Emily Pool

What were the circumstances that caused you to initially look for an adviser?

I needed advice on pensions, i’ve had a policy for years and wanted to optimise its performance. Emily was highly recommended to me by a friend.

How has Emily Pool helped you?

She was incredibly helpful, explained everything in detail, explained what she would do, what the benefits were and gave me a realistic projection for the future

Have you seen the outcome you were hoping for?

Not yet as it’s too early, but i have a clearer idea of what I need to invest to achieve the desired outcome

What could they have done better?

Nothing, she covered everything

What were the circumstances that caused you to initially look for an adviser?

Wishing to make new investments and reduce inheritance tax.

How has Emily Pool helped you?

Gave general advice and guidance towards suitable investments.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I had numerous workplace pensions and a private pensions that were not presenting me with much of a return.

How has Emily Pool helped you?

Emily Pool helped by pooling all of my pensions into one.

Have you seen the outcome you were hoping for?

My pensions have grown immensely over the past five years with her sound advice.

What could they have done better?

Nothing as Emily is the best financial advisor that I know of.

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my work pensions and avoid investing in industries which I do not agree with.

How has Emily Pool helped you?

Emily knew of management firms who could do this and arranged all of the transfers.

Have you seen the outcome you were hoping for?

Almost. Obviously depending on the stock market

What could they have done better?

Not sure

What were the circumstances that caused you to initially look for an adviser?

Looking for someone that was personal recommend.

How has Emily Pool helped you?

Moved investment from alternative provider, and monitoring my finanical plainning

Have you seen the outcome you were hoping for?

Yes , Emily has done better the previous IFA at lower risk

What were the circumstances that caused you to initially look for an adviser?

I needed advice on the investment of a lump sum

How has Emily Pool helped you?

With good advice

Have you seen the outcome you were hoping for?

Unable to answer due to changing personal circumstances

What could they have done better?

Unable to answer due to changing personal circumstances

What were the circumstances that caused you to initially look for an adviser?

I had a large sum of money that I needed advice for

How has Emily Pool helped you?

Emily advised me the best way forward for me

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Receiving a redundancy payment , understanding the best way to receive and invest the money

How has Emily Pool helped you?

Emily was clear and gave me all the advice I requested in a format that worked for me. She was also clear in what she couldn’t advise on. In terms of engagement, this was face to face and then via teams. I received a full written report with projections included. Emily also gathered all of the information from my various pension advisors and collated those so I have everything related to my finance in one report. She also pointed out how I could work with my pension scheme to manage my investments, that was not clear before. Emily is very personable and excellent for people like me who have no real idea of the workings behind pensions and investments.

Have you seen the outcome you were hoping for?

Definitely, I have far more information now than I could have hoped for, plus , a validation of my own workings on my retirement fundings.

What could they have done better?

For me, with straightforward needs , I can’t find anything for this box.

What were the circumstances that caused you to initially look for an adviser?

Was not sure about to deal eith me pension pt

How has Emily Pool helped you?

By giving me good advise

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

No

Please provide a brief comment about your experience with Emily

We weren’t sure if we needed a financial advisor until Emily’s first appointment with us. Now I see why she is highly recommended, her knowledge is evident in everything she says in a down-to-earth non-evasive manner.

This review is a follow-up review from a client who left a review previously.

How has Emily Pool helped you since your last review?

Emily has now been in charge of our 3 grandchildren's Trust Funds for a year and today has been the annual review. Emily has guided me and my 2 daughters through the ups and downs of investments in the Trust Funds in a way that we can fully understand the process.

What were the circumstances that caused you to initially look for an adviser?

Investment and pensions

How has Emily Pool helped you?

Emily worked above and beyond to help sort out financial situation

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

None

What were the circumstances that caused you to initially look for an adviser?

I had various policies and was looking for advise

How has Emily Pool helped you?

Given me sound advise and answered questions that i had

Have you seen the outcome you were hoping for?

Am sure the outcome will be good

What could they have done better?

Bot that I am aware of

What were the circumstances that caused you to initially look for an adviser?

Lump sum investment

How has Emily Pool helped you?

Managing my portfolio

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Had a few smaller pension pots that needed combining and getting better performance from.

How has Emily Pool helped you?

Emily took the time to fully understand the financial position of my wife and I, and our attitude to risk before recommending an appropriate fund to move our pensions into.

Have you seen the outcome you were hoping for?

Early days, but looks promising.

What could they have done better?

Nothing comes to mind.

Please provide a brief comment about your experience with Emily

Emily was extremely generous in taking her time to explain all the different options available to me with setting up a company pension and a potential wealth plan. I enjoyed how personal she is and I look forward to working with her in the future.

Please provide a brief comment about your experience with Emily

Emily was so friendly and patient, she laid out all the options for us and explained everything. We bombarded her with a series of questions in a rather chaotic fashion and she handled it all so well, gave us incredible advice and turned all our thoughts and worries into an organised plan.

What were the circumstances that caused you to initially look for an adviser?

Initially wished to revise my Will but Emily also provided advice and information regarding financial planning

How has Emily Pool helped you?

Provided valuable advice relating to older age legal safeguards and estate planning. Guided me through process of Will making and fincial implications.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All satisfactory

This review is a follow-up review from a client who left a review previously.

How has Emily Pool helped you since your last review?

Emily has provided feedback during resent financial turbulence, and looked for ,ore appropriate funds.

Please provide a brief comment about your experience with Emily

Emily has spent time explaining all the details to me very patiently so I feel confident I’m in safe hands. I’m looking forward to working with Emily to manage my finances.

Please provide a brief comment about your experience with Emily

Emily is really easy to talk to and she has a vast knowledge of the industry which makes it comfortable and easy to work with her. I would highly recommend her for any of your investments and or information about the what to do with your money.

What were the circumstances that caused you to initially look for an adviser?

I was already with a Financila Advisor, who retired. I was given Emily's name, so contacted her to see if she could take me on as her client. I have not regratted my decision

How has Emily Pool helped you?

She has ensured that I am investing wisely, that my investments are safe. She also helped me with finding the right person for me to renew my Will.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing that I know of so far!

This review is a follow-up review from a client who left a review previously.

How has Emily Pool helped you since your last review?

Gave me her expert advice regarding my pension.

What were the circumstances that caused you to initially look for an adviser?

I wanted to set up Trust Funds for my 3 grandchildren for when they reach 21 years old.

How has Emily Pool helped you?

Emily was extremely helpful, in that she was happy to see us face to face whenever we needed to, and she was always available on email and phone calls. She researched everything for us and and saw us face to face to explain it all. It was quite a complicated and took longer than we thought it would, but Emily was determined to achieve the result needed!

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

In the circumstances, I don't think she could have done any better.

Please provide a brief comment about your experience with Emily

Extremely helpful with very clear and concise advice. All options explained and upfront about all fees/charges. Highly recommend

Please provide a brief comment about your experience with Emily

There are not many financial advisors out there who are focused on helping to align your money to your values so I was delighted to come across Emily. She is very warm and knowledgable and she very quickly understood what I am looking for in financial advice.

Please provide a brief comment about your experience with Emily

Emily was extremely helpful, providing some excellent advice at quite short notice. I will definitely use Emily's services again in the future.

Please provide a brief comment about your experience with Emily

Emily was happy to conduct a free of charge initial fact-finding interview. During this she meticulously reviewed my current pension arrangements before explaining (in layman's terms). This established a rapport and gave me the confidence to my faith in Emily moving forward. Can't wait for the next step of the financial journey as Emily helps me plan for my retirement.

This review is a follow-up review from a client who left a review previously.

How has Emily Pool helped you since your last review?

Last Review in Feb 2022 , very happy with it

What were the circumstances that caused you to initially look for an adviser?

Simply because I have no experience in this sector so I went to Emily for her expertise.

How has Emily Pool helped you?

Emily set everything up for me & was very professional in her approach & understanding.

Have you seen the outcome you were hoping for?

Regarding setting up the pension, then yes.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Needed to consolodate my existing pensions and plan for retirement

How has Emily Pool helped you?

Emily took my existing pensions and transfered them into a better scheme that gave me more options to plan for retirement.

Have you seen the outcome you were hoping for?

Early days but projections all looking good.

What were the circumstances that caused you to initially look for an adviser?

Retirement planning (transfer of a pension)

How has Emily Pool helped you?

Spent a long time gathering information and speaking to us, provided us with detailed reports and suggestions and projections. Emily is helping is move existing pension pots into more beneficial and suitable ones and has helped us work out how to hopefully reduce future financial deficits after retirement. We are in discussion regarding savings too.

Have you seen the outcome you were hoping for?

Our pensions have been applied for and we look forward to possibly opening savings accounts where we can enjoy watching money progress.

What could they have done better?

Brilliant service. Given lots of time to think about things and ask questions and have met in 4 different ways: phone, video call, in Emily’s office and at our home. Many thanks

Please provide a brief comment about your experience with Emily

Emily made me feel relaxed and I felt at ease talking to her, I’m confident that I am in good hands.

Please provide a brief comment about your experience with Emily

Emily was very informative and explained everything in detail. I am looking forward to a positive out come on my investments.

What were the circumstances that caused you to initially look for an adviser?

I needed to reinvest some capital and decided to invest in equities. Emily Pool was recommended by my previous IFA

How has Emily Pool helped you?

Emily provided me with professional help in an area of which I know little

Have you seen the outcome you were hoping for?

Yes, with help and advice from Emily my funds have now been invested.

What could they have done better?

It's hard to know what if anything Emily could have done any better

Please provide a brief comment about your experience with Emily

Emily was very knowledgeable & offered great advice

Please provide a brief comment about your experience with Emily

Emily gave me really detailed helpful advice regarding my pension. I needed someone to be practical and knowledgeable and wouldn’t hesitate to recommend Emily for anyone in this situation.

Please provide a brief comment about your experience with Emily

Emily was very thorough during our first consultation; she asked us about our current situation and where we'd like to be financially in the future. We talked about everything from JISA's for our kids, to commercial properties, how to increase our tax efficiencies and our pension plans. She also gave us a very detailed plan on what we need to do to move forward. We're very happy with her service and are looking forward to continuing to work with her.

Please provide a brief comment about your experience with Emily

Emily is friendly and makes the pension process easier to understand

Please provide a brief comment about your experience with Emily

Very efficient and provided useful recommendations in the timeframe I needed to work to

What were the circumstances that caused you to initially look for an adviser?

I wanted to invest in my wife's pension

How has Emily Pool helped you?

To enable the increased contribution to go ahead

Have you seen the outcome you were hoping for?

Yes

Please provide a brief comment about your experience with Emily

Emily was able to give me some pointers to look at for my pensions as I was unsure what to do with my pot as it’s rather small. She gave me great pointers to where to find more information and how to educate myself better. I found her really approachable, honest and supportive. I would highly recommend Emily!

What were the circumstances that caused you to initially look for an adviser?

Divorce

How has Emily Pool helped you?

Emily first helped me with ISA investment and then helped me consolidate my various pensions and invest my pension sharing credits from my divorce settlement. Throughout, the service and advice was readily given and always timely, efficient and easy to understand be that in person, over the phone or by e-mail. Options and risks were clearly explained and assessed and recommendations were made with a long term view. Emily acts in a truly professional manner and I feel like my financial affairs are in very safe hands.

Have you seen the outcome you were hoping for?

Yes, all pension transfers were well managed

What could they have done better?

No - superb service

What were the circumstances that caused you to initially look for an adviser?

I needed more income from my savings

How has Emily Pool helped you?

Good advice on new investments

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Emily

Very professional with a friendly manner

What were the circumstances that caused you to initially look for an adviser?

I was finishing work and needed advice about my retirement income

How has Emily Pool helped you?

She listened to my concerns, gave me advice and assisted in negotiations with my pension provider

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

Please provide a brief comment about your experience with Emily

Emily was very helpful, she provided me with lots of information, very clearly, concisely and easy to understand. Her advise was invaluable to me and will change my life. Many thanks

Please provide a brief comment about your experience with Emily

I had an initial consultation with Emily regarding consolidating my pensions, she was very open and transparent and really helped explain what my options were.

What were the circumstances that caused you to initially look for an adviser?

Review pension position and move forward in the most appropriate way

How has Emily Pool helped you?

Advised what to consider and ran around finding all relevant info to provide a consolidated view including risk profiling and appropriate decision making based on rounded view of my immediate and longer term requirements. Was also happy to follow up advocating when I had some new info to feed into my situation prior to planned annual review

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

I was made redundant.

How has Emily Pool helped you?

She gave me advise on how I should most efficiently manage my redundancy package.

Have you seen the outcome you were hoping for?

I am very happy with the advise given and the steps taken.

What could they have done better?

I don’t think anything. Emily reviewed the situation, and gave very thorough detailed advise on how I should move forward. The advise was really helpful and really appreciated, The analysis tools used were very clever.

Please provide a brief comment about your experience with Emily

Emily was very informative when asked about Lasting Power of Attorney for my poorly father. As someone who had never been involved with LPA before, she discussed the whole process from start to finish, thus eradicating any confusion and dread I was feeling beforehand.

What were the circumstances that caused you to initially look for an adviser?

As part of my divorce settlement I received a sum of my ex-husbands pension, I wanted to consolidate this with my own private pension to have one portfolio.

How has Emily Pool helped you?

Emily from PFS was professional in every manner, appointments were arranged around my busy schedule which was extremely helpful, Emily would explain all the documentation thoroughly along with providing an example portfolio for the chosen policy along with the companies literature, I would highly recommend Emily & PFS.

Have you seen the outcome you were hoping for?

Yes even with the current pandemic.

What could they have done better?

Nothing, Emily has been in contact to discuss any concern's with my portfolio due to the COVID pandemic where she was able to answer any questions.

Please provide a brief comment about your experience with Emily

On my first conversation with Emily, she was polite, informative and very clear about the services she can provide, what she could help me with and understanding how any charges are incurred. I have no knowledge in the areas I needed help with and I wanted to understand how to progress with a few things. Emily has helped me with these and provided additional documentation. Emily has gone above and beyond with supplying information on the subjects we discussed. I am in the early stages of progressing with some of these things but have confidence in the information I have been given by Emily.

What were the circumstances that caused you to initially look for an adviser?

Organising our pensions.

How has Emily Pool helped you?

Gave us advice and actioned the decisions she had helped us make. She also organised new wills for us.

Have you seen the outcome you were hoping for?

Regarding our pensions, time will tell when we retire but we are happy so far. She sorted out our wills to our satisfaction, with very little fuss or bother.

What were the circumstances that caused you to initially look for an adviser?

Not happy with exciting Financial Adviser

How has Emily Pool helped you?

I was recommended Perceptive Financial Solutions by a friend who is also a client. I was unhappy with the advise from my existing financial planner, and I wanted to find a more friendly and helpful firm. Emily was very good at explaining everything and carried out a thorough review my investments, following which, I moved my investments to the management of Perceptive financial solutions. The whole process was easy and I felt well looked after.

Have you seen the outcome you were hoping for?

Good despite difficult times.

What were the circumstances that caused you to initially look for an adviser?

Problems with my private Pension.

How has Emily Pool helped you?

I found myself in a bit of a mess and was really not sure how much pension I had, where it was invested or what was happening with it really. I reached the age of 61 and I knew that I needed to get my retirement planning sorted and Emily was super helpful. She took all of my paperwork, worked it all out, communicated with me in simple terms about what was going on with my pension and what the next steps should be. I am so relieved that I am now back in control and hope to retire just as soon as I can.

Have you seen the outcome you were hoping for?

Yes.

What were the circumstances that caused you to initially look for an adviser?

Emily helped me invest my pension sharing credits after my divorce. It was a difficult time for me but Emily was brilliant at putting me at ease and making me feel in control. She has great way of explaining everything very clearly and keeping me up to date with the process. I now feel confident that I can cope financially on my own, and she is also helping me with my will and life insurances too so my children will be take care of should anything happen to me. I thoroughly recommend her

How has Emily Pool helped you?

As above. Emily helped at a very difficult time.

Have you seen the outcome you were hoping for?

Early days as it is all being finalised

What could they have done better?

A very positive experience, she was clear and thorough