Richard Martin-Redman

An ex alumni of Bath University (Politics with Economics) and an ex professional rugby player turned financial adviser. Having achieved Chartered Status within the industry I advise personal clients and business owners and help them build a robust financial plan using cash flow modelling software. We build our advice on long-lasting relationships with clients. We understand that needs evolve over time. For instance, the transition from employment to retirement can be daunting, but having a thorough understanding of a client’s circumstances, a trusted relationship built over years of interaction, and the knowledge and expertise to guide them to the correct decision, makes that transition a lot easier. Being part of their journey is where we add the most value At Spiritus Wealth we build financial plans for people who don't want to run out of money, using cutting edge, best-in-class financial planning technology, evidence-based portfolios and fixed-fee platforms. We're an award-winning firm, and we work best with mid- to high-net-worth families who are either at, or approaching, a financial crossroads. These 'financial crossroads' can take many forms but our clients tend to fall into one of four main categories: 1. You're approaching the end of your career and you need help to build a sustainable retirement income strategy, to give you the confidence that you won't run out of money 2. You've just sold your business and you need advice on how to sensibly invest the proceeds in order to draw an income in a sustainable and tax-efficient manner 3. You've just received an inheritance and are unsure how best to use the funds to achieve your financial objectives for both now and into the future 4. You're going through a divorce and you're seeking clarity on what your financial settlement actually means in real terms, so you're confident you won't run out of money in the future We offer a free one-hour initial consultation so please feel free to get in touch.