Steve Crowe

Please provide a brief comment about your experience with Steve

Contacted RWM via email and got a rapid response. Arranged to meet Steve at a time convenient to myself (1pm during my dinner break). Steve talked me through the finer points of salary sacrifice and helped me complete my Interactive Investor form, as well as providing longer term advice on how I could proceed once in retirement. Highly recommend Ribble Wealth Management

What were the circumstances that caused you to initially look for an adviser?

Inheritance

How has Steve Crowe helped you?

Steve has given us sound financial advice as and when we needed it.

Have you seen the outcome you were hoping for?

Absolutely, 100%

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Unfortunately my parents passed away and therefore I inherited both property and money

How has Steve Crowe helped you?

I appointed Steve as the executor and he did everything (effectively and efficiently) that comes with this responsibility. Once probate had been granted and the funds had come through, we then had a few meetings to understand and agree how best to invest the money. Since the investments have occurred, Steve has been on hand to answer any queries that I have.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Steve

Steve responded super quick to my enquiry sent via this site. Received a phone call the same day and I met with Steve in person within 2 days. Steve was very helpful regarding some inheritance tax and probate forms which he helped me complete and he is continuing to help me with my late fathers pensions. Steve is knowledgeable, friendly, quick to respond to queries and goes out of his way to help. His personal assistant Emma was welcoming, friendly and efficient. I would definitely recommend Steve and his company.

What were the circumstances that caused you to initially look for an adviser?

I have a number of separate pensions and needed advice on which we’re not performing well and whether pooling all together would be more efficient.

How has Steve Crowe helped you?

Steve helped gather all the data and performance of my various funds and then developed a strategy as to how best to maximise potential.

Have you seen the outcome you were hoping for?

Not yet - this is still a work in progress. Pension funds don’t move with any speed !

What could they have done better?

Nothing. All very clearly laid out service.

What were the circumstances that caused you to initially look for an adviser?

In need of specific and accurate technical advice on my financial affairs.

How has Steve Crowe helped you?

He made it easy and very clear as to how to proceed on what would otherwise have been difficult if not impossible. His assistance was invaluable.

Have you seen the outcome you were hoping for?

Yes, for sure.

What could they have done better?

Nothing whatsoever.

What were the circumstances that caused you to initially look for an adviser?

I worked in the insurance industry all my working life. For the most part I worked as a technical manager in Life and Savings and Investments. I had little involvement with Pensions. On retirement I needed advice on bringing together pension pots from a number of companies and how best to collate and draw down from them. On many occasions previously I had been involved with Steve regarding other clients of his and was always impressed by the way he approached the advice he was putting together for them.

How has Steve Crowe helped you?

I and my wife had a number of meetings with Steve who gave us a clear understanding of the opportunies available. Steve took over the drawing together of the pension pots and kept us up to date on progess.

Have you seen the outcome you were hoping for?

Yes we have.

What could they have done better?

I dont believe anything could have been done better.

What were the circumstances that caused you to initially look for an adviser?

Husband’s death

How has Steve Crowe helped you?

Professional and knowledgeable advice delivered with empathy to my circumstances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing - more than happy with the service I received

What were the circumstances that caused you to initially look for an adviser?

Investment advice

How has Steve Crowe helped you?

I have used the services of Steve Crowe at Ribble Wealth Management for the past two years. My investment has increased by 20% over this period which I’m highly delighted with, particularly when taking into account the challenges and uncertainly of recent times. I find Steve to be approachable, professional and extremely knowledgeable. He has my utmost trust with regards my financial investments and I confidently recommend him to family and friends.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, completely satisfied with the service

What were the circumstances that caused you to initially look for an adviser?

Plan for retirement

How has Steve Crowe helped you?

Advised to transfer old pension plan

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Needed to plan properly towards retirement

How has Steve Crowe helped you?

Conducted a full review of my circumstances and recommended a pension transfer to one better suiting my needs

Have you seen the outcome you were hoping for?

Absolutely, in fact it has exceeded my expectations

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

We’ve been clients for many years & have needed advice for different circumstances over the years.

How has Steve Crowe helped you?

Most advice has been for investments & income

Have you seen the outcome you were hoping for?

Yes we feel well advised & that our investments have performed better than we expected

What were the circumstances that caused you to initially look for an adviser?

After selling my house and moving back to my parents' for a while, I was looking to invest money from the sale of my house.

How has Steve Crowe helped you?

Steve provided impartial unbiased advise on what to do with my money, and what my options and realistic expected returns were.

Have you seen the outcome you were hoping for?

Not yet, as I have only just signed up with Steve, but I am very confident that my money is safe with him. I have relatives who have been with Steve for years, and they only have good things to say about him, as well as excellent performance from their investments.

What could they have done better?

I don't think there is a lot Steve could have done better. He was honest, down to earth, thorough and realistic. He didn't try to dress anything up that wasn't so. I don't think you could ask for much more to give you reassurance.

What were the circumstances that caused you to initially look for an adviser?

Family connection of many years standing.

How has Steve Crowe helped you?

Giving good advice on financial planning.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing. Completely satisfied.

What were the circumstances that caused you to initially look for an adviser?

More than a two decades ago I returned to the UK from mainland Europe. The experience of having my bank managemy financia affairs in the UK while I was overseas was less good than it should have been.

How has Steve Crowe helped you?

He and the staffin his firm have advised me on my inancial assets and also given me the means of controlling them efficiently. What is essential in such circumstances is to a) have good, reliable and impartial advice, b) to have the opportunities to discuss and understand that advice, and then c) to have the resulting decision and its actions implemented efficiently and well. Ribblewealth, Steve's firm is an excellent outfit that provides the above, efficiently, reliably and also subsequently successfully!

Have you seen the outcome you were hoping for?

I have always, withoutexception, seen an outcome which achieved its aims, even in difficult and unpredictable financial circumstances.

What could they have done better?

Nothing as fars as I can see ....

What were the circumstances that caused you to initially look for an adviser?

I had recently retired from the NHS and needed help and advice on investing my lump sum and other savings that I had, in order to provide an adequate income for my future. I was totally ignorant about Stock Markets and very dubious about investing. Finally after a recommendation from a long standing client of Steves, I tentatively agreed to consider this option.

How has Steve Crowe helped you?

Initially a member of his team interviewed me, to discuss investments. Every issue was simply explained, step by step,and my attitude to risk was also assessed. My questions, however mundane, were all answered satisfactorily. There was no pressure whatsoever and I was very reassured by their approach . They just needed to thoroughly understand my situation, to enable them to provide for me the best plan to suit my needs in retirement.

Have you seen the outcome you were hoping for?

Yes, I have been extremely satisfied over the past 10 years with the overall outcome of my investments with Ribble Wealth. Obviously investments should be viewed as long term, so hopefully we can expect an upward turn and improvement in the near future, following the unprecedented situation currently affecting the whole world.

What could they have done better?

I honestly cannot suggest any ideas that may be implemented to improve what I feel is already an above average level of service. I have always been completely satisfied with all methods of communication, and their efficiency and professionalism.

What were the circumstances that caused you to initially look for an adviser?

Having accepted an early retirement settlement five years before my expected retirement age, I wished to use this settlement. together with my existing investments, in a way that would help me to maintain, or improve, my standard of living.

How has Steve Crowe helped you?

He carried out a very thorough review and analysis of my circumstances, wishes, expectations and attitude to risk. Based on this review, he presented me with a proposal for a range of suitable investments. This process of revue and analysis has not just been a one off event, but has been carried out periodically to allow adjustment for changes over time. Outside this process Steve has also made proposals to switch investments in cases where under performance is indicated.

Have you seen the outcome you were hoping for?

In general, the outcomes have been far better than I was hoping for. Of course, there has been fluctuations over the years and in some cases the outcomes have been less beneficial. However, overall performance has been very good.

What were the circumstances that caused you to initially look for an adviser?

I worked in Financial Services all my working life but had little contact with Pensions. I had some contact with Steve on a business basis in connection with inheritance tax and protection planning for clients and was always impressed by the way he approached his advice. When I needed advise on my own Pensions I felt secure in turning to him.

How has Steve Crowe helped you?

I had Pension funds from three different employments that needed bringing together in the most flexible way and with clear explanations of the best opportunities ...... and help with the documentation.

Have you seen the outcome you were hoping for?

Yes most certainly.

What could they have done better?

I do not believe anything could have been done better at the outset .... and I get interesting and useful updates and reviews.

What were the circumstances that caused you to initially look for an adviser?

sufficient funds to invest and later early redundancy

How has Steve Crowe helped you?

explained the different options available and discussed my risk alternatives

Have you seen the outcome you were hoping for?

yes and always available to discuss issues as they arise

What could they have done better?

from my point of view i'm more than happy with the service that i receive

What were the circumstances that caused you to initially look for an adviser?

I was unhappy with the performance of my pension, and the negligible returns from my ISA.

How has Steve Crowe helped you?

He prepared a financial plan for me, taking into account my aspirations and attitude to risk whilst also considering my personal views.

Have you seen the outcome you were hoping for?

Absolutely, I am most impressed with the positive returns that he and his team have achieved for me.

What could they have done better?

I would love to give constructive feedback but honestly cannot think of anything he could have done better.

What were the circumstances that caused you to initially look for an adviser?

I wanted pension advice and investment guidance

How has Steve Crowe helped you?

He explained clearly my investment choices and gave me advice on my pension portfolio

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None spring to mind

What were the circumstances that caused you to initially look for an adviser?

I needed investment advice as regards an alternative to leaving my savings in the bank

How has Steve Crowe helped you?

He gave me sound, objective financial advice, clarifying the advantages and disadvantages of investing my savings, as opposed to leaving them in a bank account

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can think of no way in which my financial adviser could have done better, or improved his service to me

What were the circumstances that caused you to initially look for an adviser?

Inheritance and a trust fund had been set up for my sons.

How has Steve Crowe helped you?

Steve offered advice. He had previously been my father's financial advisor and it was good that we were able to continue working with Steve. I had the confidence in Steve as he already knew the family.

Have you seen the outcome you were hoping for?

Absolutely. I feel confident that Steve has our best interests at heart and we are able to see the progress of our investments.

What were the circumstances that caused you to initially look for an adviser?

We were first time buyers with no knowledge of how to apply for a mortgage or any of the process.

How has Steve Crowe helped you?

Steve walked us through everything, helped us to find the best deals, helped us with insurances we needed and explained why they were needed.

Have you seen the outcome you were hoping for?

Absolutely the outcome we were hoping for, we are now in our new home and everything has been set up and ran smoothly thanks to Steve's help

What could they have done better?

Nothing could be done to improve, everything was really professional and well explained. Highly recommend and we're really happy with the service received.

What were the circumstances that caused you to initially look for an adviser?

My wife's retirement. Steve also manages the investments of a Motor Club which I chair.

How has Steve Crowe helped you?

Steve provided a clear picture of our financial position and the options available to us. His command of his available tools and their usefulness is superb.

Have you seen the outcome you were hoping for?

Personal finances - not yet as we are still planning and have not yet implemented anything. Motor Club - the results of our investments have been outstanding. The unfortunate current Corvid situation means that we can't currently spend any of our gains.

What were the circumstances that caused you to initially look for an adviser?

I inherited Steve Crowe from my late husband. He was one of the best legacies I received.

How has Steve Crowe helped you?

Steve patiently explains all my questions in a timely manner and follows up to ensure I am happy. If I need money, he consults me for approval before encashing.

Have you seen the outcome you were hoping for?

The shares took a dip at the start of the Covid pandemic and much to my amazement, they bounced back higher than ever. Outcome is therefore far better than I could have dreamed.

What were the circumstances that caused you to initially look for an adviser?

I needed expert advice

How has Steve Crowe helped you?

in every way i anticpated.

Have you seen the outcome you were hoping for?

yes without ever exceptions

What could they have done better?

Nothing comes to mind

What were the circumstances that caused you to initially look for an adviser?

I needed advice on my existing pension and the best way to make it work towards my retirement

How has Steve Crowe helped you?

Advised to transfer existing pension into something which would better meet me needs, attitude to risk and be more flexible

Have you seen the outcome you were hoping for?

Absolutely, seen a significant growth since transfer only twelve months ago

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My husband & I had various savings accounts, ISAs and pensions which were difficult to manage and keep track of and we also needed more professional advice on our investments. My husband's mother and aunt were both long term client's of Steve and John Nixon previously with IPP and now Ribble Wealth.

How has Steve Crowe helped you?

Steve met with us and discussed our finances and what we wanted to achieve and our attitude to risk then prepared us his suggestions in an extremely efficient and professional format. He moved our various finances into one easily managed platform to which we have both online access and regular postal updates.

Have you seen the outcome you were hoping for?

Yes has exceeded our expectations. Also if Steve feels an investment is not performing well he lets us know and suggests a better alternative so it is reassuring to know this is an ongoing process all year round and not just looked at at an annual review.

What could they have done better?

I don't feel Steve could have done anything any better. My husband very sadly passed away a few months ago and knowing that I have Steve, Emma and John just a phone call or email away has been a Godsend. Steve knows my limitations on understanding finances and produces a simple summary which is clear for me to understand.

What were the circumstances that caused you to initially look for an adviser?

For someone to best invest my current savings, so many years ago

How has Steve Crowe helped you?

By creating my personal investment portfolio, since managed very well with regular reviews

Have you seen the outcome you were hoping for?

Exceeded

What could they have done better?

Nothing springs to mind. Steve is very explanatory in any questions I put to him.

What were the circumstances that caused you to initially look for an adviser?

I wanted to set up a private pension.

How has Steve Crowe helped you?

He offered what I felt was excellent advice in respect of an appropriate pension scheme.

Have you seen the outcome you were hoping for?

Not yet.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Having money to manage and needing professional assistance.

How has Steve Crowe helped you?

By managing my finances with skill and knowledge.

Have you seen the outcome you were hoping for?

Most certainly.

What could they have done better?

Nothing whatsoever.

What were the circumstances that caused you to initially look for an adviser?

Originally I wanted a financial adviser as I had some money to invest and wanted it to be invested wisely.

How has Steve Crowe helped you?

He knows what I want from my investments and reviews them regularly. He explains everything very well and is always available if I have an queries.

Have you seen the outcome you were hoping for?

Yes, definitely.

What could they have done better?

I do not think there is anything he could have done better.

What were the circumstances that caused you to initially look for an adviser?

My brothet put me on to Steve Crowe.

How has Steve Crowe helped you?

With investments and pensions.

Have you seen the outcome you were hoping for?

Yes we have.

What could they have done better?

Steve works very hard and we can always ask him anything nothing is to much trouble.

What were the circumstances that caused you to initially look for an adviser?

Having run my own Self Invested Pension Plan for 18 years I know how difficult it is to make sensible pension investments. I have known Steve for over 4 years and tracked the performance of his investment advice before making the decision to pass everything over to him. The performance of my fund has been excellent and I am delighted with the quality of his advice.

How has Steve Crowe helped you?

By making sound recommendations.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

My husband (who looked after our financial affairs) passed away earlier this year and I needed an adviser to assist me with looking after my investments and cash into the future, and Steve was recommended to me by my daughter (who is already a client).

How has Steve Crowe helped you?

He explained to me, in easy to understand language, my various options and assisted in the implementation of a financial plan suitable to my needs and circumstances.

Have you seen the outcome you were hoping for?

It is too early to say, but I must say that I have found Steve from Ribble Wealth Management a total pleasure to deal with. His knowledge and professionalism has given me complete confidence that my finances are in safe hands and that is a great comfort to me. I would highly recommend him.

What could they have done better?

Nothing.

This review is a follow-up review from a client who left a review previously.

How has Steve Crowe helped you since your last review?

Regular review and oversight and always available for financial guidance.

This review is a follow-up review from a client who left a review previously.

How has Steve Crowe helped you since your last review?

Steve is absolutely brilliant. What he doesn't know isn't worth knowing. He explains everything so clearly and is always so helpful. He is so efficient and anything he has done for us has always been with expediency. We would recommend him time and time again with pleasure for financial help and advice in every aspect.

What were the circumstances that caused you to initially look for an adviser?

Nothing special we all need good financial advice and I don’t have the knowledge

How has Steve Crowe helped you?

Good advice and explained everything in laymen terms when needed

Have you seen the outcome you were hoping for?

up to now yes

What could they have done better?

I have no criticism of Steve all the advice to gave me is good

What were the circumstances that caused you to initially look for an adviser?

We went to Steve at Ribble as he was recommended to us as we needed an annuity to fund care fees for my mother.

How has Steve Crowe helped you?

Steve fully explained the options available and presented everything in an easy to understand manner. He provided exactly what we needed to fund my mothers fees efficiently which has helped us enormously.

Have you seen the outcome you were hoping for?

Yes 100% Steve has given us exactly what we needed.

What could they have done better?

Nothing as we had a very specific need which has been fulfilled extremely well and to our complete satisfaction.

What were the circumstances that caused you to initially look for an adviser?

I had a need for clear advice and longer term management for my savings.

How has Steve Crowe helped you?

He produced a comprehensive Report which gave clear guidance.

Have you seen the outcome you were hoping for?

Certainly.

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement and looking for investment opportunities

How has Steve Crowe helped you?

Steve helped me by providing a detailed and comprehensive analysis of my pension and protection arrangements, and took time to understand my investment ambitions in relation to my attitude to risk.

Have you seen the outcome you were hoping for?

I am satisfied with the investment vehicles that Steve recommended, whose performance fluctuated in the early stages but 2 years on are currently exceeding my expectations.

What could they have done better?

Nothing comes to mind. Steve is quick to respond whenever I have questions or need advice.

What were the circumstances that caused you to initially look for an adviser?

Retirement money

How has Steve Crowe helped you?

Steve invests my funds where he thinks is best investment

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing better than current ways

What were the circumstances that caused you to initially look for an adviser?

It was initially my mother who commissioned Steve to look after her finances and he did so very effectively for about 20 years. Further to a diagnosis of Alzheimer's, I, having Power of Attorney, continued to use Steve for the same purposes in line with my mother's previous wishes. As my mother was now using residential care services, Steve also advised as to the best way to ensure care home fees could be accessed whilst continuing to advise on and manage the rest of my mother's finances.

How has Steve Crowe helped you?

Steve helped in lots of ways; the total confidence I had in him in respect of managing my mother's finances gave me tremendous peace of mind. At all times, Steve was professional, knowledgeable, courteous and accessible (any email or phone enquires were promptly responded to). I was kept informed and updated at regular intervals and there was complete transparency in terms of how and where my mother's money was being invested, or most productively

Have you seen the outcome you were hoping for?

Yes, certainly, Steve's expertise meant that my mother's money was invested in a really productive way whilst also ensuring that there was enough available cash for necessary expenditure.

What could they have done better?

I actually would struggle to think of anything that Steve could have done better!

What were the circumstances that caused you to initially look for an adviser?

having worked for several years as an expat and later taking redundancy and early retirement i needed some sound advice as to how/where to invest and achieve an acceptable living income

How has Steve Crowe helped you?

having known Steve for many years and he knowing my personal circumstances he talked me through the various options and risk scenarios

Have you seen the outcome you were hoping for?

the results have been better than my early expectations

What could they have done better?

i doubt if he could . questions are always clearly answered . advice on any new issues is readily available by phone or face to face meetings

What were the circumstances that caused you to initially look for an adviser?

I needed professional guidance in that field

How has Steve Crowe helped you?

Took the weight off my shoulders and allowed me to concentrate on other matters

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I cannot think of any specific ways for my service to be improved

What were the circumstances that caused you to initially look for an adviser?

Had some money I wanted to put aside for future use.

How has Steve Crowe helped you?

Brilliant. Explained in clear english and laymans terms what were the options and what could be achieved.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure

What were the circumstances that caused you to initially look for an adviser?

To look for professional help and advice

How has Steve Crowe helped you?

By selecting the right investments for my circumstances

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I was satisfied with his advice on the subject matter I was concerned with.

What were the circumstances that caused you to initially look for an adviser?

To make long term savings plans

How has Steve Crowe helped you?

With advice on the best way to save our money now we are 40 years old and wish to save for both our children and our own financial retirement

Have you seen the outcome you were hoping for?

It is too early to say as we have only invested in the last 6 months

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

Unhappy with previous advice

How has Steve Crowe helped you?

He was able to clarify investment portfolio

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No....everyone involved in the process made it easy to understand

What were the circumstances that caused you to initially look for an adviser?

Needing new investment advice.

How has Steve Crowe helped you?

He invested my money into new funds.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Divorce so needed pension transfer

How has Steve Crowe helped you?

Oversaw my financial status and pension transfer from ex husband

Have you seen the outcome you were hoping for?

So far everything is ticking over, the final figure won’t be obvious until I retire in 3 years

What could they have done better?

I believe Steve looked at all information available at the time

What were the circumstances that caused you to initially look for an adviser?

Recommended by my brother. To use Steve Crowe.

How has Steve Crowe helped you?

Helping me and my husband invest our money.

Have you seen the outcome you were hoping for?

Yes we have.

What could they have done better?

No Steve Crowe is doing a great job.

What were the circumstances that caused you to initially look for an adviser?

A place to invest money

How has Steve Crowe helped you?

With expertise to spread investments

Have you seen the outcome you were hoping for?

Yes I have

What were the circumstances that caused you to initially look for an adviser?

Redundancy and approaching retirement.

How has Steve Crowe helped you?

Provided detailed information on various financial options available to suit my situation.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Inheritance Retirement

How has Steve Crowe helped you?

Discussed our requirements, gave us information & advise & invested our funds

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Advice on redundancy payment investments.

How has Steve Crowe helped you?

Organised and advised choices on investments. Yes, mostly

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No thoughts about it . We are satisfied overall.

What were the circumstances that caused you to initially look for an adviser?

When my husband died I needed advice on my inherited investments

How has Steve Crowe helped you?

Knowing that my husband has invested with Ribble Wealth Management for many years gave me confidence that Steve Crowe was trustworthy. When I needed to take out money at short notice, Steve Crowe informed me about which investments would be sold and acted quickly on my behalf.

Have you seen the outcome you were hoping for?

Still finding my feet in this new (to me) world. Very pleased to see my Husband's investments doing well.

What could they have done better?

I have yet to see statements from Standard Life for half of my investments. I would have liked to see more of a paper trail.

Please provide a brief comment about your experience with Steve

Steve was very welcoming and thorough in his assessment of my finances and offered a holistic approach to my financial situation. Steve was clear from the offset that the initial meeting was to give him an idea of how he could help me going forward and at no time did I feel I was under any obligation to sign up to the products he offered. He comes across as a genuinely nice guy and I would definitely recommend anyone to have an informal chat with Steve to see how he could help you.

What were the circumstances that caused you to initially look for an adviser?

Pension help

How has Steve Crowe helped you?

Steve went through my pensions thoroughly and gave me lots of advice and help in respect of an application to Pension Help with regards to a prospective pension transfer. He also gave me lots of financial advice for the future. He was incredibly helpful and drew diagrams all along the way to help explain to my wife and I in more detail how everything worked. He also completed all the paperwork on my behalf to make things easier. He is extremely efficient and has an incredible wealth of knowledge that you could possibly hope for in a financial advisor.

Have you seen the outcome you were hoping for?

Yes and the whole process did not take very long.

What could they have done better?

There is nothing he could have done better. He went far and beyond with his help and advice.

What were the circumstances that caused you to initially look for an adviser?

A divorce and money from a matured pension

How has Steve Crowe helped you?

After his initial help with an Investment ISA I am leaving coy that Steve was able to assist me with my retirement/redundancy investments and pensions in 2016.

Have you seen the outcome you were hoping for?

So far yes

What could they have done better?

Nothimh

What were the circumstances that caused you to initially look for an adviser?

For several personal reasons, I was looking for a financial adviser who dealt with Equity Release. I chose Steve Crowe of Ribble Wealth Management , as I was aware that Steve had thirty plus years as a financial adviser.

How has Steve Crowe helped you?

Steve arrived promptly in person and explained Equity Release to me, clearly and professionally. Very soon after he provided me with my own Suitability Report, based upon my own personal financial situation and offering help at any time. Also when contacted by phone or email, Steve, his partner and secretary were most obliging and quick to respond. Steve also secured tried and tested solicitors for this important work , giving me the confidence to proceed with his carefully considered proposals.

Have you seen the outcome you were hoping for?

My Equity Release was completed , precisely as Steve had predicted. I can therefore recommend Steve Crowe for any financial advice and assistance. The service has been excellent!

What could they have done better?

Nothing could have been done better for my requirements, thank you.

What were the circumstances that caused you to initially look for an adviser?

The need to generate sufficient income to ensure a comfortable lifestyle in retirement, whilst maintaining a reasonable level of financial reserves.

How has Steve Crowe helped you?

By carefully assessing my circumstances and requirements before choosing the appropriate investments that would satisfy my wishes. He was also careful to ensure that I fully understood both the potential benefits and the level of risks associated with his recommendations.

Have you seen the outcome you were hoping for?

Not only have I seen the outcomes I was hoping for, the outcome have also been far better than I expected

What could they have done better?

I can't think of anything he could have done to achieve any better results.

What were the circumstances that caused you to initially look for an adviser?

On leaving full time employment I had a lump sum to invest.

How has Steve Crowe helped you?

I have had a full and frank meeting with Steve Crowe who has made and implemented a full review re Inheritance Tax

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

having been made redundant I needed to look to the future

How has Steve Crowe helped you?

Steve Crowe offered me a path to invest and help my long term outlook towards retirement

Have you seen the outcome you were hoping for?

yes a very wise decision after sound advice ive seen my invest grow enough to make my life comfortable

What could they have done better?

I cant answer this as Steve as worked so good for me

What were the circumstances that caused you to initially look for an adviser?

Impending retirement.

How has Steve Crowe helped you?

Good advice for all my savings and investments.

Have you seen the outcome you were hoping for?

Yes. I have been fully satisfied with the results.

What could they have done better?

I am not aware of any advice that could have been better.

What were the circumstances that caused you to initially look for an adviser?

Planning the pension

How has Steve Crowe helped you?

Regular review of my circumstances and relevant advice

Have you seen the outcome you were hoping for?

Yes I did

What could they have done better?

I have been more than satisfied with the service given

What were the circumstances that caused you to initially look for an adviser?

Redundancy

How has Steve Crowe helped you?

By carefully recommending an investment portfolio

Have you seen the outcome you were hoping for?

Certainly.

What could they have done better?

It is difficult to say what could have been better. We have enjoyed the good returns on our investments for a good number of years. Perhaps a review on occasions may have yielded something but I doubt it.

What were the circumstances that caused you to initially look for an adviser?

Being a widow on my own.

How has Steve Crowe helped you?

By putting me in touch with my local client liason officer who I can contact at any time.

Have you seen the outcome you were hoping for?

Yes definitely.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Not happy with previous financial adviser

How has Steve Crowe helped you?

Sorted all our finances out. Advised us on our pensions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

i took early retirement and needed guidance on how to invest and provide a long term income

How has Steve Crowe helped you?

he explained the different options available , the pros and cons of each and advised on the best way to progress

Have you seen the outcome you were hoping for?

over the years the outcome has improved

What could they have done better?

i'm not sure he could have done better as the final decisions were always mine

What were the circumstances that caused you to initially look for an adviser?

I have had a financial adviser for more than 50 years. First with John Nixon at Bowland finance then with Steve crow at IPP and now with Steve at Ribble wealth.

How has Steve Crowe helped you?

Both me an my wife Christine discuss our investments and our attitude to risk fairly regularly with John Nixon, now at Ribble Wealth, and Steve provides the professional investment recommendations for our requirements. Steve and his staff are very approachable and provide advice on specific financial matters when they occur. If cash withdrawals are required an email from myself is all that is required Steve's team handle all the paperwork for the necessary encashments.

Have you seen the outcome you were hoping for?

Yes. Investment advice has been good with returns in line with expectations.

What could they have done better?

I have no suggestion as to what could be done better.

What were the circumstances that caused you to initially look for an adviser?

To make better use of my savings which were largely in the bank earning very little interest or with other companies which did little to improve income.

How has Steve Crowe helped you?

By investing in a broad range of companies and spreading the risk when the market is less responsive.

Have you seen the outcome you were hoping for?

The outcome has been very good to date although currently global activity has reduced which has seen a dramatic downturn in returns during October 2018

What could they have done better?

My adviser has performed well above average and will be looking to consolidate further in 2019.