Joe Froud

What were the circumstances that caused you to initially look for an adviser?

I had a defined benefit pension to transfer and general advice required for my husband's investments.

How has Joe Froud helped you?

Friendly, attentive, explains everything to my husband how is very financially unaware in a way he can understand.

Have you seen the outcome you were hoping for?

Definitely, our pension funds are performing very well.

What could they have done better?

I can't think of anything

What were the circumstances that caused you to initially look for an adviser?

We wanted advice on planning our finances, so that we could invest our money and receive a monthly income from our investments prior to receiving our old age pensions.

How has Joe Froud helped you?

Joe Froud has continued to provide excellent advice and guidance on our investments/pensions.

Have you seen the outcome you were hoping for?

Yes, we have been very happy with every aspect of Joe's Financial Planning service.

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

We are contemplating retirement and needed expert advice to know if that is possible.

How has Joe Froud helped you?

Joe's advice has been really clear and incredibly informative. His detailed report provides a really clear view of our options, and our discussions have left us feeling confident to make well informed decisions about our future years.

Have you seen the outcome you were hoping for?

Yes, we now feel well informed to make our retirement decisions.

What were the circumstances that caused you to initially look for an adviser?

I wanted to see if our pension savings could fund our retirement comfortably

How has Joe Froud helped you?

Joe helped us decide what is important to us and how much our predicted lifestyle will cost. He reviewed our pension savings and built a report which is so useful for understanding how our money will stretch for the next 2-3 decades.

Have you seen the outcome you were hoping for?

Yes, I feel happy knowing I have a plan for retirement.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We wanted to retire early but, needed some expert advice as to whether or not this was possible. We also wanted to consolidate our pensions and investments into a portfolio that was more in line with our risk strategy and values.

How has Joe Froud helped you?

Joe has helped us by creating a robust easy to understand financial plan which has given us the confidence to help support our early retirement decision. He has also helped us consolidate our pensions/investments.

Have you seen the outcome you were hoping for?

Yes definitely, not only has Joe helped us with our finances, he is more than that, he supports and helps us with financial education and mentoring, he keeps in touch, he really cares, he doesn’t just sell a load of products and forget about us, he regularly checks in, he makes himself available for questions and in our opinion goes above and beyond what is expected of him. We really value this and appreciate the support he has given us.

What could they have done better?

There is really nothing that Joe could do better, he’s just been brilliant.