0330 038 8939
Based in Belfast
View locationTop Rated 2025
Top Rated advisers have met the qualification criteria for VouchedFor's Top Rated Guide, as determined by their client feedback
Verified since: September, 2022
4.9 out of 5
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FCA Regulated
Michael and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 13 April 2025
Michael and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
17
Recent Client Reviews
Michael has received 17 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Michael has received 17 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 09 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Michael has not yet added their qualifications to their profile
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Michael has not yet added their qualifications to their profile
Transparent Fees
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Michael has not yet added their fees to their profile
Checks carried out by VouchedFor
FCA Regulated
Michael and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
Last checked: 13 April 2025
Michael and/or the firm they work for (or are appointed representatives of) is regulated as appropriate by the Financial Conduct Authority
17
Recent Client Reviews
Michael has received 17 client reviews in the past 12 months; 100% of these have been verified
Verified reviews: 100%
Michael has received 17 client reviews in the past 12 months; 100% of these have been verified
Independent Financial Adviser
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Last checked: 09 December 2024
An independent adviser can advise across a sufficiently diverse range of products to help meet a client’s objectives. They are in no way limited to products provided by companies they work for.
Qualifications Uploaded
Michael has not yet added their qualifications to their profile
Qualifications not yet added
Michael has not yet added their qualifications to their profile
Transparent Fees
Michael has not yet added their fees to their profile
Fees not yet added
Michael has not yet added their fees to their profile
I've been a financial adviser since 1999, working for two of the largest banks in Northern Ireland before setting up Navigate. My specialisations are in bespoke financial planning, mainly in the areas of wealth management and wealth creation/protection. At work, my main aim is to ensure clients have confidence and reassurance in their finances and can enjoy their lives without worrying about the future. I deal largely with private clients who will value a long-term relationship with a planner. I enjoy utilising cash flow modelling to help install a client's confidence and reassurance with their finances. Regardless of someones age, wealth, life experience or circumstances, the relationship building and trust that comes with advising and planning is of great satisfaction. Outside of work, I'm married to Ruth with four young children: Ruby, Alfie, Grace & Charlie. When I get some downtime away from the office, I enjoy being with the family and seeing their personalities grow. Away from the office and the family, you can find me playing golf as much as possible (no matter how badly!) socialising with friends and getting out on my bike. Recently, I also picked up the trumpet again after many years of it lying in its box.
£430,000 Consumer Protection
Your money is protected against bad advice by the Financial Ombudsman Service up to a maximum limit of £430k and by the Financial Services Compensation Scheme (FSCS) if the company goes out of business (in which case, limits may vary - see the FSCS website for more details).
About Michael's clients
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