Michael's reviews
Reviewed for
Pensions ( 10 )
Retirement income (annuities, drawdown) ( 4 )
Investments and Savings ( 4 )
Inheritance Planning ( 2 )
Financial Planning ( 4 )
Reviewers' assets
£200k - £500k ( 2 )
£100k - £200k ( 1 )
£50k - 100k ( 1 )
Up to £50k ( 2 )
Review
by a verified client in Antrim
15 days ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I became aware of Platinum Financial when I attended a retirement webinar arranged by NIPSA. As a follow up, Platinum offered a complimentary consultation to me and my wife, Angela. Angela had decided to retire and I was considering taking partial retirement from the civil service but I was unsure of the complexities of the NICS pension scheme . Michael was the consultant assigned to us..
How has Michael Geddis helped you?
Michael advised me on my NICS pension, in particular with regard to final salary entitlement. He looked at our private pension schemes, savings and expenditure. Following discussion we decided that I would defer partial retirement and Angela would retire full time. Michael produced a detailed financial report tailored to our needs and wishes, including options for drawing Angela's pension in the most tax efficient way. He also looked ahead to potential inheritance tax and advised that we keep options under review.
Have you seen the outcome you were hoping for?
Based on the advice and service provided by Michael we transferred management advice of our stocks & shares ISAs from our previous financial advisor to Platinum because we felt that the service provided by Michael was much more professional and tailored to our wishes.
What could they have done better?
Honestly nothing. We were particularly impressed by Michael's presentation skills and the preparatory work in producing Power Point presentations and a final portfolio.
Michael:
Thank you for your positive feedback. I'm delighted to hear that you were impressed with the presentation and final portfolio. We always aim to ensure our clients feel confident and informed every step of the way. It was a pleasure working with both you and Angela. Navigating retirement decisions and pension options, especially within the NICS scheme can be complex, so I’m glad I was able to bring some clarity to you both. Thanks again for sharing your experience, it means a great deal.Review
by a verified client in Londonderry
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I wanted to increase the value in my savings, rather than languishing in a bank account and losing value over time.
How has Michael Geddis helped you?
Michael has been invaluable with his advice and planning for our future financial security.
Have you seen the outcome you were hoping for?
We are now seeing gains from our investments, notwithstanding the damage being inflicted on world markets from the US.
What could they have done better?
I don’t feel qualified to answer such a question.
Michael:
Thank you for your thoughtful review! I’m really pleased to hear that you’ve found my advice and planning invaluable. It’s great to know that your investments are showing gains, even amidst the current global market challenges. If you ever have any further questions or need additional guidance, I’m always here to help. I appreciate your trust and look forward to continuing to support you on your financial journey.Review
by a verified client in Londonderry
a month ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
I was thinking about retiring and needed some advice. I worked in health and social care and was a member of NIPSA so got a free appointment with Platinum
How has Michael Geddis helped you?
Michael has been very reassuring - especially when considering our income once retired. He has also helped us invest money that was sitting in the bank. His general financial advice has been very helpful
Have you seen the outcome you were hoping for?
Yes so far
What could they have done better?
Thing at this stage
Michael:
Thank you for your kind words and for taking the time to share your experience. It was a pleasure assisting you with your retirement planning and investment decisions. I’m delighted to hear that you’ve found my advice reassuring and helpful in preparing for this new stage of life. If there’s anything else I can do to support you, please don’t hesitate to reach out.First impression
by a VouchedFor user
4 months ago
Overall
Please provide a brief comment about your experience with Michael
Michael was clear and honest in his advice. As someone not familiar with investing, he explained everything fully and I found that any questions were well received. His knowledge was evident throughout and took the time to listen and understand my position. I’d certainly recommend him for impartial advice.
Michael:
Thank you so much for your kind and thoughtful review Helen. I’m pleased to hear that you felt comfortable and well-informed throughout the process. Your recommendation means a great deal too, and I really appreciate that! If you ever have further questions or need support, I’ll always be happy to help.Review
by a verified client in Fermanagh
5 months ago
Overall
Advice
Service
Value
What were the circumstances that caused you to initially look for an adviser?
Coming to retirement age.
How has Michael Geddis helped you?
Clarified and simplified my Annual Benefits Statement
Have you seen the outcome you were hoping for?
Most definitely
Michael:
Thank you so much for your kind review Mary! It’s been my pleasure to assist you as you approach this exciting new chapter in your life. Retirement planning can feel complex, and I’m glad I could help clarify your Annual Benefits Statement and simplify the process for you. If there’s anything further I can do to support you, please don’t hesitate to reach out. Thanks again.