0330 038 8938
Based in Bognor-Regis
View locationChecks carried out by VouchedFor
FCA Regulated
Joe and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 24 March 2025
Recent Client Reviews
Joe has not received any client reviews in the past 12 months
Joe has not received any reviews in the last 12 months
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 06 January 2025
6
Qualifications Uploaded
Joe has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
6 qualification certificates available to view
Transparent Fees
Joe has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Joe has provided information on their typical fees
4
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Joe (based on 4 first impressions)
100% of users who are not yet clients had a positive first experience with Joe
Checks carried out by VouchedFor
FCA Regulated
Joe and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 24 March 2025
Recent Client Reviews
Joe has not received any client reviews in the past 12 months
Joe has not received any reviews in the last 12 months
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 06 January 2025
6
Qualifications Uploaded
Joe has added their qualifications to their profile. You can see them by clicking on the ‘qualifications’ tab below
6 qualification certificates available to view
Transparent Fees
Joe has added their fees to their profile. You can see them by clicking on the ‘fees’ tab below
Joe has provided information on their typical fees
4
Positive First Impressions
100% of VouchedFor users have had a positive (4 or 5 star) first experience with Joe (based on 4 first impressions)
100% of users who are not yet clients had a positive first experience with Joe
Based in Felpham, Bognor Regis I have worked in Financial Services for over 11 years. I am on a mission to work with 100 people who want to grow their wealth and plan for their ideal lifestyle in retirement. I am a level 7 Certified Financial Planner CFP™ with the Chartered Institute for Securities and Investment. I am also a Chartered Financial Planner and Fellow of the Personal Finance Society. I provide Independent financial advice on all aspects of financial planning except mortgages. I specialise in retirement planning. You can find out more on our website here www.bestlifefp.co.uk I love to create financial plans for individuals and their families, I want to find out what is important to you and do everything I can to help you achieve your goals and desired lifestyle. Outside of work I am married and have two young children, a Cavalier King Charles Spaniel and two cats. I am also a keen golfer and Crossfitter. I am charged for all enquiries I obtain through VouchedFor, so please only contact me if you are serious and genuine about looking for financial advice.
Offers available through VouchedFor
Contact Joe through VouchedFor and your initial 30 minute meeting or phone call will be free of charge. You can use this to discuss your situation and find out whether you feel they are a good match for you.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Joe's clients
Based on responses provided by clients who have reviewed this adviser
Clients' level of financial expertise
Household income
Savings
Clients' level of financial expertise
Review
by a verified client in West Sussex
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I had a defined benefit pension to transfer and general advice required for my husband's investments.
How has Joe Froud helped you?
Friendly, attentive, explains everything to my husband how is very financially unaware in a way he can understand.
Have you seen the outcome you were hoping for?
Definitely, our pension funds are performing very well.
What could they have done better?
I can't think of anything
Review
by a verified client in West Sussex
a year ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We wanted advice on planning our finances, so that we could invest our money and receive a monthly income from our investments prior to receiving our old age pensions.
How has Joe Froud helped you?
Joe Froud has continued to provide excellent advice and guidance on our investments/pensions.
Have you seen the outcome you were hoping for?
Yes, we have been very happy with every aspect of Joe's Financial Planning service.
What could they have done better?
N/A
Review
by a verified client in West Sussex
2 years ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We are contemplating retirement and needed expert advice to know if that is possible.
How has Joe Froud helped you?
Joe's advice has been really clear and incredibly informative. His detailed report provides a really clear view of our options, and our discussions have left us feeling confident to make well informed decisions about our future years.
Have you seen the outcome you were hoping for?
Yes, we now feel well informed to make our retirement decisions.
Joe:
Thank you so much for the kind review Ian, it's been a pleasure working with you.Review
by a verified client in West Sussex
2 years ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I wanted to see if our pension savings could fund our retirement comfortably
How has Joe Froud helped you?
Joe helped us decide what is important to us and how much our predicted lifestyle will cost. He reviewed our pension savings and built a report which is so useful for understanding how our money will stretch for the next 2-3 decades.
Have you seen the outcome you were hoping for?
Yes, I feel happy knowing I have a plan for retirement.
What could they have done better?
Nothing
Joe:
Thank you so much for the nice review AliReview
by a verified client in West Sussex
3 years ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
We wanted to retire early but, needed some expert advice as to whether or not this was possible. We also wanted to consolidate our pensions and investments into a portfolio that was more in line with our risk strategy and values.
How has Joe Froud helped you?
Joe has helped us by creating a robust easy to understand financial plan which has given us the confidence to help support our early retirement decision. He has also helped us consolidate our pensions/investments.
Have you seen the outcome you were hoping for?
Yes definitely, not only has Joe helped us with our finances, he is more than that, he supports and helps us with financial education and mentoring, he keeps in touch, he really cares, he doesn’t just sell a load of products and forget about us, he regularly checks in, he makes himself available for questions and in our opinion goes above and beyond what is expected of him. We really value this and appreciate the support he has given us.
What could they have done better?
There is really nothing that Joe could do better, he’s just been brilliant.
Joe:
Thank you so much Kevin, what a lovely review. It’s a pleasure working with you.VouchedFor Disclaimer
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