the circumstances that caused you to initially look for an adviser?

Consolidation of a number of pension pots and confirmation that I could afford to take early retirement.

How has Chris Bibb helped you?

He quickly grasped my situation and requirements and was able to offer a number of solutions none of which I would have thought of on my own. He handled all the paperwork necessary to transfer my various pensions to a single SIPP. I found him very approachable and easy to talk to from the very start.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I cannot think of anything.

What were the circumstances that caused you to initially look for an adviser?

Buying a new house.

How has Chris Bibb helped you?

Finding the best mortgage and advising on what we could afford.

Have you seen the outcome you were hoping for?

Yes - better interest rates than available online. Also saved us money on redemption fees by arranging to port our existing mortgage.

What were the circumstances that caused you to initially look for an adviser?

Transfer out of defined benefit scheme

How has Chris Bibb helped you?

Transferred pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

They couldn’t have done anything better

What were the circumstances that caused you to initially look for an adviser?

Needed a mortgage - advise and Chris's name was given to me by a friend.

How has Chris Bibb helped you?

Chris sorted though the many mortgage options available and discussed with me the best deal that would suit my finances.

Have you seen the outcome you were hoping for?

All passed mortgages went through smoothly and my renewal is underway.

What were the circumstances that caused you to initially look for an adviser?

I needed to apply for a full draw down cash lump sum of my Phoenix Life Pension, as the funds were part of my house purchase deposit.

How has Chris Bibb helped you?

Chris and his team, provided me with a comprehensive report, indicating the pros and cons. They kept me informed of progress and discussed my options in detail, enabling me to make the correct financial decision. Importantly, the information I received was in language I could understand, giving me confidence in my decision.

Have you seen the outcome you were hoping for?

Yes, my house purchase is progressing and I am looking forward to completion mid-July.

What could they have done better?

For me, It's difficult to see how they could improve. I was kept up to date at all times and the process was smooth.

What were the circumstances that caused you to initially look for an adviser?

Help with finding life insurance

How has Chris Bibb helped you?

Chris was friendly and good at explaining things and didn't use jargon

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Ongoing support

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Always provides an excellent service to his clients.

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Continued overview of investments

Please provide a brief comment about your experience with Chris

Very helpful and professional.

What were the circumstances that caused you to initially look for an adviser?

To see if I could afford to take early retirement and to amalgamate the various pension pots I had paid into over the years.

How has Chris Bibb helped you?

Having assessed my attitude to risk, he proposed a suitable SIPP and confirmed that I could afford to retire.

Have you seen the outcome you were hoping for?

Yes, I now have a regular income in retirement that has been arranged in the most tax efficient manner.

What could they have done better?

I can't think of anything.

What were the circumstances that caused you to initially look for an adviser?

Transferring my final salary pension to a Sipp

How has Chris Bibb helped you?

He helped with the whole process

Have you seen the outcome you were hoping for?

Absolutely

What could they have done better?

Nothing

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Chris has given us very sound advice with our investments recently, and was also a great help in which best redundancy package to accept for my husband. A couple of years ago, he provided detailed information for a rather arduous US IRS return which needed completing within a tight timeframe, for which we remain hugely grateful. We trust him and all his team to give us carefully thought out financial advice and direction. Thank you, Chris!

What were the circumstances that caused you to initially look for an adviser?

Aged 56 I was keen to look at options for my pension

How has Chris Bibb helped you?

Chris gave myself and my wife a full review of our pensions, which included our aspirations for our retirement.

Have you seen the outcome you were hoping for?

Yes, all transfers have been made successfully

What could they have done better?

I cant see any areas for improvement

What were the circumstances that caused you to initially look for an adviser?

To seek advice and transfer a DB pension

How has Chris Bibb helped you?

Chris was friendly and approachable. Chris and his team facilitated the transfer of a pension for me. I was kept updated on the process at all times.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can't think of anything negative. A great service.

Please provide a brief comment about your experience with Chris

Excellant information in our first brief conversation. Look to use Chris in the future.

What were the circumstances that caused you to initially look for an adviser?

Chris assisted with arranging the mortgage and life cover on our property move

How has Chris Bibb helped you?

Chris took a lot of the stress out of the process helping find the best product for us and working hard to get the mortgage offer in place. Chris was always available to answer questions through the process.

Have you seen the outcome you were hoping for?

Yes, Chris secured us the mortgage we were looking for and life cover to support this.

What could they have done better?

Nothing, excellent service as always by Chris and the team

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

In a year of uncertainty, Chris and his team have continued to keep track of my pension performance (and also my wife's, Lucy), and we had an excellent annual review with him. Since this, he has responded promptly to my wife's changing employment situation, and we now have a clear plan of where we are going for our Flexible Drawdown Pensions for the coming year. 5-star rating without question!

This review is a follow-up review from a client who left a review previously.

How has Chris Bibb helped you since your last review?

Chris has continually ensured that my pension fund is being monitored and that it is achieving maximum returns. My personal circumstances are changing and Chris has provided excellent, professional advice ensuring that my pension continues to perform well, and that my income meets my needs and is tax efficient.

What were the circumstances that caused you to initially look for an adviser?

I was looking to take better control of my finances as part of my future planning for retirement in 10-15 years

How has Chris Bibb helped you?

He advised on pension options, providing clear and detailed support for the recommendations

Have you seen the outcome you were hoping for?

Yes, I feel confident I have now everything in place for a secure retirement whenever I elect to retire.

What could they have done better?

I have nothing to add, Not only Chris, but his colleagues Jez and Vanessa were excellent.

What were the circumstances that caused you to initially look for an adviser?

Wanting to retire and seeking advice over receiving a cash transfer value for my final salary pension to give me more flexibility.

How has Chris Bibb helped you?

He looked into all my assets and income sources, my attitude to risk and advised on what investments to make and with which provider that would give the most flexibility so that I could change tack if my circumstances changed.

Have you seen the outcome you were hoping for?

Yes, performance has been excellent and without drama. Its easy for me to seeing what the current value is and I have confidence.

What could they have done better?

Can't think of anything.

What were the circumstances that caused you to initially look for an adviser?

Coming into a large sum of money

How has Chris Bibb helped you?

Looking into and offering advice on alternative investments and setting them up

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

To invest an inherentance.

How has Chris Bibb helped you?

Found a suitable investment platform.

Have you seen the outcome you were hoping for?

To early to tell.

What were the circumstances that caused you to initially look for an adviser?

general advise on pensions & general finance.

How has Chris Bibb helped you?

most helpful in arranging pensions etc.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

general advise most helpful.

What were the circumstances that caused you to initially look for an adviser?

Change of circumstances

How has Chris Bibb helped you?

Reviewed my existing investments and pension

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I had inherited a property from my father and needed financial advice as to the best place to invest the proceeds of the sale.

How has Chris Bibb helped you?

Chris reviewed my current position and was able to recommend a series of investments for the future.

Have you seen the outcome you were hoping for?

Yes I invested in a wrap investment through Chris which has performed better than interest rates available through banks etc.

What could they have done better?

Nothing that comes to mind,

What were the circumstances that caused you to initially look for an adviser?

A local IFA.

How has Chris Bibb helped you?

Reviewed existing investments and made suitable constructive advice on future planning.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All Chris Bibb's advice is constructive for financial investment planning.

What were the circumstances that caused you to initially look for an adviser?

Looking at options for my company pension

How has Chris Bibb helped you?

Chris provided expert advice on my options in a factual manner which made the decision making process easy

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Global financial uncertainty

How has Chris Bibb helped you?

He assisted in mitigating against unnecessary risk.

Have you seen the outcome you were hoping for?

Not yet. Too early to have seen any benefit.

What could they have done better?

No issues.

Please provide a brief comment about your experience with Chris

Chris was vey informative. He offered us a couple of options regarding a new fixed rate mortgage deal. However it highlighted to us that we were better off staying with our current provider for the time being. I would bear Chris in mind another time though. He was polite and very easy to talk to.

Please provide a brief comment about your experience with Chris

Chris was vey informative. He offered us a couple of options regarding a new fixed rate mortgage deal. However it highlighted to us that we were better off staying with our current provider for the time being. I would bear Chris in mind another time though. He was polite and very easy to talk to.

Please provide a brief comment about your experience with Chris

Chris was vey informative. He offered us a couple of options regarding a new fixed rate mortgage deal. However it highlighted to us that we were better off staying with our current provider for the time being. I would bear Chris in mind another time though. He was polite and very easy to talk to.

What were the circumstances that caused you to initially look for an adviser?

For Equity Release

How has Chris Bibb helped you?

Very Helpful found the best Deal for me and reasonable interest rates .

Have you seen the outcome you were hoping for?

Yes everything I expected and very quick results .

What could they have done better?

Nothing very satisfied .

Please provide a brief comment about your experience with Chris

Chris was very helpful, listened attentively to my needs and explained my options clearly.

What were the circumstances that caused you to initially look for an adviser?

Several: a large gift of money, moving house, inheritance and then redundancy.

How has Chris Bibb helped you?

In all areas Chris has been brilliant with speedy and sound advice. Our initial investment has grown impressively, he helped work out the best redundancy package to suit us, and most recently has provided figures very promptly for a nightmare of a US tax return.....

Have you seen the outcome you were hoping for?

Absolutely!

What could they have done better?

Can honestly say 'nothing could have been done better'. Very happy to recommend Chris and his team anytime - and have already done so.

What were the circumstances that caused you to initially look for an adviser?

To get the best mortgage and life insurance deals

How has Chris Bibb helped you?

I've had Chris and his team as my IFA for over 14 years. The reason I keep going back is because they make life easy, communications are fantastic... and they always find deals I can't beat!

Have you seen the outcome you were hoping for?

Always

What were the circumstances that caused you to initially look for an adviser?

Change of personal circumstances

How has Chris Bibb helped you?

He has helped on many occasions, when looking for right mortgage, investments and pension transfer

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing extra needed.

What were the circumstances that caused you to initially look for an adviser?

When thinking about how to use our pension money wisely we felt that we do not have sufficient knowledge on where to place our funds

How has Chris Bibb helped you?

Chris's knowledge and experience was invaluable and helped guide us in the right direction.

Have you seen the outcome you were hoping for?

yes, we have now have a greater understanding and feel that we are more in control of our money and future.

What could they have done better?

I think Chris and his team have done all that was expected and more so no suggestions for improvement.

What were the circumstances that caused you to initially look for an adviser?

I wanted to look at my Defined Benefit scheme that was currently with Standard Life and wanted this reviewed and see whether it was worth transferring away from Standard Life:

How has Chris Bibb helped you?

Reviewed my scheme and to establish whether it was in my best interest to move my defined benefit scheme:

Have you seen the outcome you were hoping for?

the outcome was fantastic

What could they have done better?

They could not of done a better job, as the world class service was provided:

What were the circumstances that caused you to initially look for an adviser?

I had multiple pension schemes and had no idea of their value, what income I could get at retirement and what the options would be to give me a comfortable retirement.

How has Chris Bibb helped you?

Michelle was brilliant, she is extremely knowledgeable, very detailed and explained everything very simply to make things easy to understand. She reviewed all of my seven schemes and put together a plan that would allow me to semi-retire a lot earlier than I though possible. The plan then looked at the long term for my full retirement giving me options in relation to income and investments. Was a real surprise to know I am in a lot better financial position than I thought and without Michelle's advice I wouldn't have known where to start. Just wished I had gone to see her a lot earlier.

Have you seen the outcome you were hoping for?

Yes, I know have a clear understanding of my financial situation and a very clear plan for the future

What could they have done better?

Can think of nothing Michelle could have done better, great advice and first class service!

What were the circumstances that caused you to initially look for an adviser?

Pension, retirement and inheritance planning advice was needed by me.

How has Chris Bibb helped you?

Created a plan for ensuring that various pensions were appropriately invested to achieve my requested outcome.

Have you seen the outcome you were hoping for?

I have.

What could they have done better?

I felt that the level of service I received through meetings, telephone conversations and e-mails met all of my requirements.

Please provide a brief comment about your experience with Chris

I’m just reviewing my options on how to help my daughter buy a house in Wimborne. Criss is very helpful and approachable. A mortgage at my age will be difficult I may consider equity release. Thank you Criss for such informative knowledge help

What were the circumstances that caused you to initially look for an adviser?

i felt it was time for a complete review of my finances, as I approached age 55 and in light of some changes within my employer.

How has Chris Bibb helped you?

chris told me what information he would need from me / the trustees of my employer's pension scheme and, on receipt of the information he needed, undertook a very thorough review / comparison of my existing pension arrangements and what benefits might be obtained from transferring out of my employer's defined benefit scheme. as the benefits were clearly laid out for me to understand, and clearly advantageous, once I had given him the go - ahead, the transfer process was very smooth. having now reached the age of 55, I had a financial review meeting with chris to talk through current performance of the product and provider he recommended and to talk through my wishes to release some tax free cash to reduce my mortgage commitments.

Have you seen the outcome you were hoping for?

I can see that the sipp should enable me to retire much earlier than if I was to leave the funds where they were. with appropriate advice from chris, I am also now mortgage - free with some capital to enable me to upgrade the family car. this has improved my well - being significantly and I feel confident about my mid to long - term financial future.

What could they have done better?

nothing obvious

What were the circumstances that caused you to initially look for an adviser?

I wanted to transfer out my Final Salary Pension into a SIPP because of the enhanced redemption values and to secure the who sum for my future and my family.

How has Chris Bibb helped you?

Chris gave an independent analysis of the redemption value against market norms and explained in jargon free detail my options.

Have you seen the outcome you were hoping for?

Yes. My pension is now in a SIPP and I am very happy with the secure wrapper around it, investment style and attitude to risk. I have access to even drill into the allocation across products.

What could they have done better?

I was left feeling I had been given first rate advise at a value price. After my first annual review it’s clear I can have as much or as little input as I need. I am happy I am in very good hands. I couldn’t ask for more.

What were the circumstances that caused you to initially look for an adviser?

Several remortgages over a 15 year period.

How has Chris Bibb helped you?

Chris Bibb assisted me in finding suitable mortgage lenders including Buy to Let.

Have you seen the outcome you were hoping for?

Yes.