Heather McConaghie

Heather joined Mortgage IQ in May 2014 and has almost 40 years’ experience in Financial Services. She has been advising on Mortgage & Protection needs for the last 25 years is a qualified Financial Planner. Heather can also support with clients pension and investment needs and with corporate protection and financial planning. Her passion is helping clients through every stage of life in the joyful happy times as well as navigating challenging times in life. Heather has many years of experience which is invaluable when it comes to getting finanacial advice. IQ&Co and Morgage IQ are trading names of IQ&co Ltd. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved 07/08/2023