Gareth Elliott

What were the circumstances that caused you to initially look for an adviser?

For family reasons ie if I died what would happen to my pension and family

How has Gareth Elliott helped you?

Gareth helped me to move my pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Gareth and his team are brilliant

Please provide a brief comment about your experience with Gareth

We met with Gareth recently and were very impressed by the service. He listened and took on board our current situation and queries, offering very financially insightful, worthwhile and constructive guidance. Our first meeting was definitely very helpful and we will certainly continue to avail of Newbridge services and Gareth's knowledge for the future. Many thanks.

What were the circumstances that caused you to initially look for an adviser?

I needed help and advice with my retirement income

How has Gareth Elliott helped you?

Gareth has been extremely helpful regarding planning my retirement income

Have you seen the outcome you were hoping for?

I am very happy with how everything is progressing.

What could they have done better?

In my opinion nothing more could be improved on given the amount of risk I selected

What were the circumstances that caused you to initially look for an adviser?

We were approaching retirement and wanted to ensure we were organising our finances in the best way possible.

How has Gareth Elliott helped you?

Gareth has provided excellent support over the last 5 years. Initially it was in preparation for retirement, and since then he has helped us to make informed decisions about how best to save and invest. In addition to a regular annual review, Gareth is readily available to answer questions and give advice at anytime. An easy to use portal enables secure messaging and Gareth always replies promptly, arranging face-to-face meetings as required. It has been very reassuring having Gareth's expertise and his patience with my many, many questions is greatly appreciated!

Have you seen the outcome you were hoping for?

Our investments are performing well at the moment, but more importantly, we are now confident enough not to panic if they dip!

What could they have done better?

Both Gareth and Tammy have made sure we have all the information we need and respond immediately to any queries. Couldn't ask for more.

What were the circumstances that caused you to initially look for an adviser?

In the modern age financial security is very complicated and beyond the average person so I decided to look for a trusted financial adviser

How has Gareth Elliott helped you?

Gareth has given me great advice over the years, educating me in the various options regarding pensions and investments. He is always available to answer any questions and share his immense knowledge.

Have you seen the outcome you were hoping for?

I am still on the path towards my ultimate financial goal but am very pleased with the progress made.

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

Approaching pension age

How has Gareth Elliott helped you?

Pooling 3 pensions

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Investment

How has Gareth Elliott helped you?

Good advice very happy with investment

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Just need more advice

What were the circumstances that caused you to initially look for an adviser?

I needed a pension, some security for the future.

How has Gareth Elliott helped you?

He set it all up for me and explained the reasons for doing so.

Have you seen the outcome you were hoping for?

It’s a work in progress and moving in the right direction even through this economic turbulence.

What could they have done better?

Nothing, as they are already doing their best.

What were the circumstances that caused you to initially look for an adviser?

Invest pension lump sum.

How has Gareth Elliott helped you?

Determined risk level and recommended investments.

Have you seen the outcome you were hoping for?

Initially no mainly due to COVID-19. But recent returns are showing great improvement.

What could they have done better?

Gave good advice during difficult years. I was happy with his advice during this period.

What were the circumstances that caused you to initially look for an adviser?

Financial advice required.

How has Gareth Elliott helped you?

Great financial advice and support.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

To help set up long term savings

How has Gareth Elliott helped you?

Set up my ISA and offered great advice when asked.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing really

What were the circumstances that caused you to initially look for an adviser?

Wanted advice on bringing all my pensions together and planning a will.

How has Gareth Elliott helped you?

Gareth has given me excellent advice on the above and what is best investments for my families future.

Have you seen the outcome you were hoping for?

I am happy with where my investments are sitting.

What could they have done better?

I don't think there is anything that can be improved at the moment.

What were the circumstances that caused you to initially look for an adviser?

Pension advise

How has Gareth Elliott helped you?

Yes

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Needed guidence regarding my pension

How has Gareth Elliott helped you?

Gareth offers sound and honest advise, he will tell it as it is and not sugar coat any advise.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Can’t think of any way they could have done it better

What were the circumstances that caused you to initially look for an adviser?

I wanted to retire at 60, but given I won’t receive my state pension until I’m 67, I was unsure if this was possible. Gareth listened to my reasons and advised how I could make this happen by transferring a pension which I was able to manage myself with Gareth’s support. Two + years later it was the best advice I could have received. My pension is continuing to meet my needs and expectations

How has Gareth Elliott helped you?

Gareth listened to my reasons and advised how I could make this happen. He helped me to look at my options from all angles, the positives and the negatives. At no point was any pressure put on me, or did Gareth tell me what to do. All decisions were made by me. Two+ years after retiring, I can honestly say this support has helped me immensely. My pension has survived ups and downs, mainly the global covid 19 pandemic, and I’m still on course.

Have you seen the outcome you were hoping for?

My outcome has been met and then some!!

What could they have done better?

Nothing. Gareth and his staff team go over and beyond their job in supporting their clients. I have recommended Gareth several times and wouldn’t hesitate to do so again.

What were the circumstances that caused you to initially look for an adviser?

I had been with another Financial Advisor prior to moving over to Gareth who had been recommended by a friend

How has Gareth Elliott helped you?

Gareth has managedmy finances to an extremely high level and iam really pleased with his professionalism and how he is able to explain everything

Have you seen the outcome you were hoping for?

Most definitely it has surpassed my expectations

What could they have done better?

Not sure if there is anything Gareth could have improved on I am more than happy with the service Gareth provides

What were the circumstances that caused you to initially look for an adviser?

Pension Transfer

How has Gareth Elliott helped you?

Transferred final salary pensions into more flexible Draw down pension arrangement

Have you seen the outcome you were hoping for?

Somewhat

What were the circumstances that caused you to initially look for an adviser?

Originally I needed someone to look after my Pension

How has Gareth Elliott helped you?

Nothing has been a problem, Gareth has a great attitude and anything I have needed done he has done it

Have you seen the outcome you were hoping for?

Yes certainly my pension was only ticking over but once Gareth took it over it has grew year on year

What could they have done better?

Nothing, I couldn’t have asked for anything else so everything Gareth has done has been On point

What were the circumstances that caused you to initially look for an adviser?

My husband and I were looking for advice on insurance, retirement planning & investments.

How has Gareth Elliott helped you?

Gareth set us up with life insurance, critical illness cover, an investment isa and also our pension.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Gareth clearly talked us through all of the available options on each of our needs, answered our many questions clearly and helped us chose the right options for our family.

What were the circumstances that caused you to initially look for an adviser?

We recently moved into our first house and I was initially rejected when trying to get life insurance due to abnormal circumstances but Gareth was able to help us get covered.

How has Gareth Elliott helped you?

Gareth helped me get life insurance after being rejected and also managed to get us a great rate on it.

Have you seen the outcome you were hoping for?

Yes, very much so.

What could they have done better?

Nothing. I'm very satisfied with everything.

What were the circumstances that caused you to initially look for an adviser?

Preparing for pension

How has Gareth Elliott helped you?

Straight foward explanations at all times. In order to make decisions.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing totally satisfied

What were the circumstances that caused you to initially look for an adviser?

Early retirement

How has Gareth Elliott helped you?

Gareth is very knowledgeable and professional. He explains everything in very simple terms . As well as his expertise, Gareth is also very friendly and approachable.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My pension plan was needing attention

How has Gareth Elliott helped you?

To plan my long term pension

Have you seen the outcome you were hoping for?

Not exactly but this is a long term policy

What could they have done better?

Nothing I can think of.

What were the circumstances that caused you to initially look for an adviser?

Pension/retirement income advice

How has Gareth Elliott helped you?

Good advice; patient explanation; unhurried time at appointments;

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Pension advice

How has Gareth Elliott helped you?

Proactive, contemporary and knows my attitude to risk .Also very personable. I feel more of a friend than a client.

Have you seen the outcome you were hoping for?

Most definitely. An excellent high quality service.

What could they have done better?

Very pleased to have passed my Pension affairs to Gareth. Delighted with the service and professionalism.

What were the circumstances that caused you to initially look for an adviser?

My money was sitting in the bank/building society doing very little except incurring annual taxes so i thought were must be a way to make it work for me while still being prudent.

How has Gareth Elliott helped you?

yes

Have you seen the outcome you were hoping for?

yes

What could they have done better?

given that i am not prepared to take a big risk with my investments and the current erratic global financial situation i think i have done pretty well

What were the circumstances that caused you to initially look for an adviser?

To bring various pensions together.

How has Gareth Elliott helped you?

Very much so.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Looking for long term investment.

How has Gareth Elliott helped you?

If any of my investments are not doing well, Gareth will suggest moving to a better preforming company.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Financial advice

How has Gareth Elliott helped you?

Helped sort out my finances as not my forte

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Needed financial advice

How has Gareth Elliott helped you?

Great financial advice

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Need advise

How has Gareth Elliott helped you?

By providing advise

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Financial advice

How has Gareth Elliott helped you?

Good financial advice

Have you seen the outcome you were hoping for?

Great

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Needed to change from previos adviser

How has Gareth Elliott helped you?

Gareth has explained everything very well and Investments made by him have done well considering the somewhat volitile climate

Have you seen the outcome you were hoping for?

Yes definitely happy with all aspects of advice

What could they have done better?

Not syre happy enough

What were the circumstances that caused you to initially look for an adviser?

I retired with a sum of money which I required advice on how best to invest it

How has Gareth Elliott helped you?

with investment advice

Have you seen the outcome you were hoping for?

In the main yes

What could they have done better?

better ask them

What were the circumstances that caused you to initially look for an adviser?

Pensions moved

How has Gareth Elliott helped you?

He arranged everything and had my pensions all in the one place..great outcome

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I retired.

How has Gareth Elliott helped you?

With good advice.

Have you seen the outcome you were hoping for?

Not yet.Again not passed year 1.

What were the circumstances that caused you to initially look for an adviser?

Pension transfer

How has Gareth Elliott helped you?

With the transfer of pension and the growth of my funds through regular contact and good management of my investment.

Have you seen the outcome you were hoping for?

Most definitely

What could they have done better?

Nothing I’m happy

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Gareth Elliott helped you?

Gareth has taken time to understand my individual circumstances and future needs before recommending a number to measures to help these be achieved.

Have you seen the outcome you were hoping for?

Although it is too early to judge, I am confident, Gareth's advice will help me achieve my goals.

What could they have done better?

Not sure there is anything. From the initial meeting and regular reviews, Gareth has given me confidence both in his understanding of my circumstances and the correct strategy to apply.

What were the circumstances that caused you to initially look for an adviser?

To be able to transfer my pension pot on to my daughter when I die

How has Gareth Elliott helped you?

Gareth was great at took time to explain everything to me. All the pros and cons were explained so I could make the right decision

Have you seen the outcome you were hoping for?

Yes the outcome was the one that Gareth recommended

What could they have done better?

There was nothing Gareth could do better. The problems I had were not in Gareth’s control.

What were the circumstances that caused you to initially look for an adviser?

Private pension

How has Gareth Elliott helped you?

Advice

Have you seen the outcome you were hoping for?

Not yet

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Pension advice

How has Gareth Elliott helped you?

Gareth was able to obtain information regarding pension policies held in my name and advise me on my best options.

Have you seen the outcome you were hoping for?

Not necessarily the outcome I was hoping for but this is no reflection on the service provided by Gareth.

What could they have done better?

Gareth provided an excellent service and was able to explain my pension policies to give me a better understanding.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Gareth Elliott helped you?

Good advice and assistance

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

???

What were the circumstances that caused you to initially look for an adviser?

Review

How has Gareth Elliott helped you?

Satisfactory explanations

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Gareth Elliott helped you?

Advice on how best to invest in

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I had a few pension pots and coming up to retirement

How has Gareth Elliott helped you?

He advised me what to do with my pension pots and what pots to leave where they were.

Have you seen the outcome you were hoping for?

In difficult times I feel that he has exceeded what I was expecting whit me taking a minimum risk.

What could they have done better?

Nothing I can think of.

What were the circumstances that caused you to initially look for an adviser?

Company pension

How has Gareth Elliott helped you?

Gareth reviewed my options and recommended the best pension

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

We needed advice to help plan for early retirement.

How has Gareth Elliott helped you?

Gareth helped us organise our savings to enable us to plan effectively for the long-term. He provided clear advice and was extremely patient with our numerous questions! As a result we are now much more confident about financial planning for our future needs.

Have you seen the outcome you were hoping for?

Yes – despite world-wide financial uncertainty, we feel that our investments have been well selected to meet our on-going needs and are regularly reviewed

What could they have done better?

To date, Gareth and his team have provided an excellent service. They are always available to answer queries or responds to on-going changes to our financial circumstances. The on-line Portal makes contact very easy!

What were the circumstances that caused you to initially look for an adviser?

An investment maturing at the same time as my income reducing

How has Gareth Elliott helped you?

To move the money from the maturing investment into other investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Don't know

What were the circumstances that caused you to initially look for an adviser?

I had accmulated multiple person pension plans making it difficult to manage.

How has Gareth Elliott helped you?

Review of the combined status of the indiviusal pensions,

Have you seen the outcome you were hoping for?

My legacy pensions are now combined on one platform and is more convenient to review and manage.

What could they have done better?

The services of the advisor and his assistant could not be faulted

What were the circumstances that caused you to initially look for an adviser?

Needed some financial advice on savings.

How has Gareth Elliott helped you?

I was recommended to Gareth by an acquaintance.

Have you seen the outcome you were hoping for?

Yes so far so good.

What could they have done better?

Bit better on changeover of ISA to current fund. Some confusion arose over that and Direct Debit payment in changeover.

What were the circumstances that caused you to initially look for an adviser?

Due to changing personal circumstances, I needed professional Financial Advice on how to best update my pension and insurance plans.

How has Gareth Elliott helped you?

Gareth Elliott clearly talked me through a number of options relevant to my age and circumstances. He was clear, friendly, proactive and a good communicator.

Have you seen the outcome you were hoping for?

I am happy to say that I saw a very solid performance in regard to my pension and that my insurance arrangements now give myself and my family improved peace of mind.

What could they have done better?

I'm not sure that Gareth and his team could have done anything better for us. As a family, we are exceptionally pleased with the results and the ongoing relationship.

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Gareth Elliott helped you?

Discussed various options re combining pensions and investment

Have you seen the outcome you were hoping for?

In the short term so far, yes. Another 5 years will make things clearer.

What were the circumstances that caused you to initially look for an adviser?

Advice required

How has Gareth Elliott helped you?

Answered all our queries

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Pension

How has Gareth Elliott helped you?

As above

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Pension transfer

How has Gareth Elliott helped you?

As above

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I needed a pension.

How has Gareth Elliott helped you?

Gareth set everything up for me and made it look easy.

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

Nothing, a very professional approach to the whole thing, especially in the present time.

Please provide a brief comment about your experience with Gareth

Very useful

This review is a follow-up review from a client who left a review previously.

How has Gareth Elliott helped you since your last review?

Gareth helped us set up a flexible trust to protect our family home for our children. He also aide in setting up a will for us

Please provide a brief comment about your experience with Gareth

A very short conversation about tax implications of pension crystallisation. Gareth gave his time freely to confirm my understanding of the situation. I wasn’t after investment advice per se, but Gareth was still very helpful and informative.

This review is a follow-up review from a client who left a review previously.

How has Gareth Elliott helped you since your last review?

Gave advice when the markets & investments were affected by Covit-19.

Please provide a brief comment about your experience with Gareth

Gareth was easy to take with on a personal level and very informative

What were the circumstances that caused you to initially look for an adviser?

Wanted to consolidate pension funds

How has Gareth Elliott helped you?

Gave solid advice and made my pensions more manageable and cost effective

Have you seen the outcome you were hoping for?

Not yet

What could they have done better?

No faults with service provided

Please provide a brief comment about your experience with Gareth

Very professional and helpful.

Please provide a brief comment about your experience with Gareth

NA

Please provide a brief comment about your experience with Gareth

Very happy with the initial advice and looking forward to the next meeting where Gareth will outline the options available to us. Happy to recommend his services to anyone with pension advice needs.

Please provide a brief comment about your experience with Gareth

Very professional

What were the circumstances that caused you to initially look for an adviser?

Wanting to have more personal control over my pension/options.

How has Gareth Elliott helped you?

Gareth gave me advice and information which enabled me to make decisions suitable for me and my situation. There was no pressure and I also received honest and upfront information on the risks involved.

Have you seen the outcome you were hoping for?

Yes. After completing the correct questionnaire on my feelings about risk taking Gareth and his team steered me to medium risk investments. This has shown a small increase which I am happy with.

What could they have done better?

Honestly can’t think of anything Gareth could have done differently. He listens to what I want and does his best to deliver with straight forward honesty.

What were the circumstances that caused you to initially look for an adviser?

I had recently left my company and had a sizeable pension I wanted to grow privately instead of letting it just sit with the company.

How has Gareth Elliott helped you?

Gareth gave me honest feedback, provided me with feasible options for my pension and has managed it ever since. Look forward to my annual reviews with Gareth every 12 months.

Have you seen the outcome you were hoping for?

Pensions are a long drawn out process but I have seen great progress under the Newbridge team.

What could they have done better?

None.

What were the circumstances that caused you to initially look for an adviser?

I was about to retire with a healthy pension and redundancy package

How has Gareth Elliott helped you?

He convinced us that Newbridge covered our needs. Their rates were clearly defined, acceptable and manageable. From the outset we were comfortable with Gareth’s hands on and personal approach.We have a trusting and honest relationship with Gareth and his staff at Newbridge.

Have you seen the outcome you were hoping for?

Yes, Gareth has professionally managed our funds to deliver our goals..... To secure and grow our funds. Manage our pensions. Plan for the future by managing inheritance whilst managing the tax there on. All of this while maintaining our pre retirement lifestyle allowing us time to enjoy our retirement.

What could they have done better?

He has fulfilled our Goals

This review is a follow-up review from a client who left a review previously.

How has Gareth Elliott helped you since your last review?

Spoke to my wife regarding her work pensions. Reviewing my own investment and assisting with queries about my pebsion

What were the circumstances that caused you to initially look for an adviser?

I was made redundant and decided I wanted some advice on what to do next

How has Gareth Elliott helped you?

He made it that I understood and therefore was able to decide what was best for me for me nothing

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

For me nothing. I am really happy with the service I receive

What were the circumstances that caused you to initially look for an adviser?

receipt of work pension and needed to pay off mortgage or at least part of

How has Gareth Elliott helped you?

transferred pension to Royal London & repaid bulk of mortgage and ensuring my children would benefit from my pension

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Gareth was more than helpful and answered all my queries

What were the circumstances that caused you to initially look for an adviser?

Pension advice

How has Gareth Elliott helped you?

Showed me , and helped me out with , straight advice about pensions and other related topics

Have you seen the outcome you were hoping for?

Am happy with my outcome for my first year

What could they have done better?

I am happy with the advice I have received

What were the circumstances that caused you to initially look for an adviser?

Pension transfer advice.

How has Gareth Elliott helped you?

Explained all the pro's and con's in great detail and exactly how things would work moving forward.

Have you seen the outcome you were hoping for?

Yes, all going as predicted.

What were the circumstances that caused you to initially look for an adviser?

We were considering our future regarding our pensions. We had some dormant pensions where we needed advice.

How has Gareth Elliott helped you?

We met Gareth to discuss options regarding our pension provision and how best it would suit us.

Have you seen the outcome you were hoping for?

No, but this was probably a result of the markets not doing so well, rather than the advice we got from Gareth.

What could they have done better?

Gareth offered advice based on what would be best for us, based on the various market options. We received regular updates and bi-annual meetings to review our pensions. At the moment the service is very satisfactory for our requirements.

What were the circumstances that caused you to initially look for an adviser?

Unexpected pension windfall.

How has Gareth Elliott helped you?

Quality advice on the best way forward to make a once in a lifetime financial benefit work on my behalf.

Have you seen the outcome you were hoping for?

Yes,and more than I was expected.

What could they have done better?

I dont think there is anyway it could be better.You cannot improve on 10/10.

What were the circumstances that caused you to initially look for an adviser?

My wish to retire early and the availability of a final salary pension from a previous employer and savings invested elsewhere.

How has Gareth Elliott helped you?

Gareth recognised my wishes and what would be required to bring them into play with the sums which I had available and the pension pot from my previous employer. He provided me with detailed valuations and forecasts for the future based on my portfolio and the present climate. He is very clear with his findings and does not "sugar coat" things to influence you or curry favour.

Have you seen the outcome you were hoping for?

At this stage I am very early into my investment but am very happy so far with the way things are progressing.

What could they have done better?

I am very pleased with Gareth's service so far and do not see any obvious way to improve this service at this time.