Mel Oades

Mel Oades

IQ Financial Advice

Minimum savings/pensions: Any amount

0330 038 8939
Based in Brigg
View location

Verified since: June, 2017

4.9 out of 5

22 reviews


Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 08 April 2025

    Mel is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Mel's status

  • Recent Client Reviews

    Mel has not received any reviews in the last 12 months

    Mel has not received any client reviews in the past 12 months

  • Independent Financial Adviser

    Last checked: 20 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    Mel has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Mel has not yet added their fees to their profile

  • 7

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Mel

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Mel (based on 7 first impressions)

Checks carried out by VouchedFor

  • FCA status: Certified by Firm

    Last checked: 08 April 2025

    Mel is fully authorised under the FCA's Senior Managers & Certification Regime. A regulated Senior Manager has confirmed Mel's status

  • Recent Client Reviews

    Mel has not received any reviews in the last 12 months

    Mel has not received any client reviews in the past 12 months

  • Independent Financial Adviser

    Last checked: 20 February 2025

    An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.

  • Qualifications Uploaded

    Qualifications not yet added

    Mel has not yet added their qualifications to their profile

  • Transparent Fees

    Fees not yet added

    Mel has not yet added their fees to their profile

  • 7

    Positive First Impressions

    100% of users who are not yet clients had a positive first experience with Mel

    100% of VouchedFor users have had a positive (4 or 5 star) first experience with Mel (based on 7 first impressions)

At IQ, we work alongside ambitious, successful people to help plan and manage their financial affairs, removing the hassle whilst always ensuring a clear path forward. We offer a comprehensive range of financial services and are happy to work with you on a particular aspect of your situation or to consider all areas in creating you a complete financial plan. Whilst we cover all areas of financial services, my areas of specialism are in retirement and investment planning for clients approaching and moving through their retirement. This includes creating a strategy for producing a retirement income from all available assets and ensuring that any taxes payable are minimised where possible. We strongly believe that a lasting relationship with our clients dramatically improves their lives and therefore advocate working together over the long term. However for those clients who do not want or require this service we are able to provide ‘one-off’ advice at your request. Independent Financial Advice can add significant value to our clients’ lives, both in terms of helping them achieve their goals and in creating peace of mind. We focus on the giving of advice rather than the selling of a product and believe that our impartiality sets us apart from many traditional adviser firms. We believe in transparency at all times and our fee-based approach means no hidden costs or nasty surprises.

Offers available through VouchedFor

Contact Mel through VouchedFor and your initial 1 hour meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.

£430,000 Consumer Protection

Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).

About Mel's clients

Based on responses provided by clients who have reviewed this adviser

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Adviser Disclaimer

We are currently unable to assist you with advice in relation to the encashment of your company pension scheme due to an increase in the required qualifications introduced by the Financial Conduct Authority in June 2015.