Ian Larthe de Langladure

This review is a follow-up review from a client who left a review previously.

How has Ian Larthe de Langladure helped you since your last review?

Ian continues to offer advice since retirement and helping us adjust to life with our pensions. We are also looking at planning to support our adult children in the future.

What were the circumstances that caused you to initially look for an adviser?

He was recommended by my new partner back in 2008 after i had been through a relationship breakdown.

How has Ian Larthe de Langladure helped you?

Ian sat me down and we discussed my entire situation from my everyday financial needs to pension planning, health and life cover , investments.

Have you seen the outcome you were hoping for?

Very much so. My pension is growing well with investments on the increase and my critical health policy paid dividends after suffering heart attack and heart bypass surgery.

What could they have done better?

for me nothing.

What were the circumstances that caused you to initially look for an adviser?

The investment of capital from the sale of my business

How has Ian Larthe de Langladure helped you?

He cam up with a plan for the future

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing- perfect service

What were the circumstances that caused you to initially look for an adviser?

We believed it was important to plan a long way ahead for our retirement and also to make that we invested wisely. Seeking well-informed advice was a key part of this.

How has Ian Larthe de Langladure helped you?

Ian is intelligent, trustworthy and very personable. He has shown interest in our situation and wishes, listens very carefully and then offers us wise and sensible advice. The service he offers is very individual, and he always has time to give us.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Pension and financial planning advise for myself and wider family

How has Ian Larthe de Langladure helped you?

By building a long terms plan and target with adaptable outcomes and a portfolio of investment plans

Have you seen the outcome you were hoping for?

Hopefully I will! It’s on track!

What could they have done better?

I’ve been very happy with the advise and support given

What were the circumstances that caused you to initially look for an adviser?

Inheritance

How has Ian Larthe de Langladure helped you?

Provided a clear plan on how to manage the inheritance and invest funds appropriately.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I initially looked for an advisor when I took out my first mortgage.

How has Ian Larthe de Langladure helped you?

Ian has been extremely helpful in getting me great mortgage deals, as well as savings investments with steady returns , together with long term financial planning.

Have you seen the outcome you were hoping for?

I have been very pleased with my finacial objectives thus far .

What could they have done better?

Very happy with communication and service .

What were the circumstances that caused you to initially look for an adviser?

To seek advice re pensions before retiring and investment of lump sums following retirement.

How has Ian Larthe de Langladure helped you?

Offered suitable, relevant advice throughout. In addition has helped with my tax situation.

Have you seen the outcome you were hoping for?

More or less

What could they have done better?

Realistically not a lot more.

What were the circumstances that caused you to initially look for an adviser?

i wanted to start planning effectively for the future

How has Ian Larthe de Langladure helped you?

Ian has been fantastic and has really put in place a brilliant financial plan for myself and family

Have you seen the outcome you were hoping for?

yes and am confident i will continue to do so

What were the circumstances that caused you to initially look for an adviser?

Before getting Ian on board, My financial plans were very disorganised and were not generating any real return. I needed someone to help put a coherent plan together for my future, which is why I initially looked for adviser.

How has Ian Larthe de Langladure helped you?

Ian has organised my financials so that there is real clarity as to what I have and put in place a long term plan which has meant that I could potentially retire early.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing springs to mind.

What were the circumstances that caused you to initially look for an adviser?

My wife and I wanted to find an independent adviser to help ensure we have a good long term financial plan in place.

How has Ian Larthe de Langladure helped you?

Ian and his team have been excellent and working with him.we quickly got in place a plan which was easy to understand. We have since reviewed and updated this

Have you seen the outcome you were hoping for?

Yes certainly

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Needed help with our long term financial plan

How has Ian Larthe de Langladure helped you?

Ian pulled everything together which allowed us to understand what we have got and how it can help us in the longer term

Have you seen the outcome you were hoping for?

Yes, we have a clear plan moving forward

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Changes in our family estate and requirement for greater financial planning

How has Ian Larthe de Langladure helped you?

He provided a clear outline of the current situation and a financial plan for investments and pensions

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Looking for advice on starting my own business

How has Ian Larthe de Langladure helped you?

Ian has provided monthly advice and assurance on business and financial decisions. He has ensured all tax implications have been thought of and taken care of all pension, investments and savings matters.

Have you seen the outcome you were hoping for?

Yes - recently sold a percentage of the business for cash and future group options

What were the circumstances that caused you to initially look for an adviser?

Initially looking for a pension transfer 7 years ago and as I had known Ian for several years, he was the natural person to go to for advice

How has Ian Larthe de Langladure helped you?

Specific financial advice and a great sounding board for business and personal discussions

Have you seen the outcome you were hoping for?

Yes, Ian has continued to mange my pension and provide excellent planning and advice for many years now

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Proactive advice

How has Ian Larthe de Langladure helped you?

Trusted adviser and friend.

Have you seen the outcome you were hoping for?

Not helped by world events, but yes.

What could they have done better?

Kinder global markets.

What were the circumstances that caused you to initially look for an adviser?

Redundancy and advice about SIPP investments.

How has Ian Larthe de Langladure helped you?

Clear advice around Projections and Risk

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Nothing, all good

What were the circumstances that caused you to initially look for an adviser?

We wanted to consolidate our pensions and bank accounts.

How has Ian Larthe de Langladure helped you?

Since 2016.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. We’re delighted with the service that we receive.

What were the circumstances that caused you to initially look for an adviser?

I needed an advisor I could trust and one who was very knowledgeable in private wealth.

How has Ian Larthe de Langladure helped you?

Ian has worked closely with me to put a structure in place to plan for the future.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing - he has been excellent.

What were the circumstances that caused you to initially look for an adviser?

Looking to plan for retirement.

How has Ian Larthe de Langladure helped you?

Very helpful in keeping us on track and helping to make decisions.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Reviewing my pension pot and being made aware about my inheritance.

How has Ian Larthe de Langladure helped you?

I was looking to build up my pension investment pot and was recommended Ian via a few sources. In particular, we reviewed my income and expenditure and how best to utilise this to enhance my pension and retirement pot. The advice Ian gave me was clear and informative - with various phases for me to us on to achieve my financial goals.

Have you seen the outcome you were hoping for?

Absolutely, I will be using Ian for all my future financial advice.

What could they have done better?

Tough to say as I can away feeling very positive and supported with my financial plans.

What were the circumstances that caused you to initially look for an adviser?

I required expert advice for future planning following an inheritance and going in to retirement.

How has Ian Larthe de Langladure helped you?

Ian has helped me with investments and supported me through the process following the sudden death of my husband.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

when i purchased my first property well over 15 yrs ago

How has Ian Larthe de Langladure helped you?

pertinent and sage financial advice regarding property purchase( getting great mortgage deals) , financial investments , raising capital

Have you seen the outcome you were hoping for?

objectives achieved

What could they have done better?

I am very satisfied with Ian's service and advice covering various scopes of work.

What were the circumstances that caused you to initially look for an adviser?

The last adviser retired

How has Ian Larthe de Langladure helped you?

Over 15 years

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am 100% happy with the advice and support over the many years Ian has been advising me.

What were the circumstances that caused you to initially look for an adviser?

Ian had helped other family members .

How has Ian Larthe de Langladure helped you?

moved money around to get a higher return .

Have you seen the outcome you were hoping for?

Too early to say .

What were the circumstances that caused you to initially look for an adviser?

Our finances needed to be pulled together to form a more coherent portfolio and help us plan for the future

How has Ian Larthe de Langladure helped you?

Ian listened to us and has provided us with a varied portfolio of savings and investments

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

We were accruing a large amount of cash and needed help and advice about how to invest it in the most tax-efficient manner. Also we are approaching retirement age so need to plan for our future, again as tax efficiently as possible.

How has Ian Larthe de Langladure helped you?

Ian provides regular financial updates and useful tax advice relating to our financial portfolio.

Have you seen the outcome you were hoping for?

Our stocks and shares ISA investments are up and down as you would expect but, looking at the longer term, we are happy with how they are progressing. We have also benefitted from useful tax guidance provided by Ian relating to making best use of pension annual allowance carry-overs and receiving tax free payments from my parents' "income out of normal expenditure". Also reassurance as to where stand financially over the long term and how long we realistically need to continue working before we can enjoy our retirement.

What were the circumstances that caused you to initially look for an adviser?

Concerns about exceeding tax limits on my pension scheme and how to pay any tax due. Also, advice on retirement scenarios.

How has Ian Larthe de Langladure helped you?

Ian and his team contacted my pension scheme administrator to establish the process and drafted the necessary paperwork for me to submit my request for the scheme to pay my tax bill. Also, I now have confidence in my scenarios for retiring over the next few years.

Have you seen the outcome you were hoping for?

Yes, the report and discussion were very comprehensive. Furthermore, Ian provided advice for both my wife and me as a couple to give a more complete picture.

What could they have done better?

Nothing comes to mind. Ian and the Aspire team were very proactive and helpful, and kept us informed throughout the process.

What were the circumstances that caused you to initially look for an adviser?

Financial planning.

How has Ian Larthe de Langladure helped you?

In several ways. Ian has given us excellent advice across investment options and income protection.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

No.

What were the circumstances that caused you to initially look for an adviser?

I wanted some specific advice due to changes in financial circumstances

How has Ian Larthe de Langladure helped you?

From the very first contact he was knowledgeable, reassuring and pragmatic. He has made a big difference at a difficult time.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My wife and I were looking for support for some complex financial decisions, that has led to a number of bespoke projects with recommendations and an enduring management service.

How has Ian Larthe de Langladure helped you?

Ian and his team have been able to quick assess our financial situation, provide modelling of future options, and help carry through recommendations.

Have you seen the outcome you were hoping for?

Yes, we have very happy with the outcomes from recommendations.

What were the circumstances that caused you to initially look for an adviser?

As a self employed individual, needed to consolidate my pension contributions and savings and plan for the future.

How has Ian Larthe de Langladure helped you?

He has set up the General Investment account and ensured I invested excess income in the best way including ISAs, Pension etc. He helped me make decisions, including life style changes, by advising me on my current and projected financial status.

Have you seen the outcome you were hoping for?

Major investment took place in 2022, so have experienced some stagnation in value, but don't intend cashing this investment in, for at least 10 years. Very pleased with investments that were made over previous 10 years.

What were the circumstances that caused you to initially look for an adviser?

I realised that it was time for me to start planning for the future and make sure I have everything effectively invested.

How has Ian Larthe de Langladure helped you?

Ian has helped with the planning for my pension and investment requirements and also for my fathers estate planning.

Have you seen the outcome you were hoping for?

Yes, the advice we have received has been first class, I know have a clear plan for all my finances.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Being Self employed, I required a pension

How has Ian Larthe de Langladure helped you?

I now have a complete plan of pension & investments

Have you seen the outcome you were hoping for?

On-going as not retired yet

What could they have done better?

n/a

What were the circumstances that caused you to initially look for an adviser?

We were looking to invest a workplace bonus and didn’t know how to invest the funds wisely

How has Ian Larthe de Langladure helped you?

Ian was able to review our finances and assets to make recommendations on long term investments. He also made recommendations on consolidating pension pots and supported us regarding tax issues

Have you seen the outcome you were hoping for?

Our investment has grown significantly. We used some of the funds to purchase a second home. The team helped us to safely transfer the funds in the most tax efficient way.

What could they have done better?

The meetings are always useful with excellent advice for the months ahead. I have no recommendations on what could be done better.

What were the circumstances that caused you to initially look for an adviser?

Looking to sort out our longer term plans

How has Ian Larthe de Langladure helped you?

Created a clear and flexible plan for the future

Have you seen the outcome you were hoping for?

Yes, we have a good understand of the consequences of the decisions that we are making

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I’m landing for the future following a change of employment.

How has Ian Larthe de Langladure helped you?

Provided a structured plan for my family.

Have you seen the outcome you were hoping for?

Planning in place and continuing.

What were the circumstances that caused you to initially look for an adviser?

My wife and I wanted to get independent financial advice from someone with a first class reputation and track record.

How has Ian Larthe de Langladure helped you?

He has enabled us to review out short to long term financial affairs and put in place a good plan.

Have you seen the outcome you were hoping for?

Yes absolutely.

What could they have done better?

Can't think of anything. I'm very happy with the outcome Ian has helped us to achieve.

What were the circumstances that caused you to initially look for an adviser?

Looking for clarity with my long term plan and whether I had enough for retirement.

How has Ian Larthe de Langladure helped you?

10 years

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I had recently split from my then partner of 17 years with whom we had had three children and our finances needed addressing.

How has Ian Larthe de Langladure helped you?

we sat down and undertook a complete review of my finances. Income borrowings pensions investments insurances and together drew up a plan for a secure and stable future.

Have you seen the outcome you were hoping for?

I can honestly say yes. I am now in a very comfortable position i am mortgage free, a pension that is growing steadily with ISA savings but more importantly for me i have a plan and a understanding for the future which gives me peace of mind which is a great feeling to have.

What could they have done better?

NO. As a company they are excellent they are always on the end the phone. Being able to speak to someone is a great thing. I am very happy with the service they provide me.

What were the circumstances that caused you to initially look for an adviser?

Required peace of mind in planning for my pension

How has Ian Larthe de Langladure helped you?

He has acquired a good understanding of our needs in retirement. He has managed our investments and provided us with good advice in our planning.

Have you seen the outcome you were hoping for?

He has provided us with the peace-of-mind we required

What could they have done better?

A little more communication throughout the year which he is now providing

What were the circumstances that caused you to initially look for an adviser?

A change of marital status, a promotion, buying a house, elderly mother and young adult son all at the same time required me to seek financial advice

How has Ian Larthe de Langladure helped you?

Ian assisted in all areas from a mortgage to future financial planning for myself and family and ensuring that my immediate, medium and long term needs were all factored in, changing the requirements as life circumstances changed over the years.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

A professional advisor to manage investments / pension / etc for growth with aim to save for a comfortable retirement - not got detailed personnel knowledge of financial markets

How has Ian Larthe de Langladure helped you?

Greatly with continual review and adjustment plus taking on board concerns & clarifiying

Have you seen the outcome you were hoping for?

Yes - however would always want better returns which due markets are no achievable sometimes

What could they have done better?

Nothings come to mind

What were the circumstances that caused you to initially look for an adviser?

RECOMENDATION OF MY ACCOUNTANT

How has Ian Larthe de Langladure helped you?

HELP TO PLAN RETIREMENT AND LOG TERM CARE

Have you seen the outcome you were hoping for?

YES

What could they have done better?

NOT SURE

What were the circumstances that caused you to initially look for an adviser?

I’d been dealing with own investments but was basically guessing on what to do

How has Ian Larthe de Langladure helped you?

Always available. Straightforward. Listens. Inspires confidence.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nil

What were the circumstances that caused you to initially look for an adviser?

Sold company

How has Ian Larthe de Langladure helped you?

Ian has more than helped nothing is to much trouble, any and all issues are resolved in a smooth and efficient manner

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Bigger biscuits maybe

What were the circumstances that caused you to initially look for an adviser?

Needed professional assistance in maximising our investments for retirement.

How has Ian Larthe de Langladure helped you?

By giving us very good professional advice

Have you seen the outcome you were hoping for?

Yes we have as much as the markets allows

What could they have done better?

Nothing that I know of

What were the circumstances that caused you to initially look for an adviser?

Someone I could trust to give honest, practical and long-term financial advice that worked for me personally but also integrated with my business

How has Ian Larthe de Langladure helped you?

Giving clear and practical advice that supported my short, medium and long term goals, Always available when needed.

Have you seen the outcome you were hoping for?

Yes. I am now in a stronger position with a clear plan

What could they have done better?

Not applicable

What were the circumstances that caused you to initially look for an adviser?

Pension investment advice. Savings investment advice. Income planning in retirement. Financial Planning after redundancy. Assurance over future income projections.

How has Ian Larthe de Langladure helped you?

Planned investments in line with my risk preferences. Consolidates information and presents clearly. Regular reviews and clear reporting.

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

Consolidation of financial affairs following complex probate and allignment with wider family affairs

How has Ian Larthe de Langladure helped you?

By arranging a cost efficient portfolio of a mix of pensions, ISA's and investment accounts

Have you seen the outcome you were hoping for?

Yes although due to the current financial crisis patience is the word!

What could they have done better?

I am very happy with their overall approach