Edward Gibson

Please provide a brief comment about your experience with Edward

Ed was so helpful and clarified in about twenty minutes a matter that had been so confusing for us. We had tried other financial advisors and hadn't been able to get a straight answer. It was such a relief to get simple, clear advice from Ed.

What were the circumstances that caused you to initially look for an adviser?

Reaching 55 and wanting advice on our plan for funding future retirement.

How has Edward Gibson helped you?

Reviewed our existing financial plan, suggested tweaks and reviewed current pension contracts for suitability.

Have you seen the outcome you were hoping for?

Yes. It’s been helpful to review and understand our steps for the future.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

I have reached LTA and needed advice regarding deferring benefits/tax implications

How has Edward Gibson helped you?

Outlined a range of options available to me

Have you seen the outcome you were hoping for?

yes, but given the nature of my situation I anticipate that matters will be ongoing for some time

What could they have done better?

Nothing, very happy with the service

What were the circumstances that caused you to initially look for an adviser?

It's good practice !

How has Edward Gibson helped you?

Always given a fair and balanced opinion on financial matters.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I'm happy with the service I receive.

Please provide a brief comment about your experience with Edward

Excellent communicator, outstanding knowledge base, so very pleasant to spend the time with: absolutely great experience and a most informative, efficient and effective meeting.

What were the circumstances that caused you to initially look for an adviser?

I had to transfer out a defined-contribution pension fund at the age of 75. I wanted help to decide what to do and and assist in the transfer.

How has Edward Gibson helped you?

Suggested a suitable platform for my needs (invest and possible drawdown from a retirement investment account). Executed the transfer on my behalf.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing that I can think of.

What were the circumstances that caused you to initially look for an adviser?

Becoming a widow, and closing the business we had.

How has Edward Gibson helped you?

To provide a monthly income.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

The Financial market was becoming more and more complex, so I needed an Expert.

How has Edward Gibson helped you?

Originally successfully sorted out my initial portfolio and has been proactive for the best part of 20 years.

Have you seen the outcome you were hoping for?

Definitely "Yes".

What could they have done better?

With the benefit of hindsight "nothing" because decisions need to be taken at the time and retrospective views are pointless in Financial Planning.

What were the circumstances that caused you to initially look for an adviser?

I was a customer of Equitable Life when it collapsed and Ed gave me alternatives I might consider to recover as much of my pension plans as possible under the circumstances.

How has Edward Gibson helped you?

He has managed my pension planning ever since as well as taking a more general look at my situation when considering my wife's position and inheritance tax planning.

Have you seen the outcome you were hoping for?

Yes, totally satisfied.

What could they have done better?

Nothing that I can think of.

What were the circumstances that caused you to initially look for an adviser?

I was retiring from my business and required advice on investment of the capital released by selling my shares in the business

How has Edward Gibson helped you?

Ed provided us with options and recommended two very different companies providing ESG investment portfolios. He also challenged our thinking on occasions.

Have you seen the outcome you were hoping for?

So far so good

What could they have done better?

Nothing particularly comes to mind

Please provide a brief comment about your experience with Edward

Ed is calm, detailed and extremely effective at explaining complex issues to someone like myself who is less familiar with the concepts.

Please provide a brief comment about your experience with Edward

Edward was offered brilliant advice to me. His knowledge and experience was clear and he completely understood my situation from the information I provided during a short conversation. He was able to digest everything I said and give helpful advice in the moment. He then analysed my situation and provided a clear way forward for me. I enjoyed our conversations and would absolutely recommend.

Please provide a brief comment about your experience with Edward

N/A

What were the circumstances that caused you to initially look for an adviser?

I had a considerable sum to invest and I wanted independent support and advice.

How has Edward Gibson helped you?

He listened carefully to my motivations, financial awareness and planning. He assessed my considerations to risk and together we planned my pension, savings and investments. Ed kept me fully informed and engaged at every stage, he asked probing questions and always listened to what I wanted to achieve.

Have you seen the outcome you were hoping for?

Ed has guided me to meet my goals. I have retired earlier than expected, I have a terrific income and my investments are planned to ensure a secure future.

What could they have done better?

Nothing really, maybe a little more guidance with the changes on-line and use of portals.

What were the circumstances that caused you to initially look for an adviser?

Advice needed to ensure my investment would have steady growth to fund my long term care.

How has Edward Gibson helped you?

Prepared a portfolio of investments which together matched my risk profile.

Have you seen the outcome you were hoping for?

Steady growth has been avhieved.

What could they have done better?

I have been well satisfied with the advice given.

What were the circumstances that caused you to initially look for an adviser?

I inherited a sum of money that I knew I wanted to invest long term. Ed was recommended by my parents who have used his services for many years.

How has Edward Gibson helped you?

As someone who has relatively little knowledge or experience with investments, Ed has really helped me to understand what I should invest my money in and why. He has always been excellent at explaining things in layman's terms to me and I have always felt confident that I know where my money is going. I feel sure that Ed's advice will help my portfolio grow.

Have you seen the outcome you were hoping for?

I am very happy with how my portfolio has grown despite all the unprecedented circumstances of the last few years.

What were the circumstances that caused you to initially look for an adviser?

Retirement meant we needed investment advice and financial planning support.

How has Edward Gibson helped you?

By outlining the available options open to us and making appropriate investments.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I can’t think of anything.

What were the circumstances that caused you to initially look for an adviser?

The time had arrived to pull my head out of the sand and to understand the tax liabilities of my pension, the timing of decisions about the future.

How has Edward Gibson helped you?

Explained the tax situation, the options and the implications of each decision. Helping me to make the final decision about my financial future.

Have you seen the outcome you were hoping for?

Yes, entirely.

What could they have done better?

Nothing. The service was excellent, the advice clear and all delivered with good humour.

What were the circumstances that caused you to initially look for an adviser?

Planning for the future after children have left home, wanting a safe, professional impartial adviser.

How has Edward Gibson helped you?

Ed has very succcesfullly helped several of my collueages in the past with investment advice and so I approached him for the same.

Have you seen the outcome you were hoping for?

Yes, very happy with the advice given and the how the investmnets were orgainsed nad set up, very professional

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

For a charity

How has Edward Gibson helped you?

Negotiated an investmnent policy and suitable investment for us

Have you seen the outcome you were hoping for?

Too soon to say

What could they have done better?

Too soon to say

What were the circumstances that caused you to initially look for an adviser?

First time buyer looking for advise on life insurance and long term planning.

How has Edward Gibson helped you?

Advise on life insurance policies. Advise on long term saving & pensions plans. Advise on approach for managing finances between two countries

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Needed financial advice on my pension.

How has Edward Gibson helped you?

Provided good advice on to assist my decision making process.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I am approaching retirement age and had Pensions with 4 different companies

How has Edward Gibson helped you?

He advised me on the best way of obtaining a reliable income by combining and investing the above 4 Pensions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Receiving a large sum of money following business sale.

How has Edward Gibson helped you?

Really helped me understand my options without any pressure as totally independent

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Honestly can’t think of anything

What were the circumstances that caused you to initially look for an adviser?

I wished to have advice on taking a lump sum from two pensions and did not feel happy with my existing advisor.

How has Edward Gibson helped you?

I found Ed extremely helpful. His comprehension of my requirements and the procedure of transferring my pensions could not have gone smoother. I received full explanations on what was required and Ed took great care to ensure I understood the entire process. Very happy!

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing, I was kept in the loop on all stages of the process involving both pensions.

What were the circumstances that caused you to initially look for an adviser?

Investments, retirement plans and pension

How has Edward Gibson helped you?

Ed has always made himself available to offer advise and assist with all of my investments and pension related issues.

Have you seen the outcome you were hoping for?

Bearing in mind the financial situation the World currently finds itself in, I am pleased with the outcome to date.

What could they have done better?

Ed is just what I was looking for, always available with sound opinions and advice. And importantly is calm and assured in all communications.

What were the circumstances that caused you to initially look for an adviser?

I originally had surplus savings and required guidance plus I had a complicated pension situation.

How has Edward Gibson helped you?

He advised me, over many years, as to my options and suggested the direction that I should take. He has been consistently wise in his advice.

Have you seen the outcome you were hoping for?

Yes definitely and to be honest, he has outperformed my hopes.

What could they have done better?

This is difficult because if he had not consistently performed to a high standard, then, I guess, I would no longer be using him. What has especially impressed me, is that he has made a great effort to understand my needs.

What were the circumstances that caused you to initially look for an adviser?

Required good, professional advice after being self-employed for 40 years and needed to manage my assets to their best outcome through my retirement.

How has Edward Gibson helped you?

I have been a client of Shaw Gibbs, previously Shaw & Co, since the 1960's and have always found a professional but friendly response from the partners or staff. My accountancy needs have changed over the years and as time progressed, my financial planning became a very important part of my association with the company. I have always received good advice and my accounts have always been dealt with extreme efficiency.

Have you seen the outcome you were hoping for?

To date everything seems to be on track removing any long-term financial concerns.

What could they have done better?

Not a lot really.

What were the circumstances that caused you to initially look for an adviser?

Initially I chose an adviser to assist during a 3 year secondment to Pakistan. I have continued to have their advice during retirement.

How has Edward Gibson helped you?

His personal advice has always been helpful and practical. Once he advised us 'at our age' to keep a cash sum towards future holidays instead of investing it.

Have you seen the outcome you were hoping for?

Yes,there has been a steady increase in our investments.

What could they have done better?

Initially we were not provided with a simple summary of the gains/losses on our investments. This was improved following one of our annual review meetings.

What were the circumstances that caused you to initially look for an adviser?

We sold a business and were seeking to invest the proceeds in providing for our futures.

How has Edward Gibson helped you?

Ed suggested the right investment approach for us and the right investment vehicle, which has performed beyond our expectations. Ed has been a steady source of advice throughout the past 6 years.

Have you seen the outcome you were hoping for?

Yes, and beyond

What could they have done better?

It is very hard to think of any way in which we could have been better served.

What were the circumstances that caused you to initially look for an adviser?

My pension funds were with Equitable Life and I wanted to be pro-active to protect my assets when that company almost collapsed.

How has Edward Gibson helped you?

He talked me through the alternatives and actioned the transfer of funds.

Have you seen the outcome you were hoping for?

Broadly yes. For the client, there is always a balance to be struck between the return on investments and the effect of fees on that net return.

What could they have done better?

I am entirely satisfied that he does his best with the tools available to him so have no suggestions to alter anything.

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate all pensions collected over many years, understand my position and feel confident about the future.

How has Edward Gibson helped you?

I realised that I had simply gone too long without me pulling my pensions, savings and investments together. I have experienced superb service from Ed at Shaw Gibbs, both for financial planning and cash-flow modelling. He is clearly very knowledgeable in his field and always quick to respond to queries. I feel very safe with Ed as my adviser.

Have you seen the outcome you were hoping for?

Yes - very happy.

What could they have done better?

No comment - seems to be doing well to me, even through COVID-19

What were the circumstances that caused you to initially look for an adviser?

Retirement and setting up our own Company.

How has Edward Gibson helped you?

My wife and I were very grateful for Ed's advice on our pension planning. It was not straightforward because I have worked for a major multinational company in a number of countries and a JV as well. Ed's expertise and professionalism gave us the confidence to make the correct decisions for the future. The advice was taken and we are in a much better position than we would have been without it. As we move forward in our new business planning, we would feel confident in using SG to advise us for the future.

Have you seen the outcome you were hoping for?

Yes. We are very pleased.

What could they have done better?

Nothing springs to mind

What were the circumstances that caused you to initially look for an adviser?

Long term financial planning as I approached retirement.

How has Edward Gibson helped you?

I have found the whole process of planning our investments and pensions to be objective, well considered and patiently explained. All aspects, including the options, process, timings and costs were thoroughly explained and gave us a strong feeling of confidence that we were in safe hands.

Have you seen the outcome you were hoping for?

Yes. Very helpful, objective and well structured advice. Practical discussions during review sessions serve to course correct when necessary.

What could they have done better?

They are working on it I know, but the clarity of the third party platform statements remains an issue for us.