Ben Middleton

Please provide a brief comment about your experience with Ben

Ben has been giving me valuable advice for several years now. His experience and knowledge is very comprehensive and he communicates in a simple yet professional way. He is always there to answer any questions or concerns you may have.

What were the circumstances that caused you to initially look for an adviser?

I had 4 or 5 pension all with different companies and decided to bring them all under one roof to make them easier to manage.

How has Ben Middleton helped you?

Ben manage to bring all the pension into 1 portfolio and I can now see all my pensions in one place.

Have you seen the outcome you were hoping for?

Yes my pension is processing nicely.

What could they have done better?

Not a lot to be honest.

What were the circumstances that caused you to initially look for an adviser?

I wanted some pension advice

How has Ben Middleton helped you?

His communication has been fantastic, he got back to be very quickly & gave me lots of advice on how to proceed and I felt confident moving forward with his knowledge and expertise.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, highly recommned.

What were the circumstances that caused you to initially look for an adviser?

Transfer pension to draw down

How has Ben Middleton helped you?

He processed the transfer

Have you seen the outcome you were hoping for?

Eventually

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Ben Middleton helped you?

Explain everything in laymans terms that were understanable to me as someone with little knowledge of pensions and how to plan for the future

Have you seen the outcome you were hoping for?

Yes i have

What could they have done better?

Nothing that i can think of .

What were the circumstances that caused you to initially look for an adviser?

Specifically advice on my ‘Final Salary’ pension plus options to amalgamate all my pensions into one place. Also for my husband’s pensions

How has Ben Middleton helped you?

As above. He has enabled my husband and I to retire earlier than we thought possible. His advice has been invaluable to us.

Have you seen the outcome you were hoping for?

Absolutely. Ben’s expertise and experience is second to none. He gave me and my husband the confidence to enable us to retire earlier than we had planned.

What could they have done better?

Ben has done everything possible for my husband and I. He responds immediately to queries

What were the circumstances that caused you to initially look for an adviser?

Private pension

How has Ben Middleton helped you?

He has advised me all the way

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I think he done a great job so I don't feel that he needs to do anything better

What were the circumstances that caused you to initially look for an adviser?

To put some money towards a pension

How has Ben Middleton helped you?

By keeping things simple and explaining in easy to understand words

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All was good

What were the circumstances that caused you to initially look for an adviser?

Early retirement and looking to get sound financial advice on making what money I had work for me.

How has Ben Middleton helped you?

Ben is always available to advise or action our requests.

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

Nothing

Please provide a brief comment about your experience with Ben

No one contacted me

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Achieved the objective

What were the circumstances that caused you to initially look for an adviser?

Always goes above and beyond and helps to make what can be mind boggling subject easier to understand

How has Ben Middleton helped you?

Helped with sorting my pension drawdown

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

All was great and easy

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

By continuing what he does best.

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Keeping me informed and current with my investment.

What were the circumstances that caused you to initially look for an adviser?

To consolidate my pension s

How has Ben Middleton helped you?

Ben has been extremely professional throughout. He sorted all for me

Have you seen the outcome you were hoping for?

Yes and extremely pleased with the outcome

What could they have done better?

I've received top class service from Ben

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Advice on Pension

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Yes and he has been as always super helpful!!

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

As always very professional. He has kept me informed on a regular basis.

What were the circumstances that caused you to initially look for an adviser?

Coming up to retirement spoke to Pensionwise

How has Ben Middleton helped you?

Has moved my company pension into True potential Wealth investment plan

Have you seen the outcome you were hoping for?

To Some degree but I believe that the financial market at the moment is dictating the performance

What could they have done better?

Nothing

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Still supportive with sound advice whenever needed.

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Ben has always been accessible, responsive and knowledgeable in advising me on my pension arrangements, without being sales orientated

What were the circumstances that caused you to initially look for an adviser?

I wanted to take the cash equivalent transfer value from one of two final salary pension schemes.

How has Ben Middleton helped you?

As above

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Leading up to my retirement I needed to get my pension in order

How has Ben Middleton helped you?

He advised me on my best options

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

I don't think it could have been better as it all went smoothly

What were the circumstances that caused you to initially look for an adviser?

I needed a pension

How has Ben Middleton helped you?

Ben has advised and got me a pension I was happy with

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/a

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Ben is efficient and professional!! He is always at hand to support and offer guidance. Thank you Ben!!

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

I have now retired and needed advice on drawdown procedures and their income tax implications. My pension has now been passed to a department to administer my drawdown requirements and it works really well catering .to my every need.

What were the circumstances that caused you to initially look for an adviser?

I was made redundant in Jan 2016.in 2018 I was looking to transfer my company pension.my late partner Vincent Keene told me about Ben who had helped him on transfering his.

How has Ben Middleton helped you?

Ben helped me and explained how to proceed,he was very informative what would happen and did all the work .

Have you seen the outcome you were hoping for?

Yes I am very pleased the transfer all went through and I know if I need to speak with Ben about my pension he is there to answer any questions.

What could they have done better?

I feel no need.

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Ben Middleton has kept me informed on a regular basis throughout the COVID pandemic as my pension has been performing. He has always explained everything in great detail.

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Giving sound and helpful advice.

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Updates

What were the circumstances that caused you to initially look for an adviser?

Needed help with pension

How has Ben Middleton helped you?

He sorted everything out for me

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not much

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Continued to provide a good service despite the issues of the last two years.

Please provide a brief comment about your experience with Ben

Ben is a very professional advisor, his knowledge and experience guided me through the investment process.

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

discussed am i investing in the best way according to my circumstances

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Ben as promised was there for us when needed at a crucial time to gather documents for our move (moving county).

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

financial advice

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Ben is in regular contact, it's reasurring to know he is there if I ever need a chat or to ask specific question.

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Advice on drawing a monthly salary

This review is a follow-up review from a client who left a review previously.

How has Ben Middleton helped you since your last review?

Ben brought clarity to my various thoughts on what-if scenarios based on what was going on in my life at the time. He gave excellent advice.

What were the circumstances that caused you to initially look for an adviser?

To merge all my pensions into one product

How has Ben Middleton helped you?

He managed all my pension into one policy where it is easy to find and see whats happening where the pension.

Have you seen the outcome you were hoping for?

Yes the pension pot is going up.

What could they have done better?

Nothing at all, the communications and paperwork was swift and effcient. Very good and organised.

What were the circumstances that caused you to initially look for an adviser?

I wanted to regroup my pensions in one pot and wasn't sure how to do it. I also wanted some advice on the 25% tax free pension withdrawal when I reach 55.

How has Ben Middleton helped you?

Ben explained how my current pensions were set up and helped me understanding my options. When I decided to regroup my pensions, he dealt with the transfer process by communicating directly with my existing pension providers. Ben contacted me regularly to update me on the transfers and is always available for any enquiry I may have. I always found pensions policies difficult to understand but Ben's explanations are very clear and easy to understand. I trust his advices.

Have you seen the outcome you were hoping for?

Yes,

What could they have done better?

Nothing that I can think off

What were the circumstances that caused you to initially look for an adviser?

It was at a crossroads in my life.

How has Ben Middleton helped you?

Ben was the calm in the middle of the storm. Organised, reassuring and explained everything carefully.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

My pension investment was with a no hoper company

How has Ben Middleton helped you?

Advised and assisted in transferring to a more productive pension investment

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Re-investment of 'Additional Contributions section' of company Defined Benefits pension originally with Equitable Life.

How has Ben Middleton helped you?

-Re-investment with Aegon then transfer to TPI. -Moving my ISA from a Barclays UK focused fund to a more balanced TPI fund.

Have you seen the outcome you were hoping for?

Generally yes.

What were the circumstances that caused you to initially look for an adviser?

two pensions that needed amalgamating into one

How has Ben Middleton helped you?

Advised on best course of action and facilitated transfer of funds with a nice bonus

Have you seen the outcome you were hoping for?

Yes on track

What could they have done better?

No comment here as so far no problem with the service I have received

What were the circumstances that caused you to initially look for an adviser?

Inheritance/House purchase

How has Ben Middleton helped you?

Clear communication of the options available - including pointing out the pitfalls involved in a very complex business

Have you seen the outcome you were hoping for?

In spite of the pandemic my investments are performing well

What could they have done better?

I couldn't really ask for anything more and I'm very happy with the way things have been handled

What were the circumstances that caused you to initially look for an adviser?

Wanted to review where my money was invested and its growth potential

How has Ben Middleton helped you?

He assessed my pensions and their match for my circumstances and goals, and gave me good advise and facts based on this

Have you seen the outcome you were hoping for?

I know I have made the right decision in appointing Ben. He is easy to deal with, friendly, sincere, and with no airs and graces. He cares about his clients way beyond a purely professional capacity.

What could they have done better?

Ready access to Ben has been made harder due to Covid lockdown restrictions, though we won through. Now in a different more fluid phase now restrictions are easing

What were the circumstances that caused you to initially look for an adviser?

change of circumstances and bringing together - multiple pensions

How has Ben Middleton helped you?

Ben brought the professional experience needed to wade through the complexities of Pension transfers, his advice and help over the last 15 years has made a huge difference to my pension

Have you seen the outcome you were hoping for?

indeed, investments have risen and continue to rise as a result

What could they have done better?

Nothing more than he was doing , advising, ensuring smooth transition and transfer and consolidation of pensions as and when required

What were the circumstances that caused you to initially look for an adviser?

I have a private pension and needed some advice

How has Ben Middleton helped you?

Ben gave me professional advice and explained everything that I didn't understand

Have you seen the outcome you were hoping for?

Yes.

What could they have done better?

I really don't think it could have been handled any better. Ben obviously knows what he is talking about

What were the circumstances that caused you to initially look for an adviser?

I was approaching retirement

How has Ben Middleton helped you?

He helped me with all the paper work

Have you seen the outcome you were hoping for?

Yes and much more

What could they have done better?

Ben could not have done any better. He was professional throughout

What were the circumstances that caused you to initially look for an adviser?

Had a DB pension that wasn’t going to return what I needed.

How has Ben Middleton helped you?

Moved CETV pot to an investment vehicle

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Inheritance and disquiet with the original financial advisors used.

How has Ben Middleton helped you?

Explained, without any pressure how the inheritance could be better utilised.

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Wanted to review my private pension

How has Ben Middleton helped you?

Gave good advice and sorted out the transferring of the pension

Have you seen the outcome you were hoping for?

Hopefully

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Private pension

How has Ben Middleton helped you?

Explained my pension in layman’s terms, risk levels and overall very informative.

Have you seen the outcome you were hoping for?

Yes

Please provide a brief comment about your experience with Ben

Ben has been on hand to advise with my pension transfer. His advice and attention to detail and quick responses are very much valued. I am happy to recommend Ben for your finances.

What were the circumstances that caused you to initially look for an adviser?

Wanted to combine my personal pension and the work place pension.

How has Ben Middleton helped you?

Did all the hard work and found the right pension.

Have you seen the outcome you were hoping for?

I think so.

What were the circumstances that caused you to initially look for an adviser?

Leaving long term employment and wanted to transfer my pension

How has Ben Middleton helped you?

Gave me advice on both who and where would best suit me to move my pension

Have you seen the outcome you were hoping for?

So far I’ve been very happy with the investment growth

What could they have done better?

As it is at the moment I have no complaints

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement.

How has Ben Middleton helped you?

Helped us invest and got us good insurances.

Have you seen the outcome you were hoping for?

It’s in the making...

What could they have done better?

Help with projections through detailed financial planning.

What were the circumstances that caused you to initially look for an adviser?

I didn't understand the market and I needed advice, Ben was recommended to me by my Brother-in-Law.

How has Ben Middleton helped you?

Ben helped me to understand what I needed and what I needed to do.

Have you seen the outcome you were hoping for?

Yes I have.

What could they have done better?

I don't know what else could have been done. Ben has always been there if I have had any questions and always put my mind at rest.

What were the circumstances that caused you to initially look for an adviser?

I needed to start a pension

How has Ben Middleton helped you?

Ben was extremely helpful and made me understand what we needed to do, to maximise my return

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

N/A

What were the circumstances that caused you to initially look for an adviser?

Looking to consolidate my pensions into one pot.

How has Ben Middleton helped you?

Handled pension transfer and investment options

Have you seen the outcome you were hoping for?

Yes, yearly growth

What could they have done better?

Nothing to my knowledge

What were the circumstances that caused you to initially look for an adviser?

My previous advisor never contacted me for years and my products were slowly left to under perform.

How has Ben Middleton helped you?

Ben put my pension back on track. He keeps in contact on a yearly basis. Put simply, Ben's friendly service and attention to detail is unique. He once came out to see me in heavy snow in deep winter, when he could have easily cancelled the appointment.

Have you seen the outcome you were hoping for?

Absolutely.

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Not knowing what was best to do with oension

How has Ben Middleton helped you?

He advised and help set account up

Have you seen the outcome you were hoping for?

Yes definitely

What could they have done better?

No

What were the circumstances that caused you to initially look for an adviser?

My husband was very pleased with Ben’s advice. I inherited money from my parents’ passings and Ben walked me through various options and the ones that seemed more appropriate to my circumstances.

How has Ben Middleton helped you?

Helped me chose the right products

Have you seen the outcome you were hoping for?

So far yes.

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

My Pension Scheme was with Equitable Life when the company went down.

How has Ben Middleton helped you?

Ben helped me to transfer my pension to another scheme and to release funds from it.

Have you seen the outcome you were hoping for?

Yes, definitely. I relied on the advice given by Ben and he was very helpful explaining the option and effecting the transfer of my pension.

What could they have done better?

Ben could not have been more helpful. I recommended his services to my wife. I have had complete confidence in Ben's advice and have been reassured by his competence, his knowledge and his attention to detail. He is also very personable.

What were the circumstances that caused you to initially look for an adviser?

Reccomended by a friend, after being my redundant from long term job that payed a good pension.

How has Ben Middleton helped you?

Choices regarding pension

Have you seen the outcome you were hoping for?

Seems to be ok, working well.

What could they have done better?

Not sure.

What were the circumstances that caused you to initially look for an adviser?

Pension advice

How has Ben Middleton helped you?

Confident and very helpful, sound advice.

Have you seen the outcome you were hoping for?

So far, so good!

What could they have done better?

All good

What were the circumstances that caused you to initially look for an adviser?

I had left my company was made redundant and wanted advice to move my company pension.

How has Ben Middleton helped you?

Ben gave me sound advice.so I decided to move my final salary pension to true potential

Have you seen the outcome you were hoping for?

Yes I have I was able to take my percent 25 from the pension tax free and also take a monthly income of what I wanted. Which I can also increase monthly if I need

What could they have done better?

To be honest they could not have done more for me.i trust ben and I know if I need anymore assistance ben is here to help.

What were the circumstances that caused you to initially look for an adviser?

Approaching retirement in the next few years, needed to get a grip on likely pension income

How has Ben Middleton helped you?

Reviewed my various pension pots, discussed pro & cons of options (e.g. annuity vs. draw down), consolidated pensions into one pot

Have you seen the outcome you were hoping for?

Yes, can now track performance (daily if required) across my portfolio & growth of funds has been good (despite the major market wobble last year)

What could they have done better?

Some minor issues on how the summary of accounts numbers were presented

What were the circumstances that caused you to initially look for an adviser?

Money from property sale

How has Ben Middleton helped you?

Gave full advice on investment options

Have you seen the outcome you were hoping for?

No. I withdrew my money because of a serious failure with the True Potential web platform. 20k disappeared on bank transfer . Halifax fraud office were involved locating the payment.

What could they have done better?

The True Potential web platform is prone to system errors and needs replaced. Ben, the financial adviser, did a good job except that he lost his cool because of my reaction to the system problem.

What were the circumstances that caused you to initially look for an adviser?

I wanted to consolidate my various investments onto one platform.

How has Ben Middleton helped you?

He advised me and helped me to achieve this.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing.

What were the circumstances that caused you to initially look for an adviser?

Ben has been my financial advisor for as long as I can remember,

How has Ben Middleton helped you?

Ben has provided clear no nonsense advice to me with respect to my pension investments

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

I needed support and guidance with my pension requirements.

How has Ben Middleton helped you?

Professional expertise, straight forward and always concise communication. Someone you can trust with valued advice.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

I am more than happy with the service provided.

What were the circumstances that caused you to initially look for an adviser?

Wanted to invest money into ISA and other general stocks and share accounts

How has Ben Middleton helped you?

He guided me and helped me understand benefits of long term investments in ISA stock and share products. He also helped me understand the risks involved and patiently went through all pros and cons of investing vs. saving.

Have you seen the outcome you were hoping for?

Since I started investing as per Ben's guidance and inputs, markets have seen a lots of ups and downs including brexit, covid etc. But still i have seen some decent returns on my investments and hopefully in long term (as the market will stabilise more) I should see even better results.

What were the circumstances that caused you to initially look for an adviser?

Several years ago when Equitable Life were in trouble.

How has Ben Middleton helped you?

He transferred my assets into a more robust plan.q

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing