Kate Kennedy

After deciding to step away from a career in Psychology I was introduced to St. James's Place by a friend who was extremely passionate about the work he did for his clients and how he helped them with their financial wellbeing. It was clear to me that it was a company that put its clients at the centre and employed a holistic approach in helping them meet their financial needs. I joined St. James's Place in April 2016 as a Practice Manager. I wanted to learn the business from behind the scenes before progressing to the role of a Financial Adviser. After completing the intensive training programme with St. James's Place Academy, I joined Twelve Wealth Management as an Adviser in 2018. As a working Mum to young children, I have a huge passion in helping other families with their financial health and I take any opportunity to help lighten their load. As parents, we always find ourselves time poor with endless lists of life admin to do, not to mention the insufficient time or expertise to get the most from our personal/business finances. Unfortunately, I also know from first-hand experience the importance in protecting your family in the face of life’s many adversities. Protection is a key focus of mine when working with my clients. My clients include: - Families - Busy Professionals - Business owners - Contractors - Legal and Accounting Professionals - Medical Professionals - Individuals nearing retirement My focus is to thoroughly understand your current situation, what concerns you have, what hurdles you have faced in the past, may face in the future and what your future plans entail. Only once I understand where you currently are with your finances and where you are aiming to get to, we can then problem solve together and put a plan in place to ensure you achieve your financial goals. I aim to do this by building long lasting relationships by providing bespoke, face to face advice. We provide the following services : Tax efficient Investment Planning Building and Protecting families future Wealth Pension Planning Detailed Cash flow modelling We offer a no obligation 1-2-1 consultation meeting . We do our upmost to ensure that clients meet their financial goals and aspirations in a tax efficient manner Do get in touch with us if you need a bit more information about these services, or any of our other financial planning advice. Your home or other property may be repossessed if you do not keep up repayments on your mortgage. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested. An investment in equities does not provide the security of capital associated with a deposit account with a bank or building society. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. This Partner/Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products. The ‘St. James’s Place Partnership’ and titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. SJP Approved xx/xx/xxxx