Kate Davis

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

She has advised on inheritance tax and financial management

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Regular review, timely and useful advice and support

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Reassurance of my financial security.

Please provide a brief comment about your experience with Kate

Efficient and professional

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Planning for the next few years.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has been able to provide through these turbulent times the kind of service that provides comfort that my investments are in very safe hands. When it has been necessary to revise my personal income she always responds quickly and ensures that any changes are done in the most investment friendly way.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has confirmed we are on track with our pension needs.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Great ongoing support and advice

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Continued updates on world affairs affecting economies and draw-down model of retirement funds

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

If I have any questions or need advice on finances, Kate is very responsive and knowledgeable.

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Kate Davis helped you?

Offered advice and the service to transfer pensions to a better performing financial service

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Basically because we required professional advice on our investments

How has Kate Davis helped you?

She has taken us through all the options available to us and explained them in plain english, giving us appropriate guidance when needed.

Have you seen the outcome you were hoping for?

Yes above expectations

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Organising my pension.

How has Kate Davis helped you?

I feel Kate has my best interests at heart and has always given good advice

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Always available for advice when needed. Friendly and supportive.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has given me some help with regards to transferring a couple of existing pensions to a more efficient provider, though this has not been actioned as yet

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has continued to offer advice and guidance regarding my investment.

What were the circumstances that caused you to initially look for an adviser?

I was concerned that my financial advice was not as seamless as I would have liked since my original contact retired and the new advisor did know me very well. I knew Kate from her earlier role as a Personal Account Manager in our local Bank and was very comfortable in all dealings with her.

How has Kate Davis helped you?

In the 4 years that Kate has been our financial advisor I have been very pleased that she understands our requirements / risk profile and that our investments are in excellent hands.

Have you seen the outcome you were hoping for?

Even during these turbulent / almost unprecedented times I have confidence that our finances are in safe hands and the best results are being achieved.

What could they have done better?

Perhaps yes, however I am sure it could have been far worse with others advisors.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has helped us cope with the Covid and Ukraine complexities surrounding market issues.

What were the circumstances that caused you to initially look for an adviser?

When my wife died, I wanted to ensure that the major part of my retirement savings, (which I had invested in her name because she did not pay income tax) were invested in a safe and financially rewarding organisation. I also wanted advice on how these could best be invested to benefit from Inheritance Tax Allowance..

How has Kate Davis helped you?

She selected a company which she felt would achieve these objectives and advised me to select two of their portfolios as one of them would maximise the Inheritance Tax Allowance

Have you seen the outcome you were hoping for?

Having regard to the current financial situation the two portfolios are not doing as well as expected but I cannot blame Kate for this national problem.

What could they have done better?

They could have achieved their annual growth percentage forecast by the investment company.

What were the circumstances that caused you to initially look for an adviser?

Selling my business

How has Kate Davis helped you?

Invested wisely

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing to my knowledge

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Continued and update advise considering changes to world economic factors

What were the circumstances that caused you to initially look for an adviser?

retirement

How has Kate Davis helped you?

advised and set up my pension

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing ..am completely satisfied

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has assisted with a further investment following the sale of my late parents' house

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

She introduced me to an appropriate specialist accountant

What were the circumstances that caused you to initially look for an adviser?

We were looking for someone whom we could trust and would look after us, plus someone whom we could contact concerning our financial affairs.

How has Kate Davis helped you?

Kate has managed to put our funds with a reputable investment organisation which has given us peace of mind and security.

Have you seen the outcome you were hoping for?

yes

What could they have done better?

Not in our opinion

What were the circumstances that caused you to initially look for an adviser?

I needed to consolidate six different pensions.

How has Kate Davis helped you?

Firstly Kate came highly recommended. She help me understand my options and produced a comprehensive report on them. When I chose a particular pension to hold the pension funds as one, Kate did all the transfers swiftly and efficiently.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Not sure

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Fast response when required

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Always available for advice and any query that may have arrisen.

What were the circumstances that caused you to initially look for an adviser?

Retirement

How has Kate Davis helped you?

Advising on my pension and the best way to invest.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing. Excellent advice.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate is always available to answer any questions I may have. Answering promptly to save any worrying from me.

What were the circumstances that caused you to initially look for an adviser?

Retirement planning

How has Kate Davis helped you?

She has helped us look at our finances and prepare for retirement

Have you seen the outcome you were hoping for?

She has helped us with our retirement planning but would need more ongoing help with investment of savings

What could they have done better?

Maybe given a bit more advice on savings investments

What were the circumstances that caused you to initially look for an adviser?

Planning for retirement

How has Kate Davis helped you?

Advice to suit my needs

Have you seen the outcome you were hoping for?

It’s getting there

What could they have done better?

Reassure client when investments “ flutter”

What were the circumstances that caused you to initially look for an adviser?

After receiving an inheritance from an Aunt, I needed some help and advice on what to do with the money.

How has Kate Davis helped you?

Given advice and information on how best to invest my inheritance.

Have you seen the outcome you were hoping for?

Still early days!

What were the circumstances that caused you to initially look for an adviser?

Heading towards our mid-fifties, we decided we needed help with tax efficient investing and pensions.

How has Kate Davis helped you?

Kate has looked at our financial situation and helped steer us in the direct direction.

Have you seen the outcome you were hoping for?

We are happy and comfortable with what has been advised and the help we have received.

What were the circumstances that caused you to initially look for an adviser?

Further consolidation of pensions.

How has Kate Davis helped you?

Advised on which product should be consolidated and those that shouldn’t.

Have you seen the outcome you were hoping for?

In general yes but Canada Life portfolio customer interface has taken a long time to introduce and it is difficult to get info on the performance.

What could they have done better?

Made me aware that interface was not in place and there may be significant delays. Still not in place but I am led to believe imminent.

What were the circumstances that caused you to initially look for an adviser?

I was about to retire and needed some advice about how to draw my pension and also some advice on investing some funds from a recent property sale

How has Kate Davis helped you?

She has given me a clear insight into how I should take my pension and helped me with investment advice

Have you seen the outcome you were hoping for?

On the pension side, yes, I am pleased with the advice given. On the investment side, I am not sure at the moment. I have yet to see a return on my investments after more than one year.

What could they have done better?

Kate seems to be a little disorganised at times, though it is usually only minor. Some of the documentation provided seems unnecessarily complex and difficult to understand.

What were the circumstances that caused you to initially look for an adviser?

I needed advice on savings and pulling all my pensions into one pot.

How has Kate Davis helped you?

she set up an investment ISA for my wife and I and pooled my pensions into one pot.

Have you seen the outcome you were hoping for?

yes, she also found money i didn't know oi had!

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

I was looking for advice on my pension

How has Kate Davis helped you?

Kate has been very helpful in looking at options with regards to my pension and my future planning

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Nothing, Kate has been extremely helpful

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Managing my investments

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has always made herself readily available in the event that we required any clarification on our investments or savings. During these challenging times it is also reassuring that Kate has the the broad support of her partner network.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Just having Kate there to be able to help at a moments notice is reassuring.

What were the circumstances that caused you to initially look for an adviser?

I have a very small amount of pensions that needed taking care of.

How has Kate Davis helped you?

Good advice and a fare transparent investment

Have you seen the outcome you were hoping for?

Yes, Better than expected

What could they have done better?

Not Kate fault, but an app with the bank would be good.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

I had further funds to invest and she advised me to invest in a an account which I already hold which would benefit my IHT exempt allowance and is dong well at present

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

NB the review above was earlier than 2021! Kate continues to monitor my investments and offers sound advice on a number of areas, from inheritance planning to pensions. I have great confidence in her ability and she responds quickly and knowledgeably to enquiries. She has also been able to plug me in to informative Zoom talks during lockdown.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has kept us up to date with how our investments are going. Meeting Kate and spending a few hours with her, gives us the opportunity to discuss and go through everything. We usually have a list a questions, which she is always able to answer. Our meetings always raise new thoughts and questions and we find going through everything in person very helpful. We are extremely pleased with the service and advice she gives us.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

By providing practical examples of financial jargon allowing us to make informed decisions

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Available whenever we had a query

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has confirmed that our pension pot is still giving us an adequate return for our pension even in these uncertain times.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Continued great service.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

General advice

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

no

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Kate has reviewed my private pension and with Kate's help has moved my pension to hopefully a better performing and more flexible provider.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Slightly changed pension investment to help increase returns over the coming year or so.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

I find Kate to be very approachable and professional in all our dealings with her. When she believes there is information that is relevant to our investments or security she will keep us informed in a timely fashion. During these turbulent times I have high confidence that she has our interests both professional and personal at heart.

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Great continued service as always.

Please provide a brief comment about your experience with Kate

Very friendly and helpful, and talked me through various possibilities. Extremely helpful and will certainly go back to her if and when necessary .

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Their has been no need for further correspondence since our last meeting.

What were the circumstances that caused you to initially look for an adviser?

We had an accumulation of pensions that were performing badly. We wanted to consolidate them and improve their return. We also wanted to find a good home for the rest of our savings and start thinking about retirement plans.

How has Kate Davis helped you?

She advised us on how to consolidate the pensions and how to make the most of our ISA allowances to start investing for our future and retirement.

Have you seen the outcome you were hoping for?

Yes, things are significantly clearer, easy to understand and fortunately our investments are growing.

What were the circumstances that caused you to initially look for an adviser?

I have used a financial adviser for around 30 years, initially for loans and mortgages, over the years as my circumstances changed I required financial advise on pensions and investments.

How has Kate Davis helped you?

I have known Kate for over 10 years whilst she had a senior role at our local Bank. Around the time she decided to become an independent Financial Adviser my previous adviser had decided to retire and I was less comfortable with the person who would was going to replace him. I made contact with Kate and my wife and I decided following a comprehensive meeting with Kate to move our pension / investments to her company.

Have you seen the outcome you were hoping for?

We have been delighted with the quality of advice and service from Kate, and always feel that her advice and recommendations are in what she believes are in our best interest.

What could they have done better?

We have no suggestions other to continue with the high level of service.

What were the circumstances that caused you to initially look for an adviser?

Capital gain

How has Kate Davis helped you?

Investing and creating trusts and ISAs

Have you seen the outcome you were hoping for?

Not really - but Covid is to blame

What were the circumstances that caused you to initially look for an adviser?

Needing to invest some surplus funds and rationalise various pensions.

How has Kate Davis helped you?

By advising on general investments, the tax efficiency EIS scheme and inheritance tax planning. Also by sorting out my pensions.

Have you seen the outcome you were hoping for?

So far so very good

What could they have done better?

I cannot fault Kate in any way. Clear and straightforward, efficient, and friendly.

What were the circumstances that caused you to initially look for an adviser?

I am retired and need to know what to do with my savings

How has Kate Davis helped you?

She put order into my paperwork and advised on what to do with my savings

Have you seen the outcome you were hoping for?

Yes.l

What could they have done better?

I appreciate all that Kate has done for me and I wish I could have more of her time.

What were the circumstances that caused you to initially look for an adviser?

Previous advisers dropped the product plus all business to go online

How has Kate Davis helped you?

found similar products

Have you seen the outcome you were hoping for?

No too early as yet but very confident

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Bad advice from my previous advisor

How has Kate Davis helped you?

Amalgamation of some pensions into new funds, that performed better than before, with less cost and penalties.

Have you seen the outcome you were hoping for?

Yes

What could they have done better?

Cannot think of anything

What were the circumstances that caused you to initially look for an adviser?

We had used a previous financial adviser, who was retiring and we were ready to look for another.

How has Kate Davis helped you?

Kate has helped us immensely in looking at all the pots of money we have, helping us consolidate it and making everything easier and clearer. The is also helping us with retirement planning.

Have you seen the outcome you were hoping for?

Yes, definitely. She has been very clear with everything offered and answered all our questions.

What could they have done better?

I am very pleased with what we have achieved and cannot think of anything that could have been done better.

What were the circumstances that caused you to initially look for an adviser?

sale of business

How has Kate Davis helped you?

Investment with Rathbone and others

Have you seen the outcome you were hoping for?

So far

What could they have done better?

Nothing

What were the circumstances that caused you to initially look for an adviser?

Money to invest

How has Kate Davis helped you?

Recommended investment

Have you seen the outcome you were hoping for?

Yes

What were the circumstances that caused you to initially look for an adviser?

Following the death of my wife I wished to transfer all my savings, which I had invested in her name because she didn't pay tax, and I wanted advice regarding the most appropriate way to reinvest these and which would maximise the inheritance tax exempt allowance for the benefit of my son.

How has Kate Davis helped you?

She was able to provide all the advivice required to achieve thes objectives and to arrange for all my investments to be reinvested.

Have you seen the outcome you were hoping for?

Despite the present economic challenges caused by the virus the investments have not fluctuated as much as I expected and I remain reasonably confident that they will provide the level of returns that were predicted.

What could they have done better?

I don't think she could have done much better. She was very careful in considering and understanding my financial situation and objectives and in selecting a financial strategy that would be appropriate to meet these. She has continued to meet me and produce an annual report to ensure that I have good knowledge of the current progress of these investments. I now regard her as a friend as well as my financial adviser.

What were the circumstances that caused you to initially look for an adviser?

I was worried that my pensions were not going to be enough to live on so I asked Kate to help me better understand what I had

How has Kate Davis helped you?

Kate helped me with a great model to know what my projections were (better than I had thought!) & we tweaked some things. She also had a broader look at some of my other expenses such as lie insurance and we made some changes to make things ore relevant to my circumstances

Have you seen the outcome you were hoping for?

So far yes! Although with this year of Covid & the markets being all over the place I'm not sure any of us know when we will now be ale to retire!

What were the circumstances that caused you to initially look for an adviser?

We had several funds in different accounts and Kate enabled us to consolidate them into a portfolio in order to achieve better returns.

How has Kate Davis helped you?

She explained in detail what we could do in a clear concise way which made sense.

Have you seen the outcome you were hoping for?

yes

What were the circumstances that caused you to initially look for an adviser?

I needed a competent experienced person to amalgamate three pensions.

How has Kate Davis helped you?

Advice was given on how to collectively put the pensions together giving me and my wife a comfortable pension.

Have you seen the outcome you were hoping for?

We have seen an adequate outcome from our savings to date. We hope the interest continues to pay for charges.

What could they have done better?

Not sure that anything could of been improved on.. Kate was punctual, informative and she explained everything that asked of her.

What were the circumstances that caused you to initially look for an adviser?

I needed advice regarding the potential transfer out of a defined benefit pension fund

How has Kate Davis helped you?

Kate contacted me promptly and took care to ensure she understood my requirements before recommending various options for my consideration. Kate also made sure that once a course of action was agreed, I was kept up to date with what needed to be done and kept things moving despite the lockdown in early 2020.

Have you seen the outcome you were hoping for?

Definitely

What could they have done better?

I can't think of anything that could have been better.

What were the circumstances that caused you to initially look for an adviser?

planning for retirement

How has Kate Davis helped you?

providing professional advice

Have you seen the outcome you were hoping for?

yes

What could they have done better?

nothing

What were the circumstances that caused you to initially look for an adviser?

My late husband and I had some investments maturing and I sought advice re investing them to provide an income. When my husband died and I was the beneficiary I continued to seek her advice as his pension was no longer paid to me when I remarried a couple of years later. When I sought Equity Release I again needed some advice, which she provided

How has Kate Davis helped you?

The investments she suggested and arranged have given me a steady regular income

Have you seen the outcome you were hoping for?

Yes and continue to do so with regular contact

What could they have done better?

I have not heard of any more suitable or fitting advice

This review is a follow-up review from a client who left a review previously.

How has Kate Davis helped you since your last review?

Honest, personable and knowledgeable of the financial services market and products that would be suited for my needs. Transparent about fees, honest about expectations. Efficient and responsive - nothing too much trouble if you have a question or need clarification.

What were the circumstances that caused you to initially look for an adviser?

Change of circumstances

How has Kate Davis helped you?

Kate understood the change and the direction I needed and helped me work through this with relevant advice and products.

Have you seen the outcome you were hoping for?

Yes absolutely and I have been able to contact Kate whenever needed to help me understand some of the options.

What could they have done better?

Nothing. I am completely satisfied with the advice I have received.